Samaggi Insurance PCL (BKK:SMG-R) Net Margin %: 25.48% (As of Mar. 2016) — 86% Above Median


What is Samaggi Insurance PCL Net Margin %?

Samaggi Insurance PCL BKK:SMG-R Net Margin % is 25.48% as of Mar. 2016, which is 86% above its 10-year median of 13.69. The stock has 3 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. Samaggi Insurance PCL's Net Income for the three months ended in Mar. 2016 was ฿384.45 Mil. Samaggi Insurance PCL's Revenue for the three months ended in Mar. 2016 was ฿1,509.03 Mil. Therefore, Samaggi Insurance PCL's net margin for the quarter that ended in Mar. 2016 was 25.48%.

The historical rank and industry rank for Samaggi Insurance PCL's Net Margin % or its related term are showing as below:

BKK:SMG-R' s Net Margin % Range Over the Past 10 Years
Min: -17.03   Med: 13.69   Max: 42.28
Current: 17.31

BKK:SMG-R's Net Margin % is not ranked
in the Insurance industry.
Industry Median: 9.29 vs BKK:SMG-R: 17.31

Samaggi Insurance PCL  (BKK:SMG-R) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Samaggi Insurance PCL Net Margin % Related Terms

Samaggi Insurance PCL Net Margin % Historical Data

* Premium members only.

The historical data trend for Samaggi Insurance PCL's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Samaggi Insurance PCL Net Margin % Chart

Samaggi Insurance PCL Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.36 8.90 16.25 19.16 17.04

Samaggi Insurance PCL Quarterly Data
Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.22 11.26 16.68 13.98 25.48

BKK:SMG-R vs PTVCA, FNHC: Net Margin % Comparison

For the Insurance - Property & Casualty subindustry, Samaggi Insurance PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Samaggi Insurance PCL Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Samaggi Insurance PCL's Net Margin % distribution charts can be found below:

* The bar in red indicates where Samaggi Insurance PCL's Net Margin % falls into.


Samaggi Insurance PCL Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Samaggi Insurance PCL's Net Margin for the fiscal year that ended in Dec. 2015 is calculated as

Net Margin=Net Income (A: Dec. 2015 )/Revenue (A: Dec. 2015 )
=849.534/4984.856
=17.04 %

Samaggi Insurance PCL's Net Margin for the quarter that ended in Mar. 2016 is calculated as

Net Margin=Net Income (Q: Mar. 2016 )/Revenue (Q: Mar. 2016 )
=384.449/1509.027
=25.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 25.48% mean?
Samaggi Insurance PCL (BKK:SMG-R) has a Net Margin % of 25.48% as of Mar. 2016. Net margin is the ratio of total net income to net sales. View historical data on Samaggi Insurance PCL and its competitors. This is 86% above median its historical median of 13.69.
Is Samaggi Insurance PCL's Net Margin % too high?
Samaggi Insurance PCL's current Net Margin % of 25.48% is 86% above median its 10-year median of 13.69. The Insurance industry median Net Margin % is 9.29. Samaggi Insurance PCL's value of 25.48% is 174.3% above this industry median.
How does Samaggi Insurance PCL's Net Margin % compare to PTVCA and FNHC?
Samaggi Insurance PCL's Net Margin % of 25.48% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.29. Samaggi Insurance PCL's value of 25.48% is 174.3% above this benchmark. While the company's 10-year median is 13.69 vs. the industry median of 9.29, Samaggi Insurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Samaggi Insurance PCL's current Net Margin % of 25.48% is 174.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Samaggi Insurance PCL and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Samaggi Insurance PCL's current Net Margin % is 25.48%, which is 86% above median its own 10-year median of 13.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Samaggi Insurance PCL stock overvalued right now?
Samaggi Insurance PCL (BKK:SMG-R) has a current Net Margin % of 25.48%. The current Net Margin % is 25.48%, which is 86% above median its 10-year median of 13.69 and 174.3% above the Insurance industry median of 9.29. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Samaggi Insurance PCL (BKK:SMG-R), the current Net Margin % is 25.48% as of Mar. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Samaggi Insurance PCL Business Description

Siam Commercial Samaggi Insurance Public Company Limited operates a non-life insurance business including fire, marine and cargo, motor and miscellaneous insurance.