BOC Hong Kong HoldingsBNKHF 53 Net Margin % is 42.21% as of Dec. 2025, which is 10% below its 10-year median of 46.87. GuruFocus rates BNKHF with a GF Score™ of 53/100 and a GF Value™ of $4.28 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,526 Banks companies, BOC Hong Kong Holdings ranks better than 90.43% on this metric.
The historical rank and industry rank for BOC Hong Kong Holdings's Net Margin % or its related term are showing as below:
BNKHF'
s Net Margin % Range Over the Past 10 Years
Min: 37.2 Med: 46.87 Max: 102.72
Current: 45.12
BNKHF's Net Margin % is ranked better than 90.43% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs BNKHF: 45.12
BOC Hong Kong Holdings (OTCPK:BNKHF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
BOC Hong Kong Holdings Net Margin % Related Terms
BOC Hong Kong Holdings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOC Hong Kong Holdings Net Margin % Competitor Comparison
For the Banks - Regional subindustry, BOC Hong Kong Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BOC Hong Kong Holdings Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BOC Hong Kong Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where BOC Hong Kong Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOC Hong Kong Holdings (BNKHF) has a Net Margin % of 42.21% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on BOC Hong Kong Holdings and its competitors. This is 10% below median its historical median of 46.87. Over the past decade, BOC Hong Kong Holdings' Net Margin % has ranged from 37.20 to 102.72. According to the industry distribution chart, BOC Hong Kong Holdings ranks #146 out of 1526 companies in the Banks industry, placing it in the top 9.6%.
Is BOC Hong Kong Holdings' Net Margin % too high?
BOC Hong Kong Holdings' current Net Margin % of 42.21% is 10% below median its 10-year median of 46.87. Over the past 10 years, this metric has ranged from a low of 37.20 to a high of 102.72. The Banks industry median Net Margin % is 26.97. BOC Hong Kong Holdings' value of 42.21% is 56.5% above this industry median. Based on the distribution chart, BOC Hong Kong Holdings ranks #146 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BOC Hong Kong Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOC Hong Kong Holdings' Net Margin % compare to competitors?
According to the Banks industry distribution chart, BOC Hong Kong Holdings ranks #146 out of 1526 companies for Net Margin %. This places BOC Hong Kong Holdings in the top 10% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. BOC Hong Kong Holdings' value of 42.21% is 56.5% above this benchmark. Historically, BOC Hong Kong Holdings' own Net Margin % has ranged from 37.20 to 102.72 over the past decade. While the company's 10-year median is 46.87 vs. the industry median of 26.97, BOC Hong Kong Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BOC Hong Kong Holdings's current Net Margin % of 42.21% is 56.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on BOC Hong Kong Holdings and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BOC Hong Kong Holdings's current Net Margin % is 42.21%, which is 10% below median its own 10-year median of 46.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOC Hong Kong Holdings stock overvalued right now?
Based on GuruFocus' analysis, BOC Hong Kong Holdings (BNKHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.28, compared to a current price of $6.15 — trading 43.7% above its estimated fair value. The current Net Margin % is 42.21%, which is 10% below median its 10-year median of 46.87 and 56.5% above the Banks industry median of 26.97. BOC Hong Kong Holdings' overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For BOC Hong Kong Holdings (BNKHF), the current Net Margin % is 42.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BOC Hong Kong Holdings (BNKHF) Overvalued in 2026?
Based on GuruFocus' analysis, BOC Hong Kong Holdings stock appears to be overvalued.
The current stock price of $6.15 is trading 43.7% above its estimated GF Value™ of $4.28.
GuruFocus considers BOC Hong Kong Holdings to be Significantly Overvalued.
Key valuation signals for BNKHF:
Net Margin %: 42.21% (10% below median its 10-year median of 46.87)
GF Value™: $4.28 vs. price of $6.15 (43.7% above fair value)
Industry Position: 56.5% above the Banks median (#146 of 1526)
No single metric tells the full story. See the BNKHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BOC Hong Kong is a subsidiary of Bank of China. It is the second-largest bank in Hong Kong in terms of loan and deposit market shares. Although BOC Hong Kong is legally separate from its parent, it maintains close relationships with it in management, administration, and business relations. The two companies also cooperate in several areas, including the reselling of Bank of China's insurance and securities services. Bank of China holds a 66% stake in BOC Hong Kong.
53GF Score
Get the complete analysis for BNKHF
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BNKHF has been successfully added to your 
