Banco do Brasil BB Brasil (BSP:BBAS3) Net Margin %: 6.90% (As of Mar. 2026) — 58% Below Median


BSP:BBAS3 Banco do Brasil SA BB Brasil BSP:BBAS3
71 GF Score
Price R$19.73
GF Value R$27.68
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Banco do Brasil BB Brasil Net Margin %?

Banco do Brasil BB Brasil BSP:BBAS3 -0.65% 71 Net Margin % is 6.90% as of Mar. 2026, which is 58% below its 10-year median of 16.49. GuruFocus rates BSP:BBAS3 with a GF Score™ of 71/100 and a GF Value™ of R$27.68 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Banco do Brasil BB Brasil ranks worse than 89.58% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Banco do Brasil BB Brasil's Net Income for the three months ended in Mar. 2026 was R$2,397 Mil. Banco do Brasil BB Brasil's Revenue for the three months ended in Mar. 2026 was R$34,744 Mil. Therefore, Banco do Brasil BB Brasil's net margin for the quarter that ended in Mar. 2026 was 6.90%.

The historical rank and industry rank for Banco do Brasil BB Brasil's Net Margin % or its related term are showing as below:

BSP:BBAS3' s Net Margin % Range Over the Past 10 Years
Min: 8.68   Med: 16.49   Max: 25.24
Current: 8.68


BSP:BBAS3's Net Margin % is ranked worse than
89.58% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs BSP:BBAS3: 8.68

Banco do Brasil BB Brasil  (BSP:BBAS3) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Banco do Brasil BB Brasil Net Margin % Related Terms


Banco do Brasil BB Brasil Net Margin % Historical Data

* Premium members only.

The historical data trend for Banco do Brasil BB Brasil's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco do Brasil BB Brasil Net Margin % Chart

Banco do Brasil BB Brasil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.75 25.24 23.80 18.20 9.31

Banco do Brasil BB Brasil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.21 8.02 6.32 12.78 6.90

Banco do Brasil BB Brasil Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Banco do Brasil BB Brasil's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco do Brasil BB Brasil Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco do Brasil BB Brasil's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banco do Brasil BB Brasil's Net Margin % falls into.


BSP:BBAS3
71GF Score
Banco do Brasil SA BB Brasil BSP:BBAS3
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco do Brasil BB Brasil Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banco do Brasil BB Brasil's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=13698.124/147119.627
=9.31 %

Banco do Brasil BB Brasil's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2397.165/34743.74
=6.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 6.90% mean?
Banco do Brasil BB Brasil (BSP:BBAS3) has a Net Margin % of 6.90% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banco do Brasil BB Brasil and its competitors. This is 58% below median its historical median of 16.49. Over the past decade, Banco do Brasil BB Brasil's Net Margin % has ranged from 8.68 to 25.24. According to the industry distribution chart, Banco do Brasil BB Brasil ranks #1367 out of 1526 companies in the Banks industry, placing it in the top 89.6%.
Is Banco do Brasil BB Brasil's Net Margin % too high?
Banco do Brasil BB Brasil's current Net Margin % of 6.90% is 58% below median its 10-year median of 16.49. Over the past 10 years, this metric has ranged from a low of 8.68 to a high of 25.24. The Banks industry median Net Margin % is 26.97. Banco do Brasil BB Brasil's value of 6.90% is 74.4% below this industry median. Based on the distribution chart, Banco do Brasil BB Brasil ranks #1367 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco do Brasil BB Brasil has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco do Brasil BB Brasil's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Banco do Brasil BB Brasil ranks #1367 out of 1526 companies for Net Margin %. This places Banco do Brasil BB Brasil in the lower half of its industry. The industry median Net Margin % is 26.97. Banco do Brasil BB Brasil's value of 6.90% is 74.4% below this benchmark. Historically, Banco do Brasil BB Brasil's own Net Margin % has ranged from 8.68 to 25.24 over the past decade. While the company's 10-year median is 16.49 vs. the industry median of 26.97, Banco do Brasil BB Brasil has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco do Brasil BB Brasil's current Net Margin % of 6.90% is 74.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco do Brasil BB Brasil and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco do Brasil BB Brasil's current Net Margin % is 6.90%, which is 58% below median its own 10-year median of 16.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco do Brasil BB Brasil stock overvalued right now?
Based on GuruFocus' analysis, Banco do Brasil BB Brasil (BSP:BBAS3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$27.68, compared to a current price of R$19.73 — trading 28.7% below its estimated fair value. The current Net Margin % is 6.90%, which is 58% below median its 10-year median of 16.49 and 74.4% below the Banks industry median of 26.97. Banco do Brasil BB Brasil's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco do Brasil BB Brasil (BSP:BBAS3), the current Net Margin % is 6.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco do Brasil BB Brasil (BSP:BBAS3) Overvalued in 2026?

Based on GuruFocus' analysis, Banco do Brasil BB Brasil stock appears to be undervalued. The current stock price of R$19.73 is trading 28.7% below its estimated GF Value™ of R$27.68. GuruFocus considers Banco do Brasil BB Brasil to be Modestly Undervalued.

Key valuation signals for BSP:BBAS3:

  • Net Margin %: 6.90% (58% below median its 10-year median of 16.49)
  • GF Value™: R$27.68 vs. price of R$19.73 (28.7% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 74.4% below the Banks median (#1367 of 1526)

No single metric tells the full story. See the BSP:BBAS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco do Brasil BB Brasil Business Description

Other Exchanges BDORY:USABZLA:Germany
Address Setor de Autarquias Norte, Quadra 5, Lote B, Edificio Banco do Brasil, Brasilia, DF, BRA, 70040-911
Banco do Brasil SA BB Brasil is a Brazilian financial services company present in several countries. The business segments are Banking, Investments, Fund Management, Insurance, Electronic payments, and others. Majority of the revenue is generated from its Banking segment. Banco do Brasil serves retail clients (small and midsize enterprises and individuals), wholesale clients (corporations), and public institutions. The products and services portfolio includes accounts, Loans, cards, financing, and others.
71GF Score

Get the complete analysis for BSP:BBAS3

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$19.73
Price
R$27.68
GF Value