Talanx AGCHIX:TLXD 77 Net Margin % is 6.71% as of Mar. 2026, which is 147% above its 10-year median of 2.72. GuruFocus rates CHIX:TLXD with a GF Score™ of 77/100 and a GF Value™ of €102.55 (Fairly Valued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Talanx AG ranks worse than 67.07% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Talanx AG's Net Income for the
three
months ended in Mar. 2026 was €774 Mil. Talanx AG's Revenue for the
three
months ended in Mar. 2026 was €11,532 Mil. Therefore, Talanx AG's net margin for the quarter that ended in Mar. 2026 was 6.71%.
The historical rank and industry rank for Talanx AG's Net Margin % or its related term are showing as below:
CHIX:TLXd'
s Net Margin % Range Over the Past 10 Years
Min: 1.66 Med: 2.72 Max: 8.22
Current: 5.52
CHIX:TLXd's Net Margin % is ranked worse than 67.07% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs CHIX:TLXd: 5.52
Talanx AG (CHIX:TLXd) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Talanx AG Net Margin % Related Terms
Talanx AG Net Margin % Historical Data
* Premium members only.
The historical data trend for Talanx AG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:TLXD vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Talanx AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Talanx AG Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Talanx AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Talanx AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Talanx AG (CHIX:TLXD) has a Net Margin % of 6.71% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Talanx AG and its competitors. This is 147% above median its historical median of 2.72. Over the past decade, Talanx AG's Net Margin % has ranged from 1.66 to 8.22. According to the industry distribution chart, Talanx AG ranks #336 out of 501 companies in the Insurance industry, placing it in the top 67.1%.
Is Talanx AG's Net Margin % too high?
Talanx AG's current Net Margin % of 6.71% is 147% above median its 10-year median of 2.72. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 8.22. The Insurance industry median Net Margin % is 9.29. Talanx AG's value of 6.71% is 27.8% below this industry median. Based on the distribution chart, Talanx AG ranks #336 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Talanx AG has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #336 out of 501 companies for Net Margin %. This places Talanx AG in the lower half of its industry. The industry median Net Margin % is 9.29. Talanx AG's value of 6.71% is 27.8% below this benchmark. Historically, Talanx AG's own Net Margin % has ranged from 1.66 to 8.22 over the past decade. While the company's 10-year median is 2.72 vs. the industry median of 9.29, Talanx AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Talanx AG's current Net Margin % of 6.71% is 27.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Talanx AG and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current Net Margin % is 6.71%, which is 147% above median its own 10-year median of 2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (CHIX:TLXD) is currently considered Fairly Valued. The stock's GF Value™ is €102.55, compared to a current price of €103.70 — trading 1.1% above its estimated fair value. The current Net Margin % is 6.71%, which is 147% above median its 10-year median of 2.72 and 27.8% below the Insurance industry median of 9.29. Talanx AG's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Talanx AG (CHIX:TLXD), the current Net Margin % is 6.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Talanx AG (CHIX:TLXD) Overvalued in 2026?
Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued.
The current stock price of €103.70 is trading 1.1% above its estimated GF Value™ of €102.55.
GuruFocus considers Talanx AG to be Fairly Valued.
Key valuation signals for CHIX:TLXD:
Net Margin %: 6.71% (147% above median its 10-year median of 2.72)
GF Value™: €102.55 vs. price of €103.70 (1.1% above fair value)
Industry Position: 27.8% below the Insurance median (#336 of 501)
No single metric tells the full story. See the CHIX:TLXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
77GF Score
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