DSHHF (Daishi Hokuetsu Financial Group) Net Margin %: 18.67% (As of Mar. 2026) — 27% Above Median


DSHHF Daishi Hokuetsu Financial Group Inc DSHHF
40 GF Score
Price $13.23
GF Value $7.70
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Daishi Hokuetsu Financial Group Net Margin %?

Daishi Hokuetsu Financial Group DSHHF 40 Net Margin % is 18.67% as of Mar. 2026, which is 27% above its 10-year median of 14.73. GuruFocus rates DSHHF with a GF Score™ of 40/100 and a GF Value™ of $7.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Daishi Hokuetsu Financial Group ranks worse than 68.24% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Daishi Hokuetsu Financial Group's Net Income for the three months ended in Mar. 2026 was $52 Mil. Daishi Hokuetsu Financial Group's Revenue for the three months ended in Mar. 2026 was $277 Mil. Therefore, Daishi Hokuetsu Financial Group's net margin for the quarter that ended in Mar. 2026 was 18.67%.

The historical rank and industry rank for Daishi Hokuetsu Financial Group's Net Margin % or its related term are showing as below:

DSHHF' s Net Margin % Range Over the Past 10 Years
Min: 8.24   Med: 14.73   Max: 54.48
Current: 20.96


DSHHF's Net Margin % is ranked worse than
68.24% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs DSHHF: 20.96

Daishi Hokuetsu Financial Group  (OTCPK:DSHHF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Daishi Hokuetsu Financial Group Net Margin % Related Terms


Daishi Hokuetsu Financial Group Net Margin % Historical Data

* Premium members only.

The historical data trend for Daishi Hokuetsu Financial Group's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Daishi Hokuetsu Financial Group Net Margin % Chart

Daishi Hokuetsu Financial Group Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Margin %
Get a 7-Day Free Trial 12.09 13.84 15.61 20.77 20.96

Daishi Hokuetsu Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.63 29.17 14.18 26.13 18.67

Daishi Hokuetsu Financial Group Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Daishi Hokuetsu Financial Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Daishi Hokuetsu Financial Group Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Daishi Hokuetsu Financial Group's Net Margin % distribution charts can be found below:

* The bar in red indicates where Daishi Hokuetsu Financial Group's Net Margin % falls into.


DSHHF
40GF Score
Daishi Hokuetsu Financial Group Inc DSHHF
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Daishi Hokuetsu Financial Group Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Daishi Hokuetsu Financial Group's Net Margin for the fiscal year that ended in Mar. 2026 is calculated as

Net Margin=Net Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=265.328/1266.011
=20.96 %

Daishi Hokuetsu Financial Group's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=51.669/276.779
=18.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 18.67% mean?
Daishi Hokuetsu Financial Group (DSHHF) has a Net Margin % of 18.67% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Daishi Hokuetsu Financial Group and its competitors. This is 27% above median its historical median of 14.73. Over the past decade, Daishi Hokuetsu Financial Group's Net Margin % has ranged from 8.24 to 54.48. According to the industry distribution chart, Daishi Hokuetsu Financial Group ranks #1042 out of 1527 companies in the Banks industry, placing it in the top 68.2%.
Is Daishi Hokuetsu Financial Group's Net Margin % too high?
Daishi Hokuetsu Financial Group's current Net Margin % of 18.67% is 27% above median its 10-year median of 14.73. Over the past 10 years, this metric has ranged from a low of 8.24 to a high of 54.48. The Banks industry median Net Margin % is 26.95. Daishi Hokuetsu Financial Group's value of 18.67% is 30.7% below this industry median. Based on the distribution chart, Daishi Hokuetsu Financial Group ranks #1042 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Daishi Hokuetsu Financial Group has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daishi Hokuetsu Financial Group's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Daishi Hokuetsu Financial Group ranks #1042 out of 1527 companies for Net Margin %. This places Daishi Hokuetsu Financial Group in the lower half of its industry. The industry median Net Margin % is 26.95. Daishi Hokuetsu Financial Group's value of 18.67% is 30.7% below this benchmark. Historically, Daishi Hokuetsu Financial Group's own Net Margin % has ranged from 8.24 to 54.48 over the past decade. While the company's 10-year median is 14.73 vs. the industry median of 26.95, Daishi Hokuetsu Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daishi Hokuetsu Financial Group's current Net Margin % of 18.67% is 30.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Daishi Hokuetsu Financial Group and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daishi Hokuetsu Financial Group's current Net Margin % is 18.67%, which is 27% above median its own 10-year median of 14.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daishi Hokuetsu Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Daishi Hokuetsu Financial Group (DSHHF) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.70, compared to a current price of $13.23 — trading 71.8% above its estimated fair value. The current Net Margin % is 18.67%, which is 27% above median its 10-year median of 14.73 and 30.7% below the Banks industry median of 26.95. Daishi Hokuetsu Financial Group's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Daishi Hokuetsu Financial Group (DSHHF), the current Net Margin % is 18.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Daishi Hokuetsu Financial Group (DSHHF) Overvalued in 2026?

Based on GuruFocus' analysis, Daishi Hokuetsu Financial Group stock appears to be overvalued. The current stock price of $13.23 is trading 71.8% above its estimated GF Value™ of $7.70. GuruFocus considers Daishi Hokuetsu Financial Group to be Significantly Overvalued.

Key valuation signals for DSHHF:

  • Net Margin %: 18.67% (27% above median its 10-year median of 14.73)
  • GF Value™: $7.70 vs. price of $13.23 (71.8% above fair value)
  • GF Score™: 40/100 with 6 warning signs
  • Industry Position: 30.7% below the Banks median (#1042 of 1527)

No single metric tells the full story. See the DSHHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Daishi Hokuetsu Financial Group Business Description

Other Exchanges 7327:Japan
Address 7-1071-1, Higashiborimae-dori, Niigata-shi, Niigata, JPN, 951-8066
Daishi Hokuetsu Financial Group Inc is a Japanese based company involved in the various banking and financial activities.
40GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.23
Price
$7.70
GF Value