EFG International AGFRA:E2S -0.56%66 Net Margin % is 12.75% as of Dec. 2025, which is 21% below its 10-year median of 16.14. GuruFocus rates FRA:E2S with a GF Score™ of 66/100 and a GF Value™ of €14.59 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, EFG International AG ranks worse than 70.42% on this metric.
The historical rank and industry rank for EFG International AG's Net Margin % or its related term are showing as below:
FRA:E2S'
s Net Margin % Range Over the Past 10 Years
Min: -5.23 Med: 16.14 Max: 31.2
Current: 20.14
FRA:E2S's Net Margin % is ranked worse than 70.42% of 1528
companies
in the Banks industry
Industry Median: 26.81
vs FRA:E2S: 20.14
EFG International AG (FRA:E2S) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
EFG International AG Net Margin % Related Terms
EFG International AG Net Margin % Historical Data
* Premium members only.
The historical data trend for EFG International AG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, EFG International AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFG International AG Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, EFG International AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where EFG International AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFG International AG (FRA:E2S) has a Net Margin % of 12.75% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on EFG International AG and its competitors. This is 21% below median its historical median of 16.14. According to the industry distribution chart, EFG International AG ranks #1076 out of 1528 companies in the Banks industry, placing it in the top 70.4%.
Is EFG International AG's Net Margin % too high?
EFG International AG's current Net Margin % of 12.75% is 21% below median its 10-year median of 16.14. The Banks industry median Net Margin % is 26.81. EFG International AG's value of 12.75% is 52.4% below this industry median. Based on the distribution chart, EFG International AG ranks #1076 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, EFG International AG has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EFG International AG's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, EFG International AG ranks #1076 out of 1528 companies for Net Margin %. This places EFG International AG in the lower half of its industry. The industry median Net Margin % is 26.81. EFG International AG's value of 12.75% is 52.4% below this benchmark. While the company's 10-year median is 16.14 vs. the industry median of 26.81, EFG International AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.81, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFG International AG's current Net Margin % of 12.75% is 52.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on EFG International AG and its competitors. For the Banks industry, the median Net Margin % is 26.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFG International AG's current Net Margin % is 12.75%, which is 21% below median its own 10-year median of 16.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFG International AG stock overvalued right now?
Based on GuruFocus' analysis, EFG International AG (FRA:E2S) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.59, compared to a current price of €17.90 — trading 22.7% above its estimated fair value. The current Net Margin % is 12.75%, which is 21% below median its 10-year median of 16.14 and 52.4% below the Banks industry median of 26.81. EFG International AG's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For EFG International AG (FRA:E2S), the current Net Margin % is 12.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFG International AG (FRA:E2S) Overvalued in 2026?
Based on GuruFocus' analysis, EFG International AG stock appears to be overvalued.
The current stock price of €17.90 is trading 22.7% above its estimated GF Value™ of €14.59.
GuruFocus considers EFG International AG to be Modestly Overvalued.
Key valuation signals for FRA:E2S:
Net Margin %: 12.75% (21% below median its 10-year median of 16.14)
GF Value™: €14.59 vs. price of €17.90 (22.7% above fair value)
Industry Position: 52.4% below the Banks median (#1076 of 1528)
No single metric tells the full story. See the FRA:E2S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFG International AG is a private banking group offering private banking and asset management services, with operations spanning Europe, Asia Pacific, the Americas, and the Middle East. The company's business segments are split into: i) Private Banking and Wealth Management, which includes Switzerland & Italy, Continental Europe & Middle East, Asia Pacific, United Kingdom, and Americas, ii) Investment & Wealth Solutions, and iii) Global Markets & Treasury. The majority of its revenue is derived from the Switzerland & Italy division of the Private Banking and Wealth Management segment.
66GF Score
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