The historical rank and industry rank for Raiffeisen Bank International AG's Net Margin % or its related term are showing as below:
FRA:RAW0'
s Net Margin % Range Over the Past 10 Years
Min: 9.94 Med: 21.64 Max: 37.75
Current: 16.03
FRA:RAW0's Net Margin % is ranked worse than 79.31% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FRA:RAW0: 16.03
Raiffeisen Bank International AG (FRA:RAW0) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Raiffeisen Bank International AG Net Margin % Related Terms
Raiffeisen Bank International AG Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiffeisen Bank International AG Net Margin % Chart
For the Banks - Regional subindustry, Raiffeisen Bank International AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiffeisen Bank International AG Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Raiffeisen Bank International AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Raiffeisen Bank International AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiffeisen Bank International AG (FRA:RAW0) has a Net Margin % of 21.45% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Raiffeisen Bank International AG and its competitors. This is near median its historical median of 21.64. Over the past decade, Raiffeisen Bank International AG's Net Margin % has ranged from 9.94 to 37.75. According to the industry distribution chart, Raiffeisen Bank International AG ranks #1211 out of 1527 companies in the Banks industry, placing it in the top 79.3%.
Is Raiffeisen Bank International AG's Net Margin % too high?
Raiffeisen Bank International AG's current Net Margin % of 21.45% is near median its 10-year median of 21.64. Over the past 10 years, this metric has ranged from a low of 9.94 to a high of 37.75. The Banks industry median Net Margin % is 26.95. Raiffeisen Bank International AG's value of 21.45% is 20.4% below this industry median. Based on the distribution chart, Raiffeisen Bank International AG ranks #1211 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Raiffeisen Bank International AG has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Raiffeisen Bank International AG ranks #1211 out of 1527 companies for Net Margin %. This places Raiffeisen Bank International AG in the lower half of its industry. The industry median Net Margin % is 26.95. Raiffeisen Bank International AG's value of 21.45% is 20.4% below this benchmark. Historically, Raiffeisen Bank International AG's own Net Margin % has ranged from 9.94 to 37.75 over the past decade. While the company's 10-year median is 21.64 vs. the industry median of 26.95, Raiffeisen Bank International AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank International AG's current Net Margin % of 21.45% is 20.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Raiffeisen Bank International AG and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank International AG's current Net Margin % is 21.45%, which is near median its own 10-year median of 21.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (FRA:RAW0) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.12, compared to a current price of €13.60 — trading 230.1% above its estimated fair value. The current Net Margin % is 21.45%, which is near median its 10-year median of 21.64 and 20.4% below the Banks industry median of 26.95. Raiffeisen Bank International AG's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Raiffeisen Bank International AG (FRA:RAW0), the current Net Margin % is 21.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raiffeisen Bank International AG (FRA:RAW0) Overvalued in 2026?
Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued.
The current stock price of €13.60 is trading 230.1% above its estimated GF Value™ of €4.12.
GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.
Key valuation signals for FRA:RAW0:
Net Margin %: 21.45% (near median its 10-year median of 21.64)
GF Value™: €4.12 vs. price of €13.60 (230.1% above fair value)
Industry Position: 20.4% below the Banks median (#1211 of 1527)
No single metric tells the full story. See the FRA:RAW0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raiffeisen Bank International AG Business Description
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
51GF Score
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