Pelagos Insurance CapitalFRA:U0K -0.97%62 Net Margin % is 17.69% as of Mar. 2026, which is 70% above its 10-year median of 10.38. GuruFocus rates FRA:U0K with a GF Score™ of 62/100 and a GF Value™ of €17.32 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Pelagos Insurance Capital ranks better than 78.84% on this metric.
The historical rank and industry rank for Pelagos Insurance Capital's Net Margin % or its related term are showing as below:
FRA:U0K'
s Net Margin % Range Over the Past 10 Years
Min: 3.47 Med: 10.38 Max: 63.34
Current: 17.68
FRA:U0K's Net Margin % is ranked better than 78.84% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs FRA:U0K: 17.68
Pelagos Insurance Capital (FRA:U0K) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Pelagos Insurance Capital Net Margin % Related Terms
Pelagos Insurance Capital Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:U0K vs XZO, IGIC, SUND: Net Margin % Comparison
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's Net Margin % distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagos Insurance Capital (FRA:U0K) has a Net Margin % of 17.69% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Pelagos Insurance Capital and its competitors. This is 70% above median its historical median of 10.38. Over the past decade, Pelagos Insurance Capital's Net Margin % has ranged from 3.47 to 63.34. According to the industry distribution chart, Pelagos Insurance Capital ranks #106 out of 501 companies in the Insurance industry, placing it in the top 21.2%.
Is Pelagos Insurance Capital's Net Margin % too high?
Pelagos Insurance Capital's current Net Margin % of 17.69% is 70% above median its 10-year median of 10.38. Over the past 10 years, this metric has ranged from a low of 3.47 to a high of 63.34. The Insurance industry median Net Margin % is 9.29. Pelagos Insurance Capital's value of 17.69% is 90.4% above this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #106 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Pelagos Insurance Capital has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's Net Margin % compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #106 out of 501 companies for Net Margin %. This places Pelagos Insurance Capital in the top 21% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Pelagos Insurance Capital's value of 17.69% is 90.4% above this benchmark. Historically, Pelagos Insurance Capital's own Net Margin % has ranged from 3.47 to 63.34 over the past decade. While the company's 10-year median is 10.38 vs. the industry median of 9.29, Pelagos Insurance Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current Net Margin % of 17.69% is 90.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Pelagos Insurance Capital and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current Net Margin % is 17.69%, which is 70% above median its own 10-year median of 10.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (FRA:U0K) is currently considered Modestly Overvalued. The stock's GF Value™ is €17.32, compared to a current price of €20.40 — trading 17.8% above its estimated fair value. The current Net Margin % is 17.69%, which is 70% above median its 10-year median of 10.38 and 90.4% above the Insurance industry median of 9.29. Pelagos Insurance Capital's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Pelagos Insurance Capital (FRA:U0K), the current Net Margin % is 17.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (FRA:U0K) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of €20.40 is trading 17.8% above its estimated GF Value™ of €17.32.
GuruFocus considers Pelagos Insurance Capital to be Modestly Overvalued.
Key valuation signals for FRA:U0K:
Net Margin %: 17.69% (70% above median its 10-year median of 10.38)
GF Value™: €17.32 vs. price of €20.40 (17.8% above fair value)
Industry Position: 90.4% above the Insurance median (#106 of 501)
No single metric tells the full story. See the FRA:U0K stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
62GF Score
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