The historical rank and industry rank for Nishi-Nippon Financial Holdings's Net Margin % or its related term are showing as below:
FSE:7189'
s Net Margin % Range Over the Past 10 Years
Min: 14.97 Med: 17.78 Max: 21.09
Current: 21.09
FSE:7189's Net Margin % is ranked worse than 67.85% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs FSE:7189: 21.09
Nishi-Nippon Financial Holdings (FSE:7189) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nishi-Nippon Financial Holdings Net Margin % Related Terms
Nishi-Nippon Financial Holdings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nishi-Nippon Financial Holdings Net Margin % Chart
Nishi-Nippon Financial Holdings Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Nishi-Nippon Financial Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nishi-Nippon Financial Holdings Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nishi-Nippon Financial Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nishi-Nippon Financial Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nishi-Nippon Financial Holdings (FSE:7189) has a Net Margin % of 12.52% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Nishi-Nippon Financial Holdings and its competitors. This is 30% below median its historical median of 17.78. Over the past decade, Nishi-Nippon Financial Holdings' Net Margin % has ranged from 14.97 to 21.09. According to the industry distribution chart, Nishi-Nippon Financial Holdings ranks #1036 out of 1527 companies in the Banks industry, placing it in the top 67.8%.
Is Nishi-Nippon Financial Holdings' Net Margin % too high?
Nishi-Nippon Financial Holdings' current Net Margin % of 12.52% is 30% below median its 10-year median of 17.78. Over the past 10 years, this metric has ranged from a low of 14.97 to a high of 21.09. The Banks industry median Net Margin % is 26.95. Nishi-Nippon Financial Holdings' value of 12.52% is 53.5% below this industry median. Based on the distribution chart, Nishi-Nippon Financial Holdings ranks #1036 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Nishi-Nippon Financial Holdings has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Nishi-Nippon Financial Holdings' Net Margin % compare to competitors?
According to the Banks industry distribution chart, Nishi-Nippon Financial Holdings ranks #1036 out of 1527 companies for Net Margin %. This places Nishi-Nippon Financial Holdings in the lower half of its industry. The industry median Net Margin % is 26.95. Nishi-Nippon Financial Holdings' value of 12.52% is 53.5% below this benchmark. Historically, Nishi-Nippon Financial Holdings' own Net Margin % has ranged from 14.97 to 21.09 over the past decade. While the company's 10-year median is 17.78 vs. the industry median of 26.95, Nishi-Nippon Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nishi-Nippon Financial Holdings's current Net Margin % of 12.52% is 53.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nishi-Nippon Financial Holdings and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nishi-Nippon Financial Holdings's current Net Margin % is 12.52%, which is 30% below median its own 10-year median of 17.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nishi-Nippon Financial Holdings stock overvalued right now?
Nishi-Nippon Financial Holdings (FSE:7189) has a current Net Margin % of 12.52%. The stock's GF Value™ is 円1,097,224.05, compared to a current price of 円1,885.00 — trading 99.8% below its estimated fair value. The current Net Margin % is 12.52%, which is 30% below median its 10-year median of 17.78 and 53.5% below the Banks industry median of 26.95. Nishi-Nippon Financial Holdings' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nishi-Nippon Financial Holdings (FSE:7189), the current Net Margin % is 12.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nishi-Nippon Financial Holdings (FSE:7189) Overvalued in 2026?
Based on GuruFocus' analysis, Nishi-Nippon Financial Holdings stock appears to be undervalued.
The current stock price of 円1,885.00 is trading 99.8% below its estimated GF Value™ of 円1,097,224.05.
Key valuation signals for FSE:7189:
Net Margin %: 12.52% (30% below median its 10-year median of 17.78)
GF Value™: 円1,097,224.05 vs. price of 円1,885.00 (99.8% below fair value)
Industry Position: 53.5% below the Banks median (#1036 of 1527)
No single metric tells the full story. See the FSE:7189 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nishi-Nippon Financial Holdings Business Description
Nishi-Nippon Financial Holdings Inc is a bank holding company. The company, through its holding, offers banking products and services. The Banking segment offers a broad range of financial services, including deposits, loans, securities investment, domestic and foreign exchange, and the sale of investment trust and insurance products.
58GF Score
Get the complete analysis for FSE:7189
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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