GBank Financial HoldingsGBFH -0.72%68 Net Margin % is 6.85% as of Mar. 2026, which is 75% below its 10-year median of 27.64. GuruFocus rates GBFH with a GF Score™ of 68/100 and a GF Value™ of $29.33 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,530 Banks companies, GBank Financial Holdings ranks worse than 61.76% on this metric.
The historical rank and industry rank for GBank Financial Holdings's Net Margin % or its related term are showing as below:
GBFH'
s Net Margin % Range Over the Past 10 Years
Min: 20.77 Med: 27.64 Max: 30.7
Current: 23.33
GBFH's Net Margin % is ranked worse than 61.76% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs GBFH: 23.33
GBank Financial Holdings (NAS:GBFH) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
GBank Financial Holdings Net Margin % Related Terms
GBank Financial Holdings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, GBank Financial Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GBank Financial Holdings Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, GBank Financial Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where GBank Financial Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GBank Financial Holdings (GBFH) has a Net Margin % of 6.85% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on GBank Financial Holdings and its competitors. This is 75% below median its historical median of 27.64. Over the past decade, GBank Financial Holdings' Net Margin % has ranged from 20.77 to 30.70. According to the industry distribution chart, GBank Financial Holdings ranks #945 out of 1530 companies in the Banks industry, placing it in the top 61.8%.
Is GBank Financial Holdings' Net Margin % too high?
GBank Financial Holdings' current Net Margin % of 6.85% is 75% below median its 10-year median of 27.64. Over the past 10 years, this metric has ranged from a low of 20.77 to a high of 30.70. The Banks industry median Net Margin % is 26.85. GBank Financial Holdings' value of 6.85% is 74.5% below this industry median. Based on the distribution chart, GBank Financial Holdings ranks #945 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, GBank Financial Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GBank Financial Holdings' Net Margin % compare to FRBA and CBAN?
According to the Banks industry distribution chart, GBank Financial Holdings ranks #945 out of 1530 companies for Net Margin %. This places GBank Financial Holdings in the lower half of its industry. The industry median Net Margin % is 26.85. GBank Financial Holdings' value of 6.85% is 74.5% below this benchmark. Historically, GBank Financial Holdings' own Net Margin % has ranged from 20.77 to 30.70 over the past decade. While the company's 10-year median is 27.64 vs. the industry median of 26.85, GBank Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GBank Financial Holdings's current Net Margin % of 6.85% is 74.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on GBank Financial Holdings and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GBank Financial Holdings's current Net Margin % is 6.85%, which is 75% below median its own 10-year median of 27.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GBank Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, GBank Financial Holdings (GBFH) is currently considered Fairly Valued. The stock's GF Value™ is $29.33, compared to a current price of $30.31 — trading 3.3% above its estimated fair value. The current Net Margin % is 6.85%, which is 75% below median its 10-year median of 27.64 and 74.5% below the Banks industry median of 26.85. GBank Financial Holdings' overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For GBank Financial Holdings (GBFH), the current Net Margin % is 6.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GBank Financial Holdings (GBFH) Overvalued in 2026?
Based on GuruFocus' analysis, GBank Financial Holdings stock appears to be overvalued.
The current stock price of $30.31 is trading 3.3% above its estimated GF Value™ of $29.33.
GuruFocus considers GBank Financial Holdings to be Fairly Valued.
Key valuation signals for GBFH:
Net Margin %: 6.85% (75% below median its 10-year median of 27.64)
GF Value™: $29.33 vs. price of $30.31 (3.3% above fair value)
Industry Position: 74.5% below the Banks median (#945 of 1530)
No single metric tells the full story. See the GBFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GBank Financial Holdings Inc, through its subsidiary, provides banking services to commercial and consumer customers. The Bank provides general commercial banking services with an emphasis on serving the needs of small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company is also actively expanding into Gaming, FinTech, and Payments solutions. It derives its revenue from interest on loans, interest on investments, various fees and service charges, loan servicing, and gains on loan sales at the Bank level. The Bank offers a full range of deposit and loan products for businesses including remote deposit capture, online banking, commercial real estate loans, commercial lines of credit, and government guaranteed loans.
68GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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