Commercial International Bank (Egypt) CIB (LSE:CBKD) Net Margin %: 53.57% (As of Mar. 2026) — 14% Above Median


LSE:CBKD Commercial International Bank (Egypt) CIB LSE:CBKD
89 GF Score
Price $2.60
GF Value $2.27
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Commercial International Bank (Egypt) CIB Net Margin %?

Commercial International Bank (Egypt) CIB LSE:CBKD +0.39% 89 Net Margin % is 53.57% as of Mar. 2026, which is 14% above its 10-year median of 46.88. GuruFocus rates LSE:CBKD with a GF Score™ of 89/100 and a GF Value™ of $2.27 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Commercial International Bank (Egypt) CIB ranks better than 98.56% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Commercial International Bank (Egypt) CIB's Net Income for the three months ended in Mar. 2026 was $375 Mil. Commercial International Bank (Egypt) CIB's Revenue for the three months ended in Mar. 2026 was $700 Mil. Therefore, Commercial International Bank (Egypt) CIB's net margin for the quarter that ended in Mar. 2026 was 53.57%.

The historical rank and industry rank for Commercial International Bank (Egypt) CIB's Net Margin % or its related term are showing as below:

LSE:CBKD' s Net Margin % Range Over the Past 10 Years
Min: 35.97   Med: 46.88   Max: 68.16
Current: 66.22


LSE:CBKD's Net Margin % is ranked better than
98.56% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs LSE:CBKD: 66.22

Commercial International Bank (Egypt) CIB  (LSE:CBKD) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Commercial International Bank (Egypt) CIB Net Margin % Related Terms


Commercial International Bank (Egypt) CIB Net Margin % Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB Net Margin % Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.92 44.24 49.40 53.04 68.16

Commercial International Bank (Egypt) CIB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 60.92 57.10 92.77 62.06 53.57

Commercial International Bank (Egypt) CIB Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Net Margin % distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Net Margin % falls into.


LSE:CBKD
89GF Score
Commercial International Bank (Egypt) CIB LSE:CBKD
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial International Bank (Egypt) CIB Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Commercial International Bank (Egypt) CIB's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1730.83/2539.51
=68.16 %

Commercial International Bank (Egypt) CIB's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=375.09/700.15
=53.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 53.57% mean?
Commercial International Bank (Egypt) CIB (LSE:CBKD) has a Net Margin % of 53.57% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Commercial International Bank (Egypt) CIB and its competitors. This is 14% above median its historical median of 46.88. Over the past decade, Commercial International Bank (Egypt) CIB's Net Margin % has ranged from 35.97 to 68.16. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #22 out of 1527 companies in the Banks industry, placing it in the top 1.4%.
Is Commercial International Bank (Egypt) CIB's Net Margin % too high?
Commercial International Bank (Egypt) CIB's current Net Margin % of 53.57% is 14% above median its 10-year median of 46.88. Over the past 10 years, this metric has ranged from a low of 35.97 to a high of 68.16. The Banks industry median Net Margin % is 26.95. Commercial International Bank (Egypt) CIB's value of 53.57% is 98.8% above this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #22 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #22 out of 1527 companies for Net Margin %. This places Commercial International Bank (Egypt) CIB in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Commercial International Bank (Egypt) CIB's value of 53.57% is 98.8% above this benchmark. Historically, Commercial International Bank (Egypt) CIB's own Net Margin % has ranged from 35.97 to 68.16 over the past decade. While the company's 10-year median is 46.88 vs. the industry median of 26.95, Commercial International Bank (Egypt) CIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current Net Margin % of 53.57% is 98.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current Net Margin % is 53.57%, which is 14% above median its own 10-year median of 46.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (LSE:CBKD) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.27, compared to a current price of $2.60 — trading 14.3% above its estimated fair value. The current Net Margin % is 53.57%, which is 14% above median its 10-year median of 46.88 and 98.8% above the Banks industry median of 26.95. Commercial International Bank (Egypt) CIB's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (LSE:CBKD), the current Net Margin % is 53.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (LSE:CBKD) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be overvalued. The current stock price of $2.60 is trading 14.3% above its estimated GF Value™ of $2.27. GuruFocus considers Commercial International Bank (Egypt) CIB to be Modestly Overvalued.

Key valuation signals for LSE:CBKD:

  • Net Margin %: 53.57% (14% above median its 10-year median of 46.88)
  • GF Value™: $2.27 vs. price of $2.60 (14.3% above fair value)
  • GF Score™: 89/100 with 6 warning signs
  • Industry Position: 98.8% above the Banks median (#22 of 1527)

No single metric tells the full story. See the LSE:CBKD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
89GF Score

Get the complete analysis for LSE:CBKD

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.60
Price
$2.27
GF Value