Federal National Mortgage Association Fannie Mae (LTS:0IL0) Net Margin %: 52.22% (As of Mar. 2026) — Near Median


LTS:0IL0 Federal National Mortgage Association Fannie Mae LTS:0IL0
46 GF Score
Price $6.90
GF Value $2.32
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Federal National Mortgage Association Fannie Mae Net Margin %?

Federal National Mortgage Association Fannie Mae LTS:0IL0 +11.11% 46 Net Margin % is 52.22% as of Mar. 2026, which is 6% below its 10-year median of 55.31. GuruFocus rates LTS:0IL0 with a GF Score™ of 46/100 and a GF Value™ of $2.32 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Federal National Mortgage Association Fannie Mae ranks better than 93.65% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Federal National Mortgage Association Fannie Mae's Net Income for the three months ended in Mar. 2026 was $3,720 Mil. Federal National Mortgage Association Fannie Mae's Revenue for the three months ended in Mar. 2026 was $7,124 Mil. Therefore, Federal National Mortgage Association Fannie Mae's net margin for the quarter that ended in Mar. 2026 was 52.22%.

The historical rank and industry rank for Federal National Mortgage Association Fannie Mae's Net Margin % or its related term are showing as below:

LTS:0IL0' s Net Margin % Range Over the Past 10 Years
Min: 11.05   Med: 55.31   Max: 70.5
Current: 49.61


LTS:0IL0's Net Margin % is ranked better than
93.65% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs LTS:0IL0: 49.61

Federal National Mortgage Association Fannie Mae  (LTS:0IL0) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Federal National Mortgage Association Fannie Mae Net Margin % Related Terms


Federal National Mortgage Association Fannie Mae Net Margin % Historical Data

* Premium members only.

The historical data trend for Federal National Mortgage Association Fannie Mae's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal National Mortgage Association Fannie Mae Net Margin % Chart

Federal National Mortgage Association Fannie Mae Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 70.50 42.06 57.86 55.13 49.26

Federal National Mortgage Association Fannie Mae Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.80 44.56 52.73 49.07 52.22

LTS:0IL0 vs PFSI, FMCC, WD: Net Margin % Comparison

For the Mortgage Finance subindustry, Federal National Mortgage Association Fannie Mae's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Federal National Mortgage Association Fannie Mae Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Federal National Mortgage Association Fannie Mae's Net Margin % distribution charts can be found below:

* The bar in red indicates where Federal National Mortgage Association Fannie Mae's Net Margin % falls into.


LTS:0IL0
46GF Score
Federal National Mortgage Association Fannie Mae LTS:0IL0
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Federal National Mortgage Association Fannie Mae Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Federal National Mortgage Association Fannie Mae's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=14364/29159
=49.26 %

Federal National Mortgage Association Fannie Mae's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3720/7124
=52.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 52.22% mean?
Federal National Mortgage Association Fannie Mae (LTS:0IL0) has a Net Margin % of 52.22% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. This is near median its historical median of 55.31. Over the past decade, Federal National Mortgage Association Fannie Mae's Net Margin % has ranged from 11.05 to 70.50. According to the industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #97 out of 1527 companies in the Banks industry, placing it in the top 6.4%.
Is Federal National Mortgage Association Fannie Mae's Net Margin % too high?
Federal National Mortgage Association Fannie Mae's current Net Margin % of 52.22% is near median its 10-year median of 55.31. Over the past 10 years, this metric has ranged from a low of 11.05 to a high of 70.50. The Banks industry median Net Margin % is 26.95. Federal National Mortgage Association Fannie Mae's value of 52.22% is 93.8% above this industry median. Based on the distribution chart, Federal National Mortgage Association Fannie Mae ranks #97 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Federal National Mortgage Association Fannie Mae has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal National Mortgage Association Fannie Mae's Net Margin % compare to PFSI and FMCC?
According to the Banks industry distribution chart, Federal National Mortgage Association Fannie Mae ranks #97 out of 1527 companies for Net Margin %. This places Federal National Mortgage Association Fannie Mae in the top 6% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Federal National Mortgage Association Fannie Mae's value of 52.22% is 93.8% above this benchmark. Historically, Federal National Mortgage Association Fannie Mae's own Net Margin % has ranged from 11.05 to 70.50 over the past decade. While the company's 10-year median is 55.31 vs. the industry median of 26.95, Federal National Mortgage Association Fannie Mae has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal National Mortgage Association Fannie Mae's current Net Margin % of 52.22% is 93.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Federal National Mortgage Association Fannie Mae and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal National Mortgage Association Fannie Mae's current Net Margin % is 52.22%, which is near median its own 10-year median of 55.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal National Mortgage Association Fannie Mae stock overvalued right now?
Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae (LTS:0IL0) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.32, compared to a current price of $6.90 — trading 197.4% above its estimated fair value. The current Net Margin % is 52.22%, which is near median its 10-year median of 55.31 and 93.8% above the Banks industry median of 26.95. Federal National Mortgage Association Fannie Mae's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Federal National Mortgage Association Fannie Mae (LTS:0IL0), the current Net Margin % is 52.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal National Mortgage Association Fannie Mae (LTS:0IL0) Overvalued in 2026?

Based on GuruFocus' analysis, Federal National Mortgage Association Fannie Mae stock appears to be overvalued. The current stock price of $6.90 is trading 197.4% above its estimated GF Value™ of $2.32. GuruFocus considers Federal National Mortgage Association Fannie Mae to be Significantly Overvalued.

Key valuation signals for LTS:0IL0:

  • Net Margin %: 52.22% (near median its 10-year median of 55.31)
  • GF Value™: $2.32 vs. price of $6.90 (197.4% above fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 93.8% above the Banks median (#97 of 1527)

No single metric tells the full story. See the LTS:0IL0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Federal National Mortgage Association Fannie Mae Business Description

Address 1100 15th Street, NW, Midtown Center, Washington, DC, USA, 20005
Federal National Mortgage Association Fannie Mae is a source of financing for mortgages in the United States. The company has two segments namely the Single-Family business that operates in the secondary mortgage market relating to single-family mortgage loans, which are secured by properties containing four or fewer residential dwelling units and the Multifamily business operates in the secondary mortgage market relating mainly to multifamily mortgage loans, which are secured by properties containing five or more residential units. The majority of the revenue is derived from the Single-Family segment.
46GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.90
Price
$2.32
GF Value