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What is Credit Agricole Alpes Provence Net Margin %?
Credit Agricole Alpes ProvenceLTS:0O3R 51 Net Margin % is 38.85% as of Jun. 2026, which is 66% above its 10-year median of 23.40. GuruFocus rates LTS:0O3R with a GF Score™ of 51/100 and a GF Value™ of €100.99 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,520 Banks companies, Credit Agricole Alpes Provence ranks better than 59.74% on this metric.
Credit Agricole Alpes Provence (LTS:0O3R) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Credit Agricole Alpes Provence Net Margin % Related Terms
Credit Agricole Alpes Provence Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Alpes Provence Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Alpes Provence's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Alpes Provence Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Alpes Provence's Net Margin % distribution charts can be found below:
* The bar in red indicates where Credit Agricole Alpes Provence's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Alpes Provence (LTS:0O3R) has a Net Margin % of 38.85% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Credit Agricole Alpes Provence and its competitors. This is 66% above median its historical median of 23.40. Over the past decade, Credit Agricole Alpes Provence's Net Margin % has ranged from 14.06 to 32.21. According to the industry distribution chart, Credit Agricole Alpes Provence ranks #612 out of 1520 companies in the Banks industry, placing it in the top 40.3%.
Is Credit Agricole Alpes Provence's Net Margin % too high?
Credit Agricole Alpes Provence's current Net Margin % of 38.85% is 66% above median its 10-year median of 23.40. Over the past 10 years, this metric has ranged from a low of 14.06 to a high of 32.21. The Banks industry median Net Margin % is 27.29. Credit Agricole Alpes Provence's value of 38.85% is 42.4% above this industry median. Based on the distribution chart, Credit Agricole Alpes Provence ranks #612 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Credit Agricole Alpes Provence has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Alpes Provence's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Alpes Provence ranks #612 out of 1520 companies for Net Margin %. This puts Credit Agricole Alpes Provence in the upper half of its industry. The industry median Net Margin % is 27.29. Credit Agricole Alpes Provence's value of 38.85% is 42.4% above this benchmark. Historically, Credit Agricole Alpes Provence's own Net Margin % has ranged from 14.06 to 32.21 over the past decade. While the company's 10-year median is 23.40 vs. the industry median of 27.29, Credit Agricole Alpes Provence has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.29, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Alpes Provence's current Net Margin % of 38.85% is 42.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Credit Agricole Alpes Provence and its competitors. For the Banks industry, the median Net Margin % is 27.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Alpes Provence's current Net Margin % is 38.85%, which is 66% above median its own 10-year median of 23.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Alpes Provence stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Alpes Provence (LTS:0O3R) is currently considered Significantly Overvalued. The stock's GF Value™ is €100.99, compared to a current price of €139.94 — trading 38.6% above its estimated fair value. The current Net Margin % is 38.85%, which is 66% above median its 10-year median of 23.40 and 42.4% above the Banks industry median of 27.29. Credit Agricole Alpes Provence's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Credit Agricole Alpes Provence (LTS:0O3R), the current Net Margin % is 38.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Alpes Provence (LTS:0O3R) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Alpes Provence stock appears to be overvalued.
The current stock price of €139.94 is trading 38.6% above its estimated GF Value™ of €100.99.
GuruFocus considers Credit Agricole Alpes Provence to be Significantly Overvalued.
Key valuation signals for LTS:0O3R:
Net Margin %: 38.85% (66% above median its 10-year median of 23.40)
GF Value™: €100.99 vs. price of €139.94 (38.6% above fair value)
Industry Position: 42.4% above the Banks median (#612 of 1520)
No single metric tells the full story. See the LTS:0O3R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole Alpes Provence is engaged in providing banking and financial services in France. It offers services to farmers, individuals and companies. It also offers insurance services such as life insurance and auto insurance.
51GF Score
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