Banco Bolivariano CA (QUI:BLD) Net Margin %: 14.26% (As of Dec. 2020)


QUI:BLD Banco Bolivariano CA QUI:BLD
38 GF Score
Price $1.73
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What is Banco Bolivariano CA Net Margin %?

Banco Bolivariano CA QUI:BLD 38 Net Margin % is 14.26% as of Dec. 2020. GuruFocus rates QUI:BLD with a GF Score™ of 38/100.

Net margin is calculated as Net Income divided by its Revenue. Banco Bolivariano CA's Net Income for the six months ended in Dec. 2020 was $29.7 Mil. Banco Bolivariano CA's Revenue for the six months ended in Dec. 2020 was $208.4 Mil. Therefore, Banco Bolivariano CA's net margin for the quarter that ended in Dec. 2020 was 14.26%.

The historical rank and industry rank for Banco Bolivariano CA's Net Margin % or its related term are showing as below:


QUI:BLD's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 26.95
* Ranked among companies with meaningful Net Margin % only.

Banco Bolivariano CA  (QUI:BLD) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Banco Bolivariano CA Net Margin % Related Terms

Banco Bolivariano CA Net Margin % Historical Data

* Premium members only.

The historical data trend for Banco Bolivariano CA's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bolivariano CA Net Margin % Chart

Banco Bolivariano CA Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.50 15.89 20.37 20.72 14.26

Banco Bolivariano CA Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.50 15.89 20.37 20.72 14.26

QUI:BLD vs USB, PNC: Net Margin % Comparison

For the Banks - Regional subindustry, Banco Bolivariano CA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Bolivariano CA Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bolivariano CA's Net Margin % distribution charts can be found below:

* The bar in red indicates where Banco Bolivariano CA's Net Margin % falls into.


QUI:BLD
38GF Score
Banco Bolivariano CA QUI:BLD
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Bolivariano CA Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Banco Bolivariano CA's Net Margin for the fiscal year that ended in Dec. 2020 is calculated as

Net Margin=Net Income (A: Dec. 2020 )/Revenue (A: Dec. 2020 )
=29.719/208.417
=14.26 %

Banco Bolivariano CA's Net Margin for the quarter that ended in Dec. 2020 is calculated as

Net Margin=Net Income (Q: Dec. 2020 )/Revenue (Q: Dec. 2020 )
=29.719/208.417
=14.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 14.26% mean?
Banco Bolivariano CA (QUI:BLD) has a Net Margin % of 14.26% as of Dec. 2020. Net margin is the ratio of total net income to net sales. View historical data on Banco Bolivariano CA and its competitors.
Is Banco Bolivariano CA's Net Margin % too high?
Banco Bolivariano CA's current Net Margin % is 14.26%. The Banks industry median Net Margin % is 26.95. Banco Bolivariano CA's value of 14.26% is 47.1% below this industry median. Overall, Banco Bolivariano CA has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Banco Bolivariano CA's Net Margin % compare to USB and PNC?
Banco Bolivariano CA's Net Margin % of 14.26% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Banco Bolivariano CA's value of 14.26% is 47.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bolivariano CA's current Net Margin % of 14.26% is 47.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banco Bolivariano CA and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bolivariano CA's current Net Margin % is 14.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bolivariano CA stock overvalued right now?
Banco Bolivariano CA (QUI:BLD) has a current Net Margin % of 14.26%. The current Net Margin % is 14.26% and 47.1% below the Banks industry median of 26.95. Banco Bolivariano CA's overall GF Score™ is 38/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banco Bolivariano CA (QUI:BLD), the current Net Margin % is 14.26% as of Dec. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Bolivariano CA Business Description

Address 200 Junin int. Panama, Guayas, Guayaquil, ECU
Banco Bolivariano CA is engaged in the provision of banking services. The company provides services such as savings accounts, credit, bank transfers, and insurance among others.
38GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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