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The historical rank and industry rank for China Everbright Bank Co's Net Margin % or its related term are showing as below:
SHSE:601818'
s Net Margin % Range Over the Past 10 Years
Min: 26.54 Med: 30.04 Max: 34.34
Current: 30.25
SHSE:601818's Net Margin % is ranked better than 60.71% of 1527
companies
in the Banks industry
Industry Median: 27.06
vs SHSE:601818: 30.25
China Everbright Bank Co (SHSE:601818) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
China Everbright Bank Co Net Margin % Related Terms
China Everbright Bank Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Everbright Bank Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, China Everbright Bank Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Everbright Bank Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, China Everbright Bank Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where China Everbright Bank Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Everbright Bank Co (SHSE:601818) has a Net Margin % of 36.02% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on China Everbright Bank Co and its competitors. This is 20% above median its historical median of 30.04. Over the past decade, China Everbright Bank Co's Net Margin % has ranged from 26.54 to 34.34. According to the industry distribution chart, China Everbright Bank Co ranks #600 out of 1527 companies in the Banks industry, placing it in the top 39.3%.
Is China Everbright Bank Co's Net Margin % too high?
China Everbright Bank Co's current Net Margin % of 36.02% is 20% above median its 10-year median of 30.04. Over the past 10 years, this metric has ranged from a low of 26.54 to a high of 34.34. The Banks industry median Net Margin % is 27.06. China Everbright Bank Co's value of 36.02% is 33.1% above this industry median. Based on the distribution chart, China Everbright Bank Co ranks #600 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, China Everbright Bank Co has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Everbright Bank Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, China Everbright Bank Co ranks #600 out of 1527 companies for Net Margin %. This puts China Everbright Bank Co in the upper half of its industry. The industry median Net Margin % is 27.06. China Everbright Bank Co's value of 36.02% is 33.1% above this benchmark. Historically, China Everbright Bank Co's own Net Margin % has ranged from 26.54 to 34.34 over the past decade. While the company's 10-year median is 30.04 vs. the industry median of 27.06, China Everbright Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Everbright Bank Co's current Net Margin % of 36.02% is 33.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on China Everbright Bank Co and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Everbright Bank Co's current Net Margin % is 36.02%, which is 20% above median its own 10-year median of 30.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Everbright Bank Co stock overvalued right now?
Based on GuruFocus' analysis, China Everbright Bank Co (SHSE:601818) is currently considered Fairly Valued. The stock's GF Value™ is ¥3.16, compared to a current price of ¥3.18 — trading 0.6% above its estimated fair value. The current Net Margin % is 36.02%, which is 20% above median its 10-year median of 30.04 and 33.1% above the Banks industry median of 27.06. China Everbright Bank Co's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For China Everbright Bank Co (SHSE:601818), the current Net Margin % is 36.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Everbright Bank Co (SHSE:601818) Overvalued in 2026?
Based on GuruFocus' analysis, China Everbright Bank Co stock appears to be overvalued.
The current stock price of ¥3.18 is trading 0.6% above its estimated GF Value™ of ¥3.16.
GuruFocus considers China Everbright Bank Co to be Fairly Valued.
Key valuation signals for SHSE:601818:
Net Margin %: 36.02% (20% above median its 10-year median of 30.04)
GF Value™: ¥3.16 vs. price of ¥3.18 (0.6% above fair value)
Industry Position: 33.1% above the Banks median (#600 of 1527)
No single metric tells the full story. See the SHSE:601818 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Everbright Bank Co Ltd is a licensed bank financial institution. The principal activities of the Bank and its subsidiaries are the provision of corporate and retail deposits, loans and advances, settlement, treasury business, and other financial services as approved by the CBIRC. The group mainly operates in Mainland China and also has a number of overseas branches and subsidiaries. The group manages its business by business lines and geographical areas. Its segments include Corporate banking, Retail banking, Financial market business, and Others.
47GF Score
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