Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank of Chengdu CoSHSE:601838 -0.38%77 Net Margin % is 51.16% as of Mar. 2026, which is 16% above its 10-year median of 43.99. GuruFocus rates SHSE:601838 with a GF Score™ of 77/100 and a GF Value™ of ¥17.08 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Bank of Chengdu Co ranks better than 96.59% on this metric.
The historical rank and industry rank for Bank of Chengdu Co's Net Margin % or its related term are showing as below:
SHSE:601838'
s Net Margin % Range Over the Past 10 Years
Min: 30.23 Med: 43.99 Max: 56.5
Current: 56.21
SHSE:601838's Net Margin % is ranked better than 96.59% of 1527
companies
in the Banks industry
Industry Median: 27.06
vs SHSE:601838: 56.21
Bank of Chengdu Co (SHSE:601838) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Chengdu Co Net Margin % Related Terms
Bank of Chengdu Co Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Chengdu Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Chengdu Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank of Chengdu Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Chengdu Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Chengdu Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Chengdu Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Chengdu Co (SHSE:601838) has a Net Margin % of 51.16% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Chengdu Co and its competitors. This is 16% above median its historical median of 43.99. Over the past decade, Bank of Chengdu Co's Net Margin % has ranged from 30.23 to 56.50. According to the industry distribution chart, Bank of Chengdu Co ranks #52 out of 1527 companies in the Banks industry, placing it in the top 3.4%.
Is Bank of Chengdu Co's Net Margin % too high?
Bank of Chengdu Co's current Net Margin % of 51.16% is 16% above median its 10-year median of 43.99. Over the past 10 years, this metric has ranged from a low of 30.23 to a high of 56.50. The Banks industry median Net Margin % is 27.06. Bank of Chengdu Co's value of 51.16% is 89.1% above this industry median. Based on the distribution chart, Bank of Chengdu Co ranks #52 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Chengdu Co has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Chengdu Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Chengdu Co ranks #52 out of 1527 companies for Net Margin %. This places Bank of Chengdu Co in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.06. Bank of Chengdu Co's value of 51.16% is 89.1% above this benchmark. Historically, Bank of Chengdu Co's own Net Margin % has ranged from 30.23 to 56.50 over the past decade. While the company's 10-year median is 43.99 vs. the industry median of 27.06, Bank of Chengdu Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Chengdu Co's current Net Margin % of 51.16% is 89.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Chengdu Co and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Chengdu Co's current Net Margin % is 51.16%, which is 16% above median its own 10-year median of 43.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Chengdu Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Chengdu Co (SHSE:601838) is currently considered Fairly Valued. The stock's GF Value™ is ¥17.08, compared to a current price of ¥18.33 — trading 7.3% above its estimated fair value. The current Net Margin % is 51.16%, which is 16% above median its 10-year median of 43.99 and 89.1% above the Banks industry median of 27.06. Bank of Chengdu Co's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Chengdu Co (SHSE:601838), the current Net Margin % is 51.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Chengdu Co (SHSE:601838) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Chengdu Co stock appears to be overvalued.
The current stock price of ¥18.33 is trading 7.3% above its estimated GF Value™ of ¥17.08.
GuruFocus considers Bank of Chengdu Co to be Fairly Valued.
Key valuation signals for SHSE:601838:
Net Margin %: 51.16% (16% above median its 10-year median of 43.99)
GF Value™: ¥17.08 vs. price of ¥18.33 (7.3% above fair value)
Industry Position: 89.1% above the Banks median (#52 of 1527)
No single metric tells the full story. See the SHSE:601838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Chengdu Co Ltd is a state-owned commercial bank. Its principal businesses include business loans, fixed assets loans, bank acceptance bills, direct discounts on bank acceptance bills, guarantees, real estate development loans, and legal person account overdrafts, among other services. The bank provides its services in China.
77GF Score
Get the complete analysis for SHSE:601838
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SHSE:601838 has been successfully added to your 
