Swiss Re AGSSREY +1.14%63 Net Margin % is 8.81% as of Dec. 2025, which is 281% above its 10-year median of 2.31. GuruFocus rates SSREY with a GF Score™ of 63/100 and a GF Value™ of $33.30 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 503 Insurance companies, Swiss Re AG ranks better than 54.27% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Swiss Re AG's Net Income for the
six
months ended in Dec. 2025 was $2,144 Mil. Swiss Re AG's Revenue for the
six
months ended in Dec. 2025 was $24,323 Mil. Therefore, Swiss Re AG's net margin for the quarter that ended in Dec. 2025 was 8.81%.
The historical rank and industry rank for Swiss Re AG's Net Margin % or its related term are showing as below:
SSREY'
s Net Margin % Range Over the Past 10 Years
Min: -2.01 Med: 2.31 Max: 10.21
Current: 10.21
SSREY's Net Margin % is ranked better than 54.27% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs SSREY: 10.21
Swiss Re AG (OTCPK:SSREY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Swiss Re AG Net Margin % Related Terms
Swiss Re AG Net Margin % Historical Data
* Premium members only.
The historical data trend for Swiss Re AG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Swiss Re AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Re AG Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Re AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Swiss Re AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Re AG (SSREY) has a Net Margin % of 8.81% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Swiss Re AG and its competitors. This is 281% above median its historical median of 2.31. According to the industry distribution chart, Swiss Re AG ranks #230 out of 503 companies in the Insurance industry, placing it in the top 45.7%.
Is Swiss Re AG's Net Margin % too high?
Swiss Re AG's current Net Margin % of 8.81% is 281% above median its 10-year median of 2.31. The Insurance industry median Net Margin % is 9.29. Swiss Re AG's value of 8.81% is 5.2% below this industry median. Based on the distribution chart, Swiss Re AG ranks #230 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Swiss Re AG has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swiss Re AG's Net Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Swiss Re AG ranks #230 out of 503 companies for Net Margin %. This puts Swiss Re AG in the upper half of its industry. The industry median Net Margin % is 9.29. Swiss Re AG's value of 8.81% is 5.2% below this benchmark. While the company's 10-year median is 2.31 vs. the industry median of 9.29, Swiss Re AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Re AG's current Net Margin % of 8.81% is 5.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Swiss Re AG and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Re AG's current Net Margin % is 8.81%, which is 281% above median its own 10-year median of 2.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Re AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Re AG (SSREY) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.30, compared to a current price of $38.99 — trading 17.1% above its estimated fair value. The current Net Margin % is 8.81%, which is 281% above median its 10-year median of 2.31 and 5.2% below the Insurance industry median of 9.29. Swiss Re AG's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Swiss Re AG (SSREY), the current Net Margin % is 8.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Re AG (SSREY) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Re AG stock appears to be overvalued.
The current stock price of $38.99 is trading 17.1% above its estimated GF Value™ of $33.30.
GuruFocus considers Swiss Re AG to be Modestly Overvalued.
Key valuation signals for SSREY:
Net Margin %: 8.81% (281% above median its 10-year median of 2.31)
GF Value™: $33.30 vs. price of $38.99 (17.1% above fair value)
Industry Position: 5.2% below the Insurance median (#230 of 503)
No single metric tells the full story. See the SSREY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Re is a reinsurer that has three core divisions: P&C reinsurance, life and health reinsurance, and corporate solutions. Swiss Re was founded in 1863 when the general manager of Helvetia sought to stem the flow of reinsurance premiums outside Switzerland. Moritz Grossmann argued he could cut the premiums paid to foreign firms, still make a profit, and pay mid-single-digit dividends. Swiss Re is now the second-largest reinsurer in the world by market capitalization, with 80 offices around the world and approximately 15,000 employees. While the business did lose its way in the early part of the millennium, led by an investment banker who heavily invested in securitizations, Swiss Re has recently focused on establishing quality within its three core divisions.
63GF Score
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