The historical rank and industry rank for Commonwealth Bank of Australia's Net Margin % or its related term are showing as below:
STU:CWW'
s Net Margin % Range Over the Past 10 Years
Min: 34.2 Med: 39.13 Max: 45.04
Current: 35.11
STU:CWW's Net Margin % is ranked better than 75.38% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs STU:CWW: 35.11
Commonwealth Bank of Australia (STU:CWW) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Commonwealth Bank of Australia Net Margin % Related Terms
Commonwealth Bank of Australia Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Commonwealth Bank of Australia's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commonwealth Bank of Australia Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commonwealth Bank of Australia's Net Margin % distribution charts can be found below:
* The bar in red indicates where Commonwealth Bank of Australia's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commonwealth Bank of Australia (STU:CWW) has a Net Margin % of 36.02% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Commonwealth Bank of Australia and its competitors. This is near median its historical median of 39.13. Over the past decade, Commonwealth Bank of Australia's Net Margin % has ranged from 34.20 to 45.04. According to the industry distribution chart, Commonwealth Bank of Australia ranks #376 out of 1527 companies in the Banks industry, placing it in the top 24.6%.
Is Commonwealth Bank of Australia's Net Margin % too high?
Commonwealth Bank of Australia's current Net Margin % of 36.02% is near median its 10-year median of 39.13. Over the past 10 years, this metric has ranged from a low of 34.20 to a high of 45.04. The Banks industry median Net Margin % is 26.95. Commonwealth Bank of Australia's value of 36.02% is 33.7% above this industry median. Based on the distribution chart, Commonwealth Bank of Australia ranks #376 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commonwealth Bank of Australia has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commonwealth Bank of Australia's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Commonwealth Bank of Australia ranks #376 out of 1527 companies for Net Margin %. This places Commonwealth Bank of Australia in the top 25% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Commonwealth Bank of Australia's value of 36.02% is 33.7% above this benchmark. Historically, Commonwealth Bank of Australia's own Net Margin % has ranged from 34.20 to 45.04 over the past decade. While the company's 10-year median is 39.13 vs. the industry median of 26.95, Commonwealth Bank of Australia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commonwealth Bank of Australia's current Net Margin % of 36.02% is 33.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Commonwealth Bank of Australia and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commonwealth Bank of Australia's current Net Margin % is 36.02%, which is near median its own 10-year median of 39.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commonwealth Bank of Australia stock overvalued right now?
Based on GuruFocus' analysis, Commonwealth Bank of Australia (STU:CWW) is currently considered Fairly Valued. The stock's GF Value™ is €95.87, compared to a current price of €100.26 — trading 4.6% above its estimated fair value. The current Net Margin % is 36.02%, which is near median its 10-year median of 39.13 and 33.7% above the Banks industry median of 26.95. Commonwealth Bank of Australia's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Commonwealth Bank of Australia (STU:CWW), the current Net Margin % is 36.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commonwealth Bank of Australia (STU:CWW) Overvalued in 2026?
Based on GuruFocus' analysis, Commonwealth Bank of Australia stock appears to be overvalued.
The current stock price of €100.26 is trading 4.6% above its estimated GF Value™ of €95.87.
GuruFocus considers Commonwealth Bank of Australia to be Fairly Valued.
Key valuation signals for STU:CWW:
Net Margin %: 36.02% (near median its 10-year median of 39.13)
GF Value™: €95.87 vs. price of €100.26 (4.6% above fair value)
Industry Position: 33.7% above the Banks median (#376 of 1527)
No single metric tells the full story. See the STU:CWW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commonwealth Bank of Australia Business Description
Commonwealth Bank is Australia's largest bank with operations spanning Australia, New Zealand, and Asia. Its core business is the provision of retail, business, and institutional banking services. The bank has emphasized its focus on banking in recent years with a numbers of asset divestments in wealth management and insurance.
63GF Score
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