Standard CharteredSTU:STD -2.30%69 Net Margin % is 32.19% as of Mar. 2026, which is 109% above its 10-year median of 15.43. GuruFocus rates STU:STD with a GF Score™ of 69/100 and a GF Value™ of €13.28 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Standard Chartered ranks worse than 53.74% on this metric.
The historical rank and industry rank for Standard Chartered's Net Margin % or its related term are showing as below:
STU:STD'
s Net Margin % Range Over the Past 10 Years
Min: -1.83 Med: 15.43 Max: 25.59
Current: 25.59
STU:STD's Net Margin % is ranked worse than 53.74% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs STU:STD: 25.59
Standard Chartered (STU:STD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Standard Chartered Net Margin % Related Terms
Standard Chartered Net Margin % Historical Data
* Premium members only.
The historical data trend for Standard Chartered's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Standard Chartered's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Chartered Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Standard Chartered's Net Margin % distribution charts can be found below:
* The bar in red indicates where Standard Chartered's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Chartered (STU:STD) has a Net Margin % of 32.19% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Standard Chartered and its competitors. This is 109% above median its historical median of 15.43. According to the industry distribution chart, Standard Chartered ranks #820 out of 1526 companies in the Banks industry, placing it in the top 53.7%.
Is Standard Chartered's Net Margin % too high?
Standard Chartered's current Net Margin % of 32.19% is 109% above median its 10-year median of 15.43. The Banks industry median Net Margin % is 26.97. Standard Chartered's value of 32.19% is 19.4% above this industry median. Based on the distribution chart, Standard Chartered ranks #820 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Standard Chartered has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Chartered's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Standard Chartered ranks #820 out of 1526 companies for Net Margin %. This places Standard Chartered in the lower half of its industry. The industry median Net Margin % is 26.97. Standard Chartered's value of 32.19% is 19.4% above this benchmark. While the company's 10-year median is 15.43 vs. the industry median of 26.97, Standard Chartered has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Chartered's current Net Margin % of 32.19% is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Standard Chartered and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Chartered's current Net Margin % is 32.19%, which is 109% above median its own 10-year median of 15.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Chartered stock overvalued right now?
Based on GuruFocus' analysis, Standard Chartered (STU:STD) is currently considered Significantly Overvalued. The stock's GF Value™ is €13.28, compared to a current price of €23.74 — trading 78.8% above its estimated fair value. The current Net Margin % is 32.19%, which is 109% above median its 10-year median of 15.43 and 19.4% above the Banks industry median of 26.97. Standard Chartered's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Standard Chartered (STU:STD), the current Net Margin % is 32.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Chartered (STU:STD) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Chartered stock appears to be overvalued.
The current stock price of €23.74 is trading 78.8% above its estimated GF Value™ of €13.28.
GuruFocus considers Standard Chartered to be Significantly Overvalued.
Key valuation signals for STU:STD:
Net Margin %: 32.19% (109% above median its 10-year median of 15.43)
GF Value™: €13.28 vs. price of €23.74 (78.8% above fair value)
Industry Position: 19.4% above the Banks median (#820 of 1526)
No single metric tells the full story. See the STU:STD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Chartered Bank was established in 1853 by Royal Charter in the United Kingdom, with holding company Standard Chartered PLC incorporated in 1969. The bank is domiciled in the United Kingdom, and provides banking services across over 50 countries and territories, primarily in Asia, Africa, the Middle East, and the UK. The bulk of the business is in corporate and transaction banking, financial markets, and corporate finance. The bank has strong retail franchises focusing on the affluent segment in Hong Kong, Singapore, and certain countries in Africa. The bank has also launched a ventures division to focus on financial technology, including digital banks in Hong Kong and Singapore, online payment, and digital assets.
69GF Score
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