E. Sun Financial Holding Co (TPE:2884) Net Margin %: 34.04% (As of Dec. 2025) — Near Median


TPE:2884 E. Sun Financial Holding Co Ltd TPE:2884
86 GF Score
Price NT$35.00
GF Value NT$37.49
Valuation Fairly Valued
! 4 Warning Signs
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What is E. Sun Financial Holding Co Net Margin %?

E. Sun Financial Holding Co TPE:2884 -2.23% 86 Net Margin % is 34.04% as of Dec. 2025, which is 1% above its 10-year median of 33.61. GuruFocus rates TPE:2884 with a GF Score™ of 86/100 and a GF Value™ of NT$37.49 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, E. Sun Financial Holding Co ranks better than 80.22% on this metric.

Net margin is calculated as Net Income divided by its Revenue. E. Sun Financial Holding Co's Net Income for the three months ended in Dec. 2025 was NT$8,139 Mil. E. Sun Financial Holding Co's Revenue for the three months ended in Dec. 2025 was NT$23,907 Mil. Therefore, E. Sun Financial Holding Co's net margin for the quarter that ended in Dec. 2025 was 34.04%.

The historical rank and industry rank for E. Sun Financial Holding Co's Net Margin % or its related term are showing as below:

TPE:2884' s Net Margin % Range Over the Past 10 Years
Min: 28.84   Med: 33.61   Max: 37.59
Current: 37.59


TPE:2884's Net Margin % is ranked better than
80.22% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs TPE:2884: 37.59

E. Sun Financial Holding Co  (TPE:2884) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


E. Sun Financial Holding Co Net Margin % Related Terms


E. Sun Financial Holding Co Net Margin % Historical Data

* Premium members only.

The historical data trend for E. Sun Financial Holding Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E. Sun Financial Holding Co Net Margin % Chart

E. Sun Financial Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.65 28.84 32.68 34.71 37.59

E. Sun Financial Holding Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.07 41.22 36.92 38.48 34.04

E. Sun Financial Holding Co Net Margin % Competitor Comparison

For the Banks - Regional subindustry, E. Sun Financial Holding Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E. Sun Financial Holding Co Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, E. Sun Financial Holding Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where E. Sun Financial Holding Co's Net Margin % falls into.


TPE:2884
86GF Score
E. Sun Financial Holding Co Ltd TPE:2884
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

E. Sun Financial Holding Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

E. Sun Financial Holding Co's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=34342.232/91356.211
=37.59 %

E. Sun Financial Holding Co's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=8138.764/23907.349
=34.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 34.04% mean?
E. Sun Financial Holding Co (TPE:2884) has a Net Margin % of 34.04% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on E. Sun Financial Holding Co and its competitors. This is near median its historical median of 33.61. Over the past decade, E. Sun Financial Holding Co's Net Margin % has ranged from 28.84 to 37.59. According to the industry distribution chart, E. Sun Financial Holding Co ranks #302 out of 1527 companies in the Banks industry, placing it in the top 19.8%.
Is E. Sun Financial Holding Co's Net Margin % too high?
E. Sun Financial Holding Co's current Net Margin % of 34.04% is near median its 10-year median of 33.61. Over the past 10 years, this metric has ranged from a low of 28.84 to a high of 37.59. The Banks industry median Net Margin % is 26.95. E. Sun Financial Holding Co's value of 34.04% is 26.3% above this industry median. Based on the distribution chart, E. Sun Financial Holding Co ranks #302 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, E. Sun Financial Holding Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does E. Sun Financial Holding Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, E. Sun Financial Holding Co ranks #302 out of 1527 companies for Net Margin %. This places E. Sun Financial Holding Co in the top 20% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. E. Sun Financial Holding Co's value of 34.04% is 26.3% above this benchmark. Historically, E. Sun Financial Holding Co's own Net Margin % has ranged from 28.84 to 37.59 over the past decade. While the company's 10-year median is 33.61 vs. the industry median of 26.95, E. Sun Financial Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. E. Sun Financial Holding Co's current Net Margin % of 34.04% is 26.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on E. Sun Financial Holding Co and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. E. Sun Financial Holding Co's current Net Margin % is 34.04%, which is near median its own 10-year median of 33.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E. Sun Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, E. Sun Financial Holding Co (TPE:2884) is currently considered Fairly Valued. The stock's GF Value™ is NT$37.49, compared to a current price of NT$35.00 — trading 6.6% below its estimated fair value. The current Net Margin % is 34.04%, which is near median its 10-year median of 33.61 and 26.3% above the Banks industry median of 26.95. E. Sun Financial Holding Co's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For E. Sun Financial Holding Co (TPE:2884), the current Net Margin % is 34.04% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E. Sun Financial Holding Co (TPE:2884) Overvalued in 2026?

Based on GuruFocus' analysis, E. Sun Financial Holding Co stock appears to be undervalued. The current stock price of NT$35.00 is trading 6.6% below its estimated GF Value™ of NT$37.49. GuruFocus considers E. Sun Financial Holding Co to be Fairly Valued.

Key valuation signals for TPE:2884:

  • Net Margin %: 34.04% (near median its 10-year median of 33.61)
  • GF Value™: NT$37.49 vs. price of NT$35.00 (6.6% below fair value)
  • GF Score™: 86/100 with 4 warning signs
  • Industry Position: 26.3% above the Banks median (#302 of 1527)

No single metric tells the full story. See the TPE:2884 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E. Sun Financial Holding Co Business Description

Address Minsheng East Road, 14th Floor, No. 117 & 1st Floor No. 115, Section 3, Songshan District, Taipei, TWN, 10546
E. Sun Financial Holding Co Ltd provides financial services in Taiwan. The company, through its subsidiaries, offers banking, securities, insurance, and venture capital services. The company has four reportable segments: Corporate banking unit, which handles corporate loans, foreign exchange business, and financial banking operations; Individual banking unit, which handles mortgage, unsecured personal loans (UPLs), wealth management, and credit cards; Overseas branches and subsidiaries, including overseas branches and subsidiaries' business; and Others, including other performance units except for the above operating segments. The company generates the majority of its revenue from Corporate and Individual Banking Units.
86GF Score

Get the complete analysis for TPE:2884

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$35.00
Price
NT$37.49
GF Value