Chiba Kogyo BankTSE:8337 +0.34%54 Net Margin % is 7.51% as of Mar. 2026, which is 46% below its 10-year median of 13.99. GuruFocus rates TSE:8337 with a GF Score™ of 54/100 and a GF Value™ of 円1,345.00 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Chiba Kogyo Bank ranks worse than 80.62% on this metric.
The historical rank and industry rank for Chiba Kogyo Bank's Net Margin % or its related term are showing as below:
TSE:8337'
s Net Margin % Range Over the Past 10 Years
Min: 10.32 Med: 13.99 Max: 15.33
Current: 15.28
TSE:8337's Net Margin % is ranked worse than 80.62% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs TSE:8337: 15.28
Chiba Kogyo Bank (TSE:8337) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Chiba Kogyo Bank Net Margin % Related Terms
Chiba Kogyo Bank Net Margin % Historical Data
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The historical data trend for Chiba Kogyo Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chiba Kogyo Bank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Chiba Kogyo Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chiba Kogyo Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Chiba Kogyo Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Chiba Kogyo Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chiba Kogyo Bank (TSE:8337) has a Net Margin % of 7.51% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Chiba Kogyo Bank and its competitors. This is 46% below median its historical median of 13.99. Over the past decade, Chiba Kogyo Bank's Net Margin % has ranged from 10.32 to 15.33. According to the industry distribution chart, Chiba Kogyo Bank ranks #1231 out of 1527 companies in the Banks industry, placing it in the top 80.6%.
Is Chiba Kogyo Bank's Net Margin % too high?
Chiba Kogyo Bank's current Net Margin % of 7.51% is 46% below median its 10-year median of 13.99. Over the past 10 years, this metric has ranged from a low of 10.32 to a high of 15.33. The Banks industry median Net Margin % is 26.95. Chiba Kogyo Bank's value of 7.51% is 72.1% below this industry median. Based on the distribution chart, Chiba Kogyo Bank ranks #1231 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chiba Kogyo Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chiba Kogyo Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Chiba Kogyo Bank ranks #1231 out of 1527 companies for Net Margin %. This places Chiba Kogyo Bank in the lower half of its industry. The industry median Net Margin % is 26.95. Chiba Kogyo Bank's value of 7.51% is 72.1% below this benchmark. Historically, Chiba Kogyo Bank's own Net Margin % has ranged from 10.32 to 15.33 over the past decade. While the company's 10-year median is 13.99 vs. the industry median of 26.95, Chiba Kogyo Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chiba Kogyo Bank's current Net Margin % of 7.51% is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Chiba Kogyo Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chiba Kogyo Bank's current Net Margin % is 7.51%, which is 46% below median its own 10-year median of 13.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chiba Kogyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Chiba Kogyo Bank (TSE:8337) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,345.00, compared to a current price of 円2,358.00 — trading 75.3% above its estimated fair value. The current Net Margin % is 7.51%, which is 46% below median its 10-year median of 13.99 and 72.1% below the Banks industry median of 26.95. Chiba Kogyo Bank's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Chiba Kogyo Bank (TSE:8337), the current Net Margin % is 7.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chiba Kogyo Bank (TSE:8337) Overvalued in 2026?
Based on GuruFocus' analysis, Chiba Kogyo Bank stock appears to be overvalued.
The current stock price of 円2,358.00 is trading 75.3% above its estimated GF Value™ of 円1,345.00.
GuruFocus considers Chiba Kogyo Bank to be Significantly Overvalued.
Key valuation signals for TSE:8337:
Net Margin %: 7.51% (46% below median its 10-year median of 13.99)
GF Value™: 円1,345.00 vs. price of 円2,358.00 (75.3% above fair value)
Industry Position: 72.1% below the Banks median (#1231 of 1527)
No single metric tells the full story. See the TSE:8337 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chiba Kogyo Bank Ltd operates as a bank. Principally, it is engaged in the provision of various banking services for individuals and corporate customers. The bank offers deposit products, including savings, time deposits, and foreign currency deposits. It provides loans such as practitioner, medical, business, agriculture, and procurement of institutional and other funds. In addition, it renders management support for agribusiness, international business, merger and acquisition, trust agency, national pension fund as well as gives information on free consultation services. The company also administers foreign exchange, internet and mobile banking, and automated teller machines services.
54GF Score
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