The historical rank and industry rank for Truist Financial's Net Margin % or its related term are showing as below:
WBO:TFC'
s Net Margin % Range Over the Past 10 Years
Min: -5.45 Med: 25.89 Max: 36.29
Current: 26.87
WBO:TFC's Net Margin % is ranked worse than 50.1% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs WBO:TFC: 26.87
Truist Financial (WBO:TFC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Truist Financial Net Margin % Related Terms
Truist Financial Net Margin % Historical Data
* Premium members only.
The historical data trend for Truist Financial's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Truist Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Truist Financial Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Truist Financial's Net Margin % distribution charts can be found below:
* The bar in red indicates where Truist Financial's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Truist Financial (WBO:TFC) has a Net Margin % of 28.75% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Truist Financial and its competitors. This is 11% above median its historical median of 25.89. According to the industry distribution chart, Truist Financial ranks #765 out of 1527 companies in the Banks industry, placing it in the top 50.1%.
Is Truist Financial's Net Margin % too high?
Truist Financial's current Net Margin % of 28.75% is 11% above median its 10-year median of 25.89. The Banks industry median Net Margin % is 26.95. Truist Financial's value of 28.75% is 6.7% above this industry median. Based on the distribution chart, Truist Financial ranks #765 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Truist Financial has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Truist Financial's Net Margin % compare to NU and FITB?
According to the Banks industry distribution chart, Truist Financial ranks #765 out of 1527 companies for Net Margin %. This places Truist Financial in the lower half of its industry. The industry median Net Margin % is 26.95. Truist Financial's value of 28.75% is 6.7% above this benchmark. While the company's 10-year median is 25.89 vs. the industry median of 26.95, Truist Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truist Financial's current Net Margin % of 28.75% is 6.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Truist Financial and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truist Financial's current Net Margin % is 28.75%, which is 11% above median its own 10-year median of 25.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truist Financial stock overvalued right now?
Truist Financial (WBO:TFC) has a current Net Margin % of 28.75%. The stock's GF Value™ is €43.00, compared to a current price of €44.61 — trading 3.7% above its estimated fair value. The current Net Margin % is 28.75%, which is 11% above median its 10-year median of 25.89 and 6.7% above the Banks industry median of 26.95. Truist Financial's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Truist Financial (WBO:TFC), the current Net Margin % is 28.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Truist Financial (WBO:TFC) Overvalued in 2026?
Based on GuruFocus' analysis, Truist Financial stock appears to be overvalued.
The current stock price of €44.61 is trading 3.7% above its estimated GF Value™ of €43.00.
Key valuation signals for WBO:TFC:
Net Margin %: 28.75% (11% above median its 10-year median of 25.89)
GF Value™: €43.00 vs. price of €44.61 (3.7% above fair value)
Industry Position: 6.7% above the Banks median (#765 of 1527)
No single metric tells the full story. See the WBO:TFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
60GF Score
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