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Nabil BankXNEP:NABIL 81 Net Margin % is 37.71% as of Apr. 2026, which is 1% below its 10-year median of 38.10. GuruFocus rates XNEP:NABIL with a GF Score™ of 81/100 and a GF Value™ of NPR558.50 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,524 Banks companies, Nabil Bank ranks better than 85.04% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Nabil Bank's Net Income for the
three
months ended in Apr. 2026 was NPR2,265 Mil. Nabil Bank's Revenue for the
three
months ended in Apr. 2026 was NPR6,005 Mil. Therefore, Nabil Bank's net margin for the quarter that ended in Apr. 2026 was 37.71%.
The historical rank and industry rank for Nabil Bank's Net Margin % or its related term are showing as below:
XNEP:NABIL'
s Net Margin % Range Over the Past 10 Years
Min: 28.48 Med: 38.1 Max: 50.61
Current: 40.65
XNEP:NABIL's Net Margin % is ranked better than 85.04% of 1524
companies
in the Banks industry
Industry Median: 27.32
vs XNEP:NABIL: 40.65
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nabil Bank Net Margin % Related Terms
Nabil Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Nabil Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nabil Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nabil Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nabil Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nabil Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nabil Bank (XNEP:NABIL) has a Net Margin % of 37.71% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Nabil Bank and its competitors. This is near median its historical median of 38.10. Over the past decade, Nabil Bank's Net Margin % has ranged from 28.48 to 50.61. According to the industry distribution chart, Nabil Bank ranks #228 out of 1524 companies in the Banks industry, placing it in the top 15%.
Is Nabil Bank's Net Margin % too high?
Nabil Bank's current Net Margin % of 37.71% is near median its 10-year median of 38.10. Over the past 10 years, this metric has ranged from a low of 28.48 to a high of 50.61. The Banks industry median Net Margin % is 27.32. Nabil Bank's value of 37.71% is 38% above this industry median. Based on the distribution chart, Nabil Bank ranks #228 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nabil Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nabil Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Nabil Bank ranks #228 out of 1524 companies for Net Margin %. This places Nabil Bank in the top 15% of its industry — outperforming the majority of peers. The industry median Net Margin % is 27.32. Nabil Bank's value of 37.71% is 38% above this benchmark. Historically, Nabil Bank's own Net Margin % has ranged from 28.48 to 50.61 over the past decade. While the company's 10-year median is 38.10 vs. the industry median of 27.32, Nabil Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.32, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nabil Bank's current Net Margin % of 37.71% is 38% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nabil Bank and its competitors. For the Banks industry, the median Net Margin % is 27.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nabil Bank's current Net Margin % is 37.71%, which is near median its own 10-year median of 38.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nabil Bank stock overvalued right now?
Based on GuruFocus' analysis, Nabil Bank (XNEP:NABIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR558.50, compared to a current price of NPR539.00 — trading 3.5% below its estimated fair value. The current Net Margin % is 37.71%, which is near median its 10-year median of 38.10 and 38% above the Banks industry median of 27.32. Nabil Bank's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nabil Bank (XNEP:NABIL), the current Net Margin % is 37.71% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nabil Bank (XNEP:NABIL) Overvalued in 2026?
Based on GuruFocus' analysis, Nabil Bank stock appears to be undervalued.
The current stock price of NPR539.00 is trading 3.5% below its estimated GF Value™ of NPR558.50.
GuruFocus considers Nabil Bank to be Fairly Valued.
Key valuation signals for XNEP:NABIL:
Net Margin %: 37.71% (near median its 10-year median of 38.10)
GF Value™: NPR558.50 vs. price of NPR539.00 (3.5% below fair value)
Industry Position: 38% above the Banks median (#228 of 1524)
No single metric tells the full story. See the XNEP:NABIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nabil Bank Ltd is a private sector bank in Nepal engaged in providing a full range of commercial banking services. The banks products and services are categorized into financial intermediation, which includes deposit mobilization, lending activities, and other auxiliary banking services excluding treasury, cards, and trade finance; treasury operations, which comprise the investment book, foreign currency operations, liquidity management, open market operations, and the investment portfolio; trade finance operations, which include letters of credit and guarantees; and cards, e-banking, and alternate channels, covering debit and credit card issuance, merchant relationships, e-banking, m-banking, and ATM management. It operates in Nepal, with the majority of revenue coming from Bagmati.
81GF Score
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