Pragati Life Insurance (DHA:PRAGATILIF) Net-Net Working Capital: BDT0.00 (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:PRAGATILIF Pragati Life Insurance PLC DHA:PRAGATILIF
18 GF Score
Price BDT169.10
! 1 Warning Sign
View Full Analysis

What is Pragati Life Insurance Net-Net Working Capital?

Pragati Life Insurance DHA:PRAGATILIF +2.55% 18 Net-Net Working Capital is BDT0.00 as of . 20. GuruFocus rates DHA:PRAGATILIF with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 61 Insurance companies, Pragati Life Insurance ranks worse than 1639342.62% on this metric.

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.

Pragati Life Insurance's Net-Net Working Capital for the quarter that ended in . 20 was BDT0.00.

The industry rank for Pragati Life Insurance's Net-Net Working Capital or its related term are showing as below:

DHA:PRAGATILIF's Price-to-Net-Net-Working-Capital is not ranked *
in the Insurance industry.
Industry Median: 10.06
* Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.

Pragati Life Insurance  (DHA:PRAGATILIF) Net-Net Working Capital Explanation

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.


Pragati Life Insurance Net-Net Working Capital Related Terms


Pragati Life Insurance Net-Net Working Capital Historical Data

* Premium members only.

The historical data trend for Pragati Life Insurance's Net-Net Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pragati Life Insurance Net-Net Working Capital Chart

Pragati Life Insurance Annual Data
Trend
Net-Net Working Capital

Pragati Life Insurance Semi-Annual Data
Net-Net Working Capital

DHA:PRAGATILIF vs MDWT, EMGC, FLFG: Net-Net Working Capital Comparison

For the Insurance - Life subindustry, Pragati Life Insurance's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pragati Life Insurance Price-to-Net-Net-Working-Capital vs Insurance Industry

For the Insurance industry and Financial Services sector, Pragati Life Insurance's Price-to-Net-Net-Working-Capital distribution charts can be found below:

* The bar in red indicates where Pragati Life Insurance's Price-to-Net-Net-Working-Capital falls into.


DHA:PRAGATILIF
18GF Score
Pragati Life Insurance PLC DHA:PRAGATILIF
Net-Net Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pragati Life Insurance Net-Net Working Capital Calculation

Pragati Life Insurance's Net-Net Working Capital (NNWC) per share for the fiscal year that ended in . 20 is calculated as

Pragati Life Insurance's Net-Net Working Capital (NNWC) per share for the quarter that ended in . 20 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.

In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

This is a conservative way of estimating the company's value.

What does a Net-Net Working Capital of BDT0.00 mean?
Pragati Life Insurance (DHA:PRAGATILIF) has a Net-Net Working Capital of BDT0.00 as of . 20. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Pragati Life Insurance According to the industry distribution chart, Pragati Life Insurance ranks #999999 out of 61 companies in the Insurance industry.
Is Pragati Life Insurance's Net-Net Working Capital too high?
Pragati Life Insurance's current Net-Net Working Capital is BDT0.00. Based on the distribution chart, Pragati Life Insurance ranks #999999 out of 61 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Pragati Life Insurance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Pragati Life Insurance's Net-Net Working Capital compare to MDWT and EMGC?
According to the Insurance industry distribution chart, Pragati Life Insurance ranks #999999 out of 61 companies for Net-Net Working Capital. This places Pragati Life Insurance in the lower half of its industry. The industry median Net-Net Working Capital is 10.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for an Insurance company?
The median Net-Net Working Capital among Insurance companies is 10.06, based on 61 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Pragati Life Insurance For the Insurance industry, the median Net-Net Working Capital is 10.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pragati Life Insurance's current Net-Net Working Capital is BDT0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pragati Life Insurance stock overvalued right now?
Pragati Life Insurance (DHA:PRAGATILIF) has a current Net-Net Working Capital of BDT0.00. The current Net-Net Working Capital is BDT0.00. Pragati Life Insurance's overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Pragati Life Insurance (DHA:PRAGATILIF), the current Net-Net Working Capital is BDT0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pragati Life Insurance Business Description

Address Pragati Insurance Bhaban, 20-21, Kawran Bazar, 6th Floor, Dhaka, BGD, 1215
Pragati Life Insurance PLC operates as a life insurance company engages in the life and health insurance business in Bangladesh. The product portfolio of the company covers Individual Life Insurance, Group Insurance, Health Insurance, Micro Insurance, Bancassurance, and others.
18GF Score

Get the complete analysis for DHA:PRAGATILIF

Net-Net Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT169.10
Price