GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community First Bancshares Inc (NAS:CFBI) » Definitions » Net Margin %

Community First Bancshares (Community First Bancshares) Net Margin % : 24.48% (As of Sep. 2020)


View and export this data going back to 2017. Start your Free Trial

What is Community First Bancshares Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Community First Bancshares's Net Income for the three months ended in Sep. 2020 was $1.87 Mil. Community First Bancshares's Revenue for the three months ended in Sep. 2020 was $7.64 Mil. Therefore, Community First Bancshares's net margin for the quarter that ended in Sep. 2020 was 24.48%.

The historical rank and industry rank for Community First Bancshares's Net Margin % or its related term are showing as below:

CFBI' s Net Margin % Range Over the Past 10 Years
Min: 2.47   Med: 10.6   Max: 15.98
Current: 8.16


CFBI's Net Margin % is not ranked
in the Banks industry.
Industry Median: 25.41 vs CFBI: 8.16

Community First Bancshares Net Margin % Historical Data

The historical data trend for Community First Bancshares's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community First Bancshares Net Margin % Chart

Community First Bancshares Annual Data
Trend Sep15 Sep16 Sep17 Sep18 Dec19
Net Margin %
15.98 10.60 10.86 3.06 2.47

Community First Bancshares Quarterly Data
Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.10 9.20 -22.73 17.28 24.48

Competitive Comparison of Community First Bancshares's Net Margin %

For the Banks - Regional subindustry, Community First Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community First Bancshares's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community First Bancshares's Net Margin % distribution charts can be found below:

* The bar in red indicates where Community First Bancshares's Net Margin % falls into.



Community First Bancshares Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Community First Bancshares's Net Margin for the fiscal year that ended in Dec. 2019 is calculated as

Net Margin=Net Income (A: Dec. 2019 )/Revenue (A: Dec. 2019 )
=0.355/14.351
=2.47 %

Community First Bancshares's Net Margin for the quarter that ended in Sep. 2020 is calculated as

Net Margin=Net Income (Q: Sep. 2020 )/Revenue (Q: Sep. 2020 )
=1.87/7.638
=24.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community First Bancshares  (NAS:CFBI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Community First Bancshares Net Margin % Related Terms

Thank you for viewing the detailed overview of Community First Bancshares's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Community First Bancshares (Community First Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
3175 Highway 278, Covington, GA, USA, 30014
Community First Bancshares Inc operates as a mutual holding company which offers personal and commercial banking services. It offers a range of services under personal, business, loans and education portfolios. It provides services such as personal checking account, savings account, individual retirement account, investment account, business certificates of deposit, debit card security and identity theft and fraud prevention. In addition, it offers diversity of option for loan such as home mortgage loan, personal loans and business loan such as equipment loan, commercial real estate loan and others. Geographically, operation of the group is functioned through United States.
Executives
Elizabeth Galazka officer: EVP-Lending 3175 HIGHWAY 278, COVINGTON GA 30014
Edward John Cooney director, officer: CEO 3175 HIGHWAY 278, COVINGTON GA 30014
Robert Vickers officer: Chief Operations Officer 3175 HIGHWAY 278, COVINGTON GA 30014
Robin S Reich director 3175 HIGHWAY 278, COVINGTON GA 30014
Brandi C Pajot officer: SVP-Chief Treas.& Risk Officer 3175 HIGHWAY 278, COVINGTON GA 30014
Clark Nelson officer: EVP and CCO 3175 HIGHWAY 278, COVINGTON GA 30014
Gregory J. Proffitt officer: President 3175 HIGHWAY 278, COVINGTON GA 30014
Tessa M. Nolan officer: SVP and CFO 3175 HIGHWAY 278, COVINGTON GA 30014
Johnny S Smith director, officer: President and CEO 3175 HIGHWAY 278 COVINGTON GA 30014
Fortson William D. Jr. director 3175 HIGHWAY 278, COVINGTON GA 30014
John R Crook officer: SVP and Senior Credit Officer 3175 HIGHWAY 278 COVINGTON GA 30014
Mark J Ross director 3175 HIGHWAY 278, COVINGTON GA 30014
Howard G Roberts director 3175 HIGHWAY 278, COVINGTON GA 30014
Kenneth D. Lumpkin officer: EVP and CLO 3175 HIGHWAY 278 COVINGTON GA 30014
Marshall L. Ginn director 3175 HIGHWAY 278, COVINGTON GA 30014

Community First Bancshares (Community First Bancshares) Headlines