Aozora Bank (TSE:8304) Total Noninterest Expense: 円96,476 Mil (As of Mar. 2026)

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TSE:8304 Aozora Bank Ltd TSE:8304
56 GF Score
Price 円3,467.00
GF Value 円2,481.51
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Aozora Bank Total Noninterest Expense?

Aozora Bank TSE:8304 +1.73% 56 Total Noninterest Expense is 円96,476 Mil as of Mar. 2026. GuruFocus rates TSE:8304 with a GF Score™ of 56/100 and a GF Value™ of 円2,481.51 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Aozora Bank's Total Noninterest Expense for the three months ended in Mar. 2026 was 円28,477 Mil. Aozora Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円96,476 Mil.

Aozora Bank Total Noninterest Expense Related Terms

Aozora Bank Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Aozora Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aozora Bank Total Noninterest Expense Chart

Aozora Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 69,831.00 97,225.00 160,576.00 90,853.00 96,476.00

Aozora Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,624.00 23,746.00 19,535.00 24,718.00 28,477.00
TSE:8304
56GF Score
Aozora Bank Ltd TSE:8304
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Aozora Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円96,476 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of 円96,476 Mil mean?
Aozora Bank (TSE:8304) has a Total Noninterest Expense of 円96,476 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Aozora Bank and its competitors.
Is Aozora Bank's Total Noninterest Expense too high?
Aozora Bank's current Total Noninterest Expense is 円96,476 Mil. Overall, Aozora Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aozora Bank's Total Noninterest Expense compare to competitors?
Aozora Bank's Total Noninterest Expense of 円96,476 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Aozora Bank and its competitors. Aozora Bank's current Total Noninterest Expense is 円96,476 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aozora Bank stock overvalued right now?
Based on GuruFocus' analysis, Aozora Bank (TSE:8304) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,481.51, compared to a current price of 円3,467.00 — trading 39.7% above its estimated fair value. The current Total Noninterest Expense is 円96,476 Mil. Aozora Bank's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Aozora Bank (TSE:8304), the current Total Noninterest Expense is 円96,476 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aozora Bank (TSE:8304) Overvalued in 2026?

Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued. The current stock price of 円3,467.00 is trading 39.7% above its estimated GF Value™ of 円2,481.51. GuruFocus considers Aozora Bank to be Significantly Overvalued.

Key valuation signals for TSE:8304:

  • Total Noninterest Expense: 円96,476 Mil
  • GF Value™: 円2,481.51 vs. price of 円3,467.00 (39.7% above fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the TSE:8304 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aozora Bank Business Description

Other Exchanges AOZOY:USAAON:Germany
Address 6-1-1 Kojimachi, Chiyoda-ku, Tokyo, JPN, 102-8660
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
56GF Score

Get the complete analysis for TSE:8304

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,467.00
Price
円2,481.51
GF Value