ATOSS Software SE (WBO:AOFG) Total Noninterest Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBO:AOFG ATOSS Software SE WBO:AOFG
74 GF Score
Price €91.40
GF Value €152.53
Valuation Significantly Undervalued
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What is ATOSS Software SE Total Noninterest Expense?

Total Noninterest Expense only applies to banks.

WBO:AOFG
74GF Score
ATOSS Software SE WBO:AOFG
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Is ATOSS Software SE (WBO:AOFG) Overvalued in 2026?

Based on GuruFocus' analysis, ATOSS Software SE stock appears to be undervalued. The current stock price of €91.40 is trading 40.1% below its estimated GF Value™ of €152.53. GuruFocus considers ATOSS Software SE to be Significantly Undervalued.

Key valuation signals for WBO:AOFG:

  • Total Noninterest Expense:
  • GF Value™: €152.53 vs. price of €91.40 (40.1% below fair value)
  • GF Score™: 74/100

No single metric tells the full story. See the WBO:AOFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ATOSS Software SE Business Description

Other Exchanges AOFd:UK0N66:UKAOF:Germany
Address Rosenheimer Street 141 h, Munich, DEU, 81671
ATOSS Software SE is a German provider of workforce management and workforce scheduling software. Its core product, ATOSS Workforce Management, covers time and attendance recording, absence management, demand-driven shift planning, workforce forecasting, and strategic capacity planning, offered primarily as cloud subscriptions and also on-premises. The company serves mid-sized and large organizations across sectors including retail, healthcare, manufacturing, logistics, hospitality, and public administration, mainly in Germany, Austria, and Switzerland, with growing operations elsewhere in Europe and internationally. Revenue comes from cloud subscriptions, software licenses, maintenance contracts, and consulting, implementation, and training services, with recurring subscription and maintenance fees accounting for a large and increasing share of total sales. ATOSS also offers mobile apps and industry-specific solutions, and distributes some products through partners and resellers alongside its direct sales organization.
74GF Score

Get the complete analysis for WBO:AOFG

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€91.40
Price
€152.53
GF Value