Thaire Life Assurance PCL (BKK:THREL) OCF Margin %: 0.65% (As of Mar. 2026) — 87% Below Median


BKK:THREL Thaire Life Assurance PCL BKK:THREL
43 GF Score
Price ฿0.99
GF Value ฿0.99
Valuation Fairly Valued
! 2 Warning Signs
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What is Thaire Life Assurance PCL OCF Margin %?

Thaire Life Assurance PCL BKK:THREL -1.00% 43 OCF Margin % is 0.65% as of Mar. 2026, which is 87% below its 10-year median of 5.02. GuruFocus rates BKK:THREL with a GF Score™ of 43/100 and a GF Value™ of ฿0.99 (Fairly Valued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, Thaire Life Assurance PCL ranks worse than 80.4% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Thaire Life Assurance PCL's Cash Flow from Operations for the three months ended in Mar. 2026 was ฿3 Mil. Thaire Life Assurance PCL's Revenue for the three months ended in Mar. 2026 was ฿393 Mil. Therefore, Thaire Life Assurance PCL's OCF Margin % for the quarter that ended in Mar. 2026 was 0.65%.

As of today, Thaire Life Assurance PCL's current OCF Yield % is -1.47%.

The historical rank and industry rank for Thaire Life Assurance PCL's OCF Margin % or its related term are showing as below:

BKK:THREL' s OCF Margin % Range Over the Past 10 Years
Min: -0.65   Med: 5.02   Max: 20.4
Current: -0.56


During the past 13 years, the highest OCF Margin % of Thaire Life Assurance PCL was 20.40%. The lowest was -0.65%. And the median was 5.02%.

BKK:THREL's OCF Margin % is ranked worse than
80.4% of 505 companies
in the Insurance industry
Industry Median: 10.86 vs BKK:THREL: -0.56


Thaire Life Assurance PCL OCF Margin % Related Terms


Thaire Life Assurance PCL OCF Margin % Historical Data

* Premium members only.

The historical data trend for Thaire Life Assurance PCL's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thaire Life Assurance PCL OCF Margin % Chart

Thaire Life Assurance PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.98 1.63 -0.65 2.03 0.28

Thaire Life Assurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.03 -6.04 12.81 -15.46 0.65

BKK:THREL vs RGA, EG, RNR: OCF Margin % Comparison

For the Insurance - Reinsurance subindustry, Thaire Life Assurance PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thaire Life Assurance PCL OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Thaire Life Assurance PCL's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Thaire Life Assurance PCL's OCF Margin % falls into.


BKK:THREL
43GF Score
Thaire Life Assurance PCL BKK:THREL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Thaire Life Assurance PCL OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Thaire Life Assurance PCL's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5.014/1765.888
=0.28 %

Thaire Life Assurance PCL's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2.549/392.862
=0.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.65% mean?
Thaire Life Assurance PCL (BKK:THREL) has a OCF Margin % of 0.65% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Thaire Life Assurance PCL and its competitors. This is 87% below median its historical median of 5.02. According to the industry distribution chart, Thaire Life Assurance PCL ranks #406 out of 505 companies in the Insurance industry, placing it in the top 80.4%.
Is Thaire Life Assurance PCL's OCF Margin % too high?
Thaire Life Assurance PCL's current OCF Margin % of 0.65% is 87% below median its 10-year median of 5.02. The Insurance industry median OCF Margin % is 10.86. Thaire Life Assurance PCL's value of 0.65% is 94% below this industry median. Based on the distribution chart, Thaire Life Assurance PCL ranks #406 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Thaire Life Assurance PCL has a GF Score™ of 43/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Thaire Life Assurance PCL's OCF Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Thaire Life Assurance PCL ranks #406 out of 505 companies for OCF Margin %. This places Thaire Life Assurance PCL in the lower half of its industry. The industry median OCF Margin % is 10.86. Thaire Life Assurance PCL's value of 0.65% is 94% below this benchmark. While the company's 10-year median is 5.02 vs. the industry median of 10.86, Thaire Life Assurance PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thaire Life Assurance PCL's current OCF Margin % of 0.65% is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Thaire Life Assurance PCL and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thaire Life Assurance PCL's current OCF Margin % is 0.65%, which is 87% below median its own 10-year median of 5.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thaire Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thaire Life Assurance PCL (BKK:THREL) is currently considered Fairly Valued. The stock's GF Value™ is ฿0.99, compared to a current price of ฿0.99 — trading right at its estimated fair value. The current OCF Margin % is 0.65%, which is 87% below median its 10-year median of 5.02 and 94% below the Insurance industry median of 10.86. Thaire Life Assurance PCL's overall GF Score™ is 43/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Thaire Life Assurance PCL (BKK:THREL), the current OCF Margin % is 0.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thaire Life Assurance PCL (BKK:THREL) Overvalued in 2026?

Based on GuruFocus' analysis, Thaire Life Assurance PCL stock appears to be undervalued. The current stock price of ฿0.99 is trading 0% below its estimated GF Value™ of ฿0.99. GuruFocus considers Thaire Life Assurance PCL to be Fairly Valued.

Key valuation signals for BKK:THREL:

  • OCF Margin %: 0.65% (87% below median its 10-year median of 5.02)
  • GF Value™: ฿0.99 vs. price of ฿0.99 (0% below fair value)
  • GF Score™: 43/100 with 2 warning signs
  • Industry Position: 94% below the Insurance median (#406 of 505)

No single metric tells the full story. See the BKK:THREL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thaire Life Assurance PCL Business Description

Address North Sathorn Road, No. 92/7 Sathorn Thani 2 Building, 6th Floor, Silom Sub-district, Bang Rak District, Bangkok, THA, 10500
Thaire Life Assurance PCL is a local reinsurer in Thailand. The company is engaged in the provision of life reinsurance services such as ordinary life, group life, credit life and personal accident and health. It operates through the Conventional and Non-Conventional product segments. The conventional product line includes products that are already available in the market. The non-conventional products refers to new types of products, which are introduced by the group in cooperation with other life insurance companies. Geographically the activities are functioned through Thailand.
43GF Score

Get the complete analysis for BKK:THREL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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