Bank Bradesco (BSP:BBDC3) OCF Margin %: 261.74% (As of Mar. 2026) — 1249% Above Median


BSP:BBDC3 Bank Bradesco SA BSP:BBDC3
70 GF Score
Price R$15.54
GF Value R$16.72
Valuation Fairly Valued
! 4 Warning Signs
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What is Bank Bradesco OCF Margin %?

Bank Bradesco BSP:BBDC3 +0.71% 70 OCF Margin % is 261.74% as of Mar. 2026, which is 1249% above its 10-year median of 19.40. GuruFocus rates BSP:BBDC3 with a GF Score™ of 70/100 and a GF Value™ of R$16.72 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,501 Banks companies, Bank Bradesco ranks better than 82.88% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bank Bradesco's Cash Flow from Operations for the three months ended in Mar. 2026 was R$86,187 Mil. Bank Bradesco's Revenue for the three months ended in Mar. 2026 was R$32,928 Mil. Therefore, Bank Bradesco's OCF Margin % for the quarter that ended in Mar. 2026 was 261.74%.

As of today, Bank Bradesco's current OCF Yield % is 60.61%.

The historical rank and industry rank for Bank Bradesco's OCF Margin % or its related term are showing as below:

BSP:BBDC3' s OCF Margin % Range Over the Past 10 Years
Min: -99.57   Med: 19.4   Max: 172.92
Current: 88.42


During the past 13 years, the highest OCF Margin % of Bank Bradesco was 172.92%. The lowest was -99.57%. And the median was 19.40%.

BSP:BBDC3's OCF Margin % is ranked better than
82.88% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs BSP:BBDC3: 88.42


Bank Bradesco OCF Margin % Related Terms


Bank Bradesco OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank Bradesco's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Bradesco OCF Margin % Chart

Bank Bradesco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -99.57 45.72 -0.18 47.69 -53.08

Bank Bradesco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -276.05 131.21 2.92 -66.82 261.74

Bank Bradesco OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank Bradesco's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Bradesco OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Bradesco's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank Bradesco's OCF Margin % falls into.


BSP:BBDC3
70GF Score
Bank Bradesco SA BSP:BBDC3
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Bradesco OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bank Bradesco's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-62534/117814.239
=-53.08 %

Bank Bradesco's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=86187.058/32927.975
=261.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 261.74% mean?
Bank Bradesco (BSP:BBDC3) has a OCF Margin % of 261.74% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank Bradesco and its competitors. This is 1249% above median its historical median of 19.40. According to the industry distribution chart, Bank Bradesco ranks #257 out of 1501 companies in the Banks industry, placing it in the top 17.1%.
Is Bank Bradesco's OCF Margin % too high?
Bank Bradesco's current OCF Margin % of 261.74% is 1249% above median its 10-year median of 19.40. The Banks industry median OCF Margin % is 29.44. Bank Bradesco's value of 261.74% is 789.1% above this industry median. Based on the distribution chart, Bank Bradesco ranks #257 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Bradesco has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank Bradesco's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank Bradesco ranks #257 out of 1501 companies for OCF Margin %. This places Bank Bradesco in the top 17% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Bank Bradesco's value of 261.74% is 789.1% above this benchmark. While the company's 10-year median is 19.40 vs. the industry median of 29.44, Bank Bradesco has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Bradesco's current OCF Margin % of 261.74% is 789.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank Bradesco and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Bradesco's current OCF Margin % is 261.74%, which is 1249% above median its own 10-year median of 19.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Bradesco stock overvalued right now?
Based on GuruFocus' analysis, Bank Bradesco (BSP:BBDC3) is currently considered Fairly Valued. The stock's GF Value™ is R$16.72, compared to a current price of R$15.54 — trading 7.1% below its estimated fair value. The current OCF Margin % is 261.74%, which is 1249% above median its 10-year median of 19.40 and 789.1% above the Banks industry median of 29.44. Bank Bradesco's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank Bradesco (BSP:BBDC3), the current OCF Margin % is 261.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Bradesco (BSP:BBDC3) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Bradesco stock appears to be undervalued. The current stock price of R$15.54 is trading 7.1% below its estimated GF Value™ of R$16.72. GuruFocus considers Bank Bradesco to be Fairly Valued.

Key valuation signals for BSP:BBDC3:

  • OCF Margin %: 261.74% (1249% above median its 10-year median of 19.40)
  • GF Value™: R$16.72 vs. price of R$15.54 (7.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 789.1% above the Banks median (#257 of 1501)

No single metric tells the full story. See the BSP:BBDC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Bradesco Business Description

Address Cidade de Deus S/N, Silver Building, 4th floor, Vila Yara, Osasco, SP, BRA, 06029‑900
Banco Bradesco is Brazil's second-largest private bank, with about 10%-15% of deposits, and the largest insurance provider in Brazil, with roughly 20%-25% market share. The bank is majority controlled by the Bradesco foundation, a private nonprofit institution focused on education. The bank is also a major asset manager with high-single-digit market share. In 2016, Bradesco acquired the Brazilian operations of HSBC.
70GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$15.54
Price
R$16.72
GF Value