United Bank (CAI:UBEE) OCF Margin %: 462.44% (As of Mar. 2026) — 299% Above Median


CAI:UBEE United Bank CAI:UBEE
16 GF Score
Price E£13.40
! 4 Warning Signs
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What is United Bank OCF Margin %?

United Bank CAI:UBEE -0.22% 16 OCF Margin % is 462.44% as of Mar. 2026, which is 299% above its 10-year median of 115.83. GuruFocus rates CAI:UBEE with a GF Score™ of 16/100. The stock has 4 warning signs investors should review. Among 1,501 Banks companies, United Bank ranks worse than 90.27% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. United Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was E£6,340 Mil. United Bank's Revenue for the three months ended in Mar. 2026 was E£1,371 Mil. Therefore, United Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 462.44%.

As of today, United Bank's current OCF Yield % is -32.79%.

The historical rank and industry rank for United Bank's OCF Margin % or its related term are showing as below:

CAI:UBEE' s OCF Margin % Range Over the Past 10 Years
Min: -507.44   Med: 115.83   Max: 500.63
Current: -76.91


During the past 4 years, the highest OCF Margin % of United Bank was 500.63%. The lowest was -507.44%. And the median was 115.83%.

CAI:UBEE's OCF Margin % is ranked worse than
90.27% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs CAI:UBEE: -76.91


United Bank OCF Margin % Related Terms


United Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for United Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bank OCF Margin % Chart

United Bank Annual Data
Trend Dec22 Dec23 Dec24 Dec25
OCF Margin %
417.07 500.63 -507.44 -185.41

United Bank Quarterly Data
Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -72.80 -28.76 71.41 -577.17 462.44

CAI:UBEE vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, United Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, United Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where United Bank's OCF Margin % falls into.


CAI:UBEE
16GF Score
United Bank CAI:UBEE
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

United Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-12084.598/6517.674
=-185.41 %

United Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=6339.705/1370.919
=462.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 462.44% mean?
United Bank (CAI:UBEE) has a OCF Margin % of 462.44% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on United Bank and its competitors. This is 299% above median its historical median of 115.83. According to the industry distribution chart, United Bank ranks #1355 out of 1501 companies in the Banks industry, placing it in the top 90.3%.
Is United Bank's OCF Margin % too high?
United Bank's current OCF Margin % of 462.44% is 299% above median its 10-year median of 115.83. The Banks industry median OCF Margin % is 29.44. United Bank's value of 462.44% is 1470.8% above this industry median. Based on the distribution chart, United Bank ranks #1355 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, United Bank has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does United Bank's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, United Bank ranks #1355 out of 1501 companies for OCF Margin %. This places United Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. United Bank's value of 462.44% is 1470.8% above this benchmark. While the company's 10-year median is 115.83 vs. the industry median of 29.44, United Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Bank's current OCF Margin % of 462.44% is 1470.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on United Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Bank's current OCF Margin % is 462.44%, which is 299% above median its own 10-year median of 115.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bank stock overvalued right now?
United Bank (CAI:UBEE) has a current OCF Margin % of 462.44%. The current OCF Margin % is 462.44%, which is 299% above median its 10-year median of 115.83 and 1470.8% above the Banks industry median of 29.44. United Bank's overall GF Score™ is 16/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For United Bank (CAI:UBEE), the current OCF Margin % is 462.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Bank Business Description

Address 106, Kasr El-Aini Street, P.O.Box : 85 Magles El-shaab, Cairo, EGY
United Bank is one of the financial service providers in Egypt, recognizable for its staff, core values, outstanding performance, and sustainable growth. Its services include Retail Banking, Microfinance, Corporate Banking, Islamic banking, and Treasury services. geographically it operates in Greater Cairo Alex., Delta & Sinai and Upper Egypt. the company derives maximum revenue from Greater Cairo.
16GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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