Chongqing Rural Commercial Bank Co (FRA:C3B) OCF Margin %: -274.90% (As of Dec. 2025)


FRA:C3B Chongqing Rural Commercial Bank Co Ltd FRA:C3B
60 GF Score
Price €0.65
GF Value €0.49
! 4 Warning Signs
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What is Chongqing Rural Commercial Bank Co OCF Margin %?

Chongqing Rural Commercial Bank Co FRA:C3B +1.57% 60 OCF Margin % is -274.90% as of Dec. 2025. GuruFocus rates FRA:C3B with a GF Score™ of 60/100 and a GF Value™ of €0.49. The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Chongqing Rural Commercial Bank Co ranks worse than 76.1% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Chongqing Rural Commercial Bank Co's Cash Flow from Operations for the three months ended in Dec. 2025 was €-2,255 Mil. Chongqing Rural Commercial Bank Co's Revenue for the three months ended in Dec. 2025 was €820 Mil. Therefore, Chongqing Rural Commercial Bank Co's OCF Margin % for the quarter that ended in Dec. 2025 was -274.90%.

As of today, Chongqing Rural Commercial Bank Co's current OCF Yield % is -0.36%.

The historical rank and industry rank for Chongqing Rural Commercial Bank Co's OCF Margin % or its related term are showing as below:

FRA:C3B' s OCF Margin % Range Over the Past 10 Years
Min: -311   Med: 62.84   Max: 245.5
Current: 4.98


During the past 13 years, the highest OCF Margin % of Chongqing Rural Commercial Bank Co was 245.50%. The lowest was -311.00%. And the median was 62.84%.

FRA:C3B's OCF Margin % is ranked worse than
76.1% of 1502 companies
in the Banks industry
Industry Median: 29.405 vs FRA:C3B: 4.98


Chongqing Rural Commercial Bank Co OCF Margin % Related Terms


Chongqing Rural Commercial Bank Co OCF Margin % Historical Data

* Premium members only.

The historical data trend for Chongqing Rural Commercial Bank Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chongqing Rural Commercial Bank Co OCF Margin % Chart

Chongqing Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 132.94 245.50 147.18 16.61 1.31

Chongqing Rural Commercial Bank Co Quarterly Data
Dec19 Mar20 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -243.47 313.24 -257.39 224.57 -274.90

Chongqing Rural Commercial Bank Co OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Chongqing Rural Commercial Bank Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chongqing Rural Commercial Bank Co OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Chongqing Rural Commercial Bank Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Chongqing Rural Commercial Bank Co's OCF Margin % falls into.


FRA:C3B
60GF Score
Chongqing Rural Commercial Bank Co Ltd FRA:C3B
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Chongqing Rural Commercial Bank Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Chongqing Rural Commercial Bank Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=45.146/3433.934
=1.31 %

Chongqing Rural Commercial Bank Co's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2254.754/820.215
=-274.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -274.90% mean?
Chongqing Rural Commercial Bank Co (FRA:C3B) has a OCF Margin % of -274.90% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Chongqing Rural Commercial Bank Co and its competitors. According to the industry distribution chart, Chongqing Rural Commercial Bank Co ranks #1143 out of 1502 companies in the Banks industry, placing it in the top 76.1%.
Is Chongqing Rural Commercial Bank Co's OCF Margin % too high?
Chongqing Rural Commercial Bank Co's current OCF Margin % is -274.90%. Based on the distribution chart, Chongqing Rural Commercial Bank Co ranks #1143 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chongqing Rural Commercial Bank Co has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Chongqing Rural Commercial Bank Co's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Chongqing Rural Commercial Bank Co ranks #1143 out of 1502 companies for OCF Margin %. This places Chongqing Rural Commercial Bank Co in the lower half of its industry. The industry median OCF Margin % is 29.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Chongqing Rural Commercial Bank Co and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chongqing Rural Commercial Bank Co's current OCF Margin % is -274.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chongqing Rural Commercial Bank Co stock overvalued right now?
Chongqing Rural Commercial Bank Co (FRA:C3B) has a current OCF Margin % of -274.90%. The stock's GF Value™ is €0.49, compared to a current price of €0.65 — trading 31.6% above its estimated fair value. The current OCF Margin % is -274.90%. Chongqing Rural Commercial Bank Co's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Chongqing Rural Commercial Bank Co (FRA:C3B), the current OCF Margin % is -274.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chongqing Rural Commercial Bank Co (FRA:C3B) Overvalued in 2026?

Based on GuruFocus' analysis, Chongqing Rural Commercial Bank Co stock appears to be overvalued. The current stock price of €0.65 is trading 31.6% above its estimated GF Value™ of €0.49.

Key valuation signals for FRA:C3B:

  • OCF Margin %: -274.90%
  • GF Value™: €0.49 vs. price of €0.65 (31.6% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the FRA:C3B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chongqing Rural Commercial Bank Co Business Description

Other Exchanges 03618:Hong Kong601077:China
Address No. 36 Jinshamen Road, Jiangbei District, Chongqing, CHN, 400023
Chongqing Rural Commercial Bank Co Ltd provides a range of banking and related services in China. The company operates in three segments: Corporate banking, which includes corporate loans, trade financing, deposit takings, financial leasing, and other services; Personal banking segment includes personal loans, deposit products, card business, personal wealth management services, and other services; and Financial market operations, which conducts money market or repurchase transactions and debt instruments investment. Its geographical segments are the County Area and Urban Area.
60GF Score

Get the complete analysis for FRA:C3B

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.65
Price
€0.49
GF Value