UNIQA Insurance Group AGMIL:1UQA 44 OCF Margin % is 27.15% as of Dec. 2025, which is 195% above its 10-year median of 9.20. GuruFocus rates MIL:1UQA with a GF Score™ of 44/100 and a GF Value™ of €12.10 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, UNIQA Insurance Group AG ranks better than 69.86% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:1UQA vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UNIQA Insurance Group AG OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's OCF Margin % distribution charts can be found below:
* The bar in red indicates where UNIQA Insurance Group AG's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UNIQA Insurance Group AG (MIL:1UQA) has a OCF Margin % of 27.15% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on UNIQA Insurance Group AG and its competitors. This is 195% above median its historical median of 9.20. According to the industry distribution chart, UNIQA Insurance Group AG ranks #151 out of 501 companies in the Insurance industry, placing it in the top 30.1%.
Is UNIQA Insurance Group AG's OCF Margin % too high?
UNIQA Insurance Group AG's current OCF Margin % of 27.15% is 195% above median its 10-year median of 9.20. The Insurance industry median OCF Margin % is 10.85. UNIQA Insurance Group AG's value of 27.15% is 150.2% above this industry median. Based on the distribution chart, UNIQA Insurance Group AG ranks #151 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, UNIQA Insurance Group AG has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UNIQA Insurance Group AG's OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, UNIQA Insurance Group AG ranks #151 out of 501 companies for OCF Margin %. This puts UNIQA Insurance Group AG in the upper half of its industry. The industry median OCF Margin % is 10.85. UNIQA Insurance Group AG's value of 27.15% is 150.2% above this benchmark. While the company's 10-year median is 9.20 vs. the industry median of 10.85, UNIQA Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNIQA Insurance Group AG's current OCF Margin % of 27.15% is 150.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on UNIQA Insurance Group AG and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNIQA Insurance Group AG's current OCF Margin % is 27.15%, which is 195% above median its own 10-year median of 9.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNIQA Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, UNIQA Insurance Group AG (MIL:1UQA) is currently considered Significantly Overvalued. The stock's GF Value™ is €12.10, compared to a current price of €18.64 — trading 54% above its estimated fair value. The current OCF Margin % is 27.15%, which is 195% above median its 10-year median of 9.20 and 150.2% above the Insurance industry median of 10.85. UNIQA Insurance Group AG's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For UNIQA Insurance Group AG (MIL:1UQA), the current OCF Margin % is 27.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UNIQA Insurance Group AG (MIL:1UQA) Overvalued in 2026?
Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued.
The current stock price of €18.64 is trading 54% above its estimated GF Value™ of €12.10.
GuruFocus considers UNIQA Insurance Group AG to be Significantly Overvalued.
Key valuation signals for MIL:1UQA:
OCF Margin %: 27.15% (195% above median its 10-year median of 9.20)
GF Value™: €12.10 vs. price of €18.64 (54% above fair value)
Industry Position: 150.2% above the Insurance median (#151 of 501)
No single metric tells the full story. See the MIL:1UQA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
44GF Score
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