Old National BancorpONB +1.05%66 OCF Margin % is 29.66% as of Mar. 2026, which is 4% below its 10-year median of 30.85. GuruFocus rates ONB with a GF Score™ of 66/100 and a GF Value™ of $22.66 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,500 Banks companies, Old National Bancorp ranks worse than 52.13% on this metric.
The historical rank and industry rank for Old National Bancorp's OCF Margin % or its related term are showing as below:
ONB'
s OCF Margin % Range Over the Past 10 Years
Min: 4.09 Med: 30.85 Max: 47.14
Current: 28.47
During the past 13 years, the highest OCF Margin % of Old National Bancorp was 47.14%. The lowest was 4.09%. And the median was 30.85%.
ONB's OCF Margin % is ranked worse than 52.13% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs ONB: 28.47
Old National Bancorp OCF Margin % Related Terms
Old National Bancorp OCF Margin % Historical Data
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The historical data trend for Old National Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Old National Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old National Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Old National Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Old National Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old National Bancorp (ONB) has a OCF Margin % of 29.66% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Old National Bancorp and its competitors. This is near median its historical median of 30.85. Over the past decade, Old National Bancorp's OCF Margin % has ranged from 4.09 to 47.14. According to the industry distribution chart, Old National Bancorp ranks #782 out of 1500 companies in the Banks industry, placing it in the top 52.1%.
Is Old National Bancorp's OCF Margin % too high?
Old National Bancorp's current OCF Margin % of 29.66% is near median its 10-year median of 30.85. Over the past 10 years, this metric has ranged from a low of 4.09 to a high of 47.14. The Banks industry median OCF Margin % is 29.44. Old National Bancorp's value of 29.66% is 0.7% above this industry median. Based on the distribution chart, Old National Bancorp ranks #782 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Old National Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old National Bancorp's OCF Margin % compare to SSB and ZION?
According to the Banks industry distribution chart, Old National Bancorp ranks #782 out of 1500 companies for OCF Margin %. This places Old National Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.44. Old National Bancorp's value of 29.66% is 0.7% above this benchmark. Historically, Old National Bancorp's own OCF Margin % has ranged from 4.09 to 47.14 over the past decade. While the company's 10-year median is 30.85 vs. the industry median of 29.44, Old National Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old National Bancorp's current OCF Margin % of 29.66% is 0.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Old National Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old National Bancorp's current OCF Margin % is 29.66%, which is near median its own 10-year median of 30.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Old National Bancorp (ONB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.66, compared to a current price of $25.92 — trading 14.4% above its estimated fair value. The current OCF Margin % is 29.66%, which is near median its 10-year median of 30.85 and 0.7% above the Banks industry median of 29.44. Old National Bancorp's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Old National Bancorp (ONB), the current OCF Margin % is 29.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old National Bancorp (ONB) Overvalued in 2026?
Based on GuruFocus' analysis, Old National Bancorp stock appears to be overvalued.
The current stock price of $25.92 is trading 14.4% above its estimated GF Value™ of $22.66.
GuruFocus considers Old National Bancorp to be Modestly Overvalued.
Key valuation signals for ONB:
OCF Margin %: 29.66% (near median its 10-year median of 30.85)
GF Value™: $22.66 vs. price of $25.92 (14.4% above fair value)
Industry Position: 0.7% above the Banks median (#782 of 1500)
No single metric tells the full story. See the ONB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old National Bancorp is a provider of lending and deposit services. The bank offers comprehensive wealth management, trust, investment advisory, brokerage, and foreign currency services. For businesses, it provides treasury management, merchant, and capital markets services as well as community development lending and equity investment solutions intended to produce jobs and revitalize its communities. It earns interest income on loans as well as fee income from the origination of loans and from providing other services to its clients.
66GF Score
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