SpareBank 1 HelgelandOSL:HELG +0.31%52 OCF Margin % is 210.31% as of Mar. 2026, which is 628% above its 10-year median of 28.88. GuruFocus rates OSL:HELG with a GF Score™ of 52/100 and a GF Value™ of kr135.69 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, SpareBank 1 Helgeland ranks better than 83.01% on this metric.
The historical rank and industry rank for SpareBank 1 Helgeland's OCF Margin % or its related term are showing as below:
OSL:HELG'
s OCF Margin % Range Over the Past 10 Years
Min: -172.04 Med: 28.88 Max: 428.73
Current: 89.09
During the past 13 years, the highest OCF Margin % of SpareBank 1 Helgeland was 428.73%. The lowest was -172.04%. And the median was 28.88%.
OSL:HELG's OCF Margin % is ranked better than 83.01% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs OSL:HELG: 89.09
SpareBank 1 Helgeland OCF Margin % Related Terms
SpareBank 1 Helgeland OCF Margin % Historical Data
* Premium members only.
The historical data trend for SpareBank 1 Helgeland's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 Helgeland's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Helgeland OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Helgeland's OCF Margin % distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Helgeland's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Helgeland (OSL:HELG) has a OCF Margin % of 210.31% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SpareBank 1 Helgeland and its competitors. This is 628% above median its historical median of 28.88. According to the industry distribution chart, SpareBank 1 Helgeland ranks #255 out of 1501 companies in the Banks industry, placing it in the top 17%.
Is SpareBank 1 Helgeland's OCF Margin % too high?
SpareBank 1 Helgeland's current OCF Margin % of 210.31% is 628% above median its 10-year median of 28.88. The Banks industry median OCF Margin % is 29.44. SpareBank 1 Helgeland's value of 210.31% is 614.4% above this industry median. Based on the distribution chart, SpareBank 1 Helgeland ranks #255 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SpareBank 1 Helgeland has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Helgeland's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Helgeland ranks #255 out of 1501 companies for OCF Margin %. This places SpareBank 1 Helgeland in the top 17% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. SpareBank 1 Helgeland's value of 210.31% is 614.4% above this benchmark. While the company's 10-year median is 28.88 vs. the industry median of 29.44, SpareBank 1 Helgeland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Helgeland's current OCF Margin % of 210.31% is 614.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SpareBank 1 Helgeland and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Helgeland's current OCF Margin % is 210.31%, which is 628% above median its own 10-year median of 28.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Helgeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Helgeland (OSL:HELG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr135.69, compared to a current price of kr157.48 — trading 16.1% above its estimated fair value. The current OCF Margin % is 210.31%, which is 628% above median its 10-year median of 28.88 and 614.4% above the Banks industry median of 29.44. SpareBank 1 Helgeland's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For SpareBank 1 Helgeland (OSL:HELG), the current OCF Margin % is 210.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Helgeland (OSL:HELG) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Helgeland stock appears to be overvalued.
The current stock price of kr157.48 is trading 16.1% above its estimated GF Value™ of kr135.69.
GuruFocus considers SpareBank 1 Helgeland to be Modestly Overvalued.
Key valuation signals for OSL:HELG:
OCF Margin %: 210.31% (628% above median its 10-year median of 28.88)
GF Value™: kr135.69 vs. price of kr157.48 (16.1% above fair value)
Industry Position: 614.4% above the Banks median (#255 of 1501)
No single metric tells the full story. See the OSL:HELG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Helgeland is a regional bank engaged in providing banking and financial services. It offers savings products, payment services, credit cards, saving accounts, placement services, loans, insurance, shares, and currencies, as well as an online banking facility. The bank's operations are divided into two segments: Retail Market (RM) and Corporate Market (CM). The company serves creditors, customers, employees, management, and society in general. Geographically, all the operations of the bank are carried out from Helgeland.
52GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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