SpareBank 1 Sor Norge ASA (OSL:SB1NO) OCF Margin %: -163.38% (As of Mar. 2026)


OSL:SB1NO SpareBank 1 Sor Norge ASA OSL:SB1NO
73 GF Score
Price kr192.40
GF Value kr161.17
Valuation Modestly Overvalued
! 4 Warning Signs
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What is SpareBank 1 Sor Norge ASA OCF Margin %?

SpareBank 1 Sor Norge ASA OSL:SB1NO -0.10% 73 OCF Margin % is -163.38% as of Mar. 2026. GuruFocus rates OSL:SB1NO with a GF Score™ of 73/100 and a GF Value™ of kr161.17 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, SpareBank 1 Sor Norge ASA ranks better than 80.73% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. SpareBank 1 Sor Norge ASA's Cash Flow from Operations for the three months ended in Mar. 2026 was kr-5,153 Mil. SpareBank 1 Sor Norge ASA's Revenue for the three months ended in Mar. 2026 was kr3,154 Mil. Therefore, SpareBank 1 Sor Norge ASA's OCF Margin % for the quarter that ended in Mar. 2026 was -163.38%.

As of today, SpareBank 1 Sor Norge ASA's current OCF Yield % is 13.75%.

The historical rank and industry rank for SpareBank 1 Sor Norge ASA's OCF Margin % or its related term are showing as below:

OSL:SB1NO' s OCF Margin % Range Over the Past 10 Years
Min: -241.52   Med: -127.95   Max: 102.46
Current: 78.08


During the past 13 years, the highest OCF Margin % of SpareBank 1 Sor Norge ASA was 102.46%. The lowest was -241.52%. And the median was -127.95%.

OSL:SB1NO's OCF Margin % is ranked better than
80.73% of 1500 companies
in the Banks industry
Industry Median: 29.44 vs OSL:SB1NO: 78.08


SpareBank 1 Sor Norge ASA OCF Margin % Related Terms


SpareBank 1 Sor Norge ASA OCF Margin % Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Sor Norge ASA's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Sor Norge ASA OCF Margin % Chart

SpareBank 1 Sor Norge ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -124.44 -241.52 102.46 -80.40 76.91

SpareBank 1 Sor Norge ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -157.33 90.99 199.36 179.14 -163.38

SpareBank 1 Sor Norge ASA OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Sor Norge ASA's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Sor Norge ASA OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Sor Norge ASA's OCF Margin % distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Sor Norge ASA's OCF Margin % falls into.


OSL:SB1NO
73GF Score
SpareBank 1 Sor Norge ASA OSL:SB1NO
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Sor Norge ASA OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

SpareBank 1 Sor Norge ASA's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10032/13044
=76.91 %

SpareBank 1 Sor Norge ASA's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-5153/3154
=-163.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -163.38% mean?
SpareBank 1 Sor Norge ASA (OSL:SB1NO) has a OCF Margin % of -163.38% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SpareBank 1 Sor Norge ASA and its competitors. According to the industry distribution chart, SpareBank 1 Sor Norge ASA ranks #289 out of 1500 companies in the Banks industry, placing it in the top 19.3%.
Is SpareBank 1 Sor Norge ASA's OCF Margin % too high?
SpareBank 1 Sor Norge ASA's current OCF Margin % is -163.38%. Based on the distribution chart, SpareBank 1 Sor Norge ASA ranks #289 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SpareBank 1 Sor Norge ASA has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Sor Norge ASA's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Sor Norge ASA ranks #289 out of 1500 companies for OCF Margin %. This places SpareBank 1 Sor Norge ASA in the top 19% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SpareBank 1 Sor Norge ASA and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Sor Norge ASA's current OCF Margin % is -163.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Sor Norge ASA stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA (OSL:SB1NO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr161.17, compared to a current price of kr192.40 — trading 19.4% above its estimated fair value. The current OCF Margin % is -163.38%. SpareBank 1 Sor Norge ASA's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For SpareBank 1 Sor Norge ASA (OSL:SB1NO), the current OCF Margin % is -163.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Sor Norge ASA (OSL:SB1NO) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA stock appears to be overvalued. The current stock price of kr192.40 is trading 19.4% above its estimated GF Value™ of kr161.17. GuruFocus considers SpareBank 1 Sor Norge ASA to be Modestly Overvalued.

Key valuation signals for OSL:SB1NO:

  • OCF Margin %: -163.38%
  • GF Value™: kr161.17 vs. price of kr192.40 (19.4% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the OSL:SB1NO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Sor Norge ASA Business Description

Address Christen Tranes Gate 35, Stavanger, NOR, 4007
SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, including investment services, leasing, estate agency, and accounting services. The company's reportable segments are Retail market, which generates maximum revenue, Corporate market, SME and agriculture, and Other.
73GF Score

Get the complete analysis for OSL:SB1NO

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr192.40
Price
kr161.17
GF Value