Z Fin (SNLKF) OCF Margin %: 106.52% (As of Dec. 2025) — 248% Above Median

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SNLKF Z Fin Ltd SNLKF
59 GF Score
Price $0.33
GF Value $0.32
! 5 Warning Signs
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What is Z Fin OCF Margin %?

Z Fin SNLKF 59 OCF Margin % is 106.52% as of Dec. 2025, which is 248% above its 10-year median of 30.60. GuruFocus rates SNLKF with a GF Score™ of 59/100 and a GF Value™ of $0.32. The stock has 5 warning signs investors should review. Among 1,751 Real Estate companies, Z Fin ranks better than 58.25% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Z Fin's Cash Flow from Operations for the six months ended in Dec. 2025 was $37.88 Mil. Z Fin's Revenue for the six months ended in Dec. 2025 was $35.56 Mil. Therefore, Z Fin's OCF Margin % for the quarter that ended in Dec. 2025 was 106.52%.

As of today, Z Fin's current OCF Yield % is 6.45%.

The historical rank and industry rank for Z Fin's OCF Margin % or its related term are showing as below:

SNLKF' s OCF Margin % Range Over the Past 10 Years
Min: -218.31   Med: 30.6   Max: 85.21
Current: 20.69


During the past 13 years, the highest OCF Margin % of Z Fin was 85.21%. The lowest was -218.31%. And the median was 30.60%.

SNLKF's OCF Margin % is ranked better than
58.25% of 1751 companies
in the Real Estate industry
Industry Median: 11.35 vs SNLKF: 20.69


Z Fin OCF Margin % Related Terms


Z Fin OCF Margin % Historical Data

* Premium members only.

The historical data trend for Z Fin's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Z Fin OCF Margin % Chart

Z Fin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.54 -2.99 45.68 21.96 20.33

Z Fin Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 92.60 34.13 8.82 -62.12 106.52

Z Fin OCF Margin % Competitor Comparison

For the Real Estate - Diversified subindustry, Z Fin's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Z Fin OCF Margin % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Z Fin's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Z Fin's OCF Margin % falls into.


SNLKF
59GF Score
Z Fin Ltd SNLKF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Z Fin OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Z Fin's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=14.787/72.744
=20.33 %

Z Fin's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=37.883/35.564
=106.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 106.52% mean?
Z Fin (SNLKF) has a OCF Margin % of 106.52% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Z Fin and its competitors. This is 248% above median its historical median of 30.60. According to the industry distribution chart, Z Fin ranks #731 out of 1751 companies in the Real Estate industry, placing it in the top 41.7%.
Is Z Fin's OCF Margin % too high?
Z Fin's current OCF Margin % of 106.52% is 248% above median its 10-year median of 30.60. The Real Estate industry median OCF Margin % is 11.35. Z Fin's value of 106.52% is 838.5% above this industry median. Based on the distribution chart, Z Fin ranks #731 out of 1751 companies in the Real Estate industry, which is above the industry midpoint. Overall, Z Fin has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Z Fin's OCF Margin % compare to competitors?
According to the Real Estate industry distribution chart, Z Fin ranks #731 out of 1751 companies for OCF Margin %. This puts Z Fin in the upper half of its industry. The industry median OCF Margin % is 11.35. Z Fin's value of 106.52% is 838.5% above this benchmark. While the company's 10-year median is 30.60 vs. the industry median of 11.35, Z Fin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Real Estate company?
The median OCF Margin % among Real Estate companies is 11.35, based on 1,751 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Z Fin's current OCF Margin % of 106.52% is 838.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Z Fin and its competitors. For the Real Estate industry, the median OCF Margin % is 11.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Z Fin's current OCF Margin % is 106.52%, which is 248% above median its own 10-year median of 30.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Z Fin stock overvalued right now?
Z Fin (SNLKF) has a current OCF Margin % of 106.52%. The stock's GF Value™ is $0.32, compared to a current price of $0.33 — trading 1.9% above its estimated fair value. The current OCF Margin % is 106.52%, which is 248% above median its 10-year median of 30.60 and 838.5% above the Real Estate industry median of 11.35. Z Fin's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Z Fin (SNLKF), the current OCF Margin % is 106.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Z Fin (SNLKF) Overvalued in 2026?

Based on GuruFocus' analysis, Z Fin stock appears to be overvalued. The current stock price of $0.33 is trading 1.9% above its estimated GF Value™ of $0.32.

Key valuation signals for SNLKF:

  • OCF Margin %: 106.52% (248% above median its 10-year median of 30.60)
  • GF Value™: $0.32 vs. price of $0.33 (1.9% above fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 838.5% above the Real Estate median (#731 of 1751)

No single metric tells the full story. See the SNLKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Z Fin Business Description

Other Exchanges 01168:Hong Kong
Address 199 Des Voeux Road Central, 28th Floor, Infinitus Plaza, Hong Kong, HKG
Z Fin Ltd is an investment holding company. The principal activities of the company and its subsidiaries are focused on financial technology investment and management, while it is also engaged in property development, property management, property investment and financing services. The operating segments of the company are: i) Financing services: provision of efficient financial leasing solutions and multiple consultancy services, ii) Property investment: property leasing, iii) Property management: provision of property management services, iv) Property development: property development and sale of properties, and v) Others: Income from operating hotel and primary school. The majority of revenue is derived from the Property investment segment.
59GF Score

Get the complete analysis for SNLKF

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.33
Price
$0.32
GF Value