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Crcam Loire Haute LoireSTU:9T60 -1.16%42 OCF Margin % is 38.36% as of Dec. 2025, which is 146% above its 10-year median of 15.62. GuruFocus rates STU:9T60 with a GF Score™ of 42/100 and a GF Value™ of €62.13 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,495 Banks companies, Crcam Loire Haute Loire ranks worse than 60.47% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Crcam Loire Haute Loire's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Crcam Loire Haute Loire OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Crcam Loire Haute Loire's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Crcam Loire Haute Loire's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Crcam Loire Haute Loire (STU:9T60) has a OCF Margin % of 38.36% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Crcam Loire Haute Loire and its competitors. This is 146% above median its historical median of 15.62. According to the industry distribution chart, Crcam Loire Haute Loire ranks #904 out of 1495 companies in the Banks industry, placing it in the top 60.5%.
Is Crcam Loire Haute Loire's OCF Margin % too high?
Crcam Loire Haute Loire's current OCF Margin % of 38.36% is 146% above median its 10-year median of 15.62. The Banks industry median OCF Margin % is 29.55. Crcam Loire Haute Loire's value of 38.36% is 29.8% above this industry median. Based on the distribution chart, Crcam Loire Haute Loire ranks #904 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Crcam Loire Haute Loire has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Crcam Loire Haute Loire's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Crcam Loire Haute Loire ranks #904 out of 1495 companies for OCF Margin %. This places Crcam Loire Haute Loire in the lower half of its industry. The industry median OCF Margin % is 29.55. Crcam Loire Haute Loire's value of 38.36% is 29.8% above this benchmark. While the company's 10-year median is 15.62 vs. the industry median of 29.55, Crcam Loire Haute Loire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.55, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Crcam Loire Haute Loire's current OCF Margin % of 38.36% is 29.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Crcam Loire Haute Loire and its competitors. For the Banks industry, the median OCF Margin % is 29.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Crcam Loire Haute Loire's current OCF Margin % is 38.36%, which is 146% above median its own 10-year median of 15.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crcam Loire Haute Loire stock overvalued right now?
Based on GuruFocus' analysis, Crcam Loire Haute Loire (STU:9T60) is currently considered Significantly Overvalued. The stock's GF Value™ is €62.13, compared to a current price of €97.06 — trading 56.2% above its estimated fair value. The current OCF Margin % is 38.36%, which is 146% above median its 10-year median of 15.62 and 29.8% above the Banks industry median of 29.55. Crcam Loire Haute Loire's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Crcam Loire Haute Loire (STU:9T60), the current OCF Margin % is 38.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Crcam Loire Haute Loire (STU:9T60) Overvalued in 2026?
Based on GuruFocus' analysis, Crcam Loire Haute Loire stock appears to be overvalued.
The current stock price of €97.06 is trading 56.2% above its estimated GF Value™ of €62.13.
GuruFocus considers Crcam Loire Haute Loire to be Significantly Overvalued.
Key valuation signals for STU:9T60:
OCF Margin %: 38.36% (146% above median its 10-year median of 15.62)
GF Value™: €62.13 vs. price of €97.06 (56.2% above fair value)
Industry Position: 29.8% above the Banks median (#904 of 1495)
No single metric tells the full story. See the STU:9T60 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crcam Loire Haute Loire is a regional bank belonging to the Credit Agricole Group. The Bank provides loans and financing to individuals and businesses through local branches in the Loire Region of France.
42GF Score
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