VWFB (VWF Bancorp) OCF Margin %: 0.00% (As of Mar. 2026)

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VWFB VWF Bancorp Inc VWFB
36 GF Score
Price $15.23
GF Value $29.78
Valuation Significantly Undervalued
! 6 Warning Signs
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What is VWF Bancorp OCF Margin %?

VWF Bancorp VWFB 36 OCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates VWFB with a GF Score™ of 36/100 and a GF Value™ of $29.78 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,500 Banks companies, VWF Bancorp ranks worse than 77.8% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. VWF Bancorp's Cash Flow from Operations for the three months ended in Mar. 2026 was $0.00 Mil. VWF Bancorp's Revenue for the three months ended in Mar. 2026 was $2.42 Mil. Therefore, VWF Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, VWF Bancorp's current OCF Yield % is -1.82%.

The historical rank and industry rank for VWF Bancorp's OCF Margin % or its related term are showing as below:

VWFB' s OCF Margin % Range Over the Past 10 Years
Min: -35.83   Med: -19.21   Max: 10.1
Current: -5.15

During the past 5 years, the highest OCF Margin % of VWF Bancorp was 10.10%. The lowest was -35.83%. And the median was -19.21%.

VWFB's OCF Margin % is ranked worse than
77.8% of 1500 companies
in the Banks industry
Industry Median: 29.45 vs VWFB: -5.15

VWF Bancorp OCF Margin % Related Terms

VWF Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for VWF Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VWF Bancorp OCF Margin % Chart

VWF Bancorp Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
10.10 -19.21 7.07 -35.83 -34.63

VWF Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -38.07 9.50 0.00 0.00 0.00

VWFB vs PFSB, CNBZ, ELMA: OCF Margin % Comparison

For the Banks - Regional subindustry, VWF Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

VWF Bancorp OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, VWF Bancorp's OCF Margin % distribution charts can be found below:

* The bar in red indicates where VWF Bancorp's OCF Margin % falls into.


VWFB
36GF Score
VWF Bancorp Inc VWFB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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VWF Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

VWF Bancorp's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=-2.027/5.854
=-34.63 %

VWF Bancorp's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/2.423
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
VWF Bancorp (VWFB) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on VWF Bancorp and its competitors. According to the industry distribution chart, VWF Bancorp ranks #1167 out of 1500 companies in the Banks industry, placing it in the top 77.8%.
Is VWF Bancorp's OCF Margin % too high?
VWF Bancorp's current OCF Margin % is 0.00%. Based on the distribution chart, VWF Bancorp ranks #1167 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, VWF Bancorp has a GF Score™ of 36/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does VWF Bancorp's OCF Margin % compare to PFSB and CNBZ?
According to the Banks industry distribution chart, VWF Bancorp ranks #1167 out of 1500 companies for OCF Margin %. This places VWF Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on VWF Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VWF Bancorp's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VWF Bancorp stock overvalued right now?
Based on GuruFocus' analysis, VWF Bancorp (VWFB) is currently considered Significantly Undervalued. The stock's GF Value™ is $29.78, compared to a current price of $15.23 — trading 48.9% below its estimated fair value. The current OCF Margin % is 0.00%. VWF Bancorp's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For VWF Bancorp (VWFB), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VWF Bancorp (VWFB) Overvalued in 2026?

Based on GuruFocus' analysis, VWF Bancorp stock appears to be undervalued. The current stock price of $15.23 is trading 48.9% below its estimated GF Value™ of $29.78. GuruFocus considers VWF Bancorp to be Significantly Undervalued.

Key valuation signals for VWFB:

  • OCF Margin %: 0.00%
  • GF Value™: $29.78 vs. price of $15.23 (48.9% below fair value)
  • GF Score™: 36/100 with 6 warning signs

No single metric tells the full story. See the VWFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VWF Bancorp Business Description

Address 976 South Shannon Street, Van Wert, OH, USA, 45891
VWF Bancorp Inc operates as a savings and loan holding company for GreenWay Bank. The firm, through its subsidiaries, engages in the business of making residential mortgage loans and accepting deposits.
36GF Score

Get the complete analysis for VWFB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.23
Price
$29.78
GF Value