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Zimre HoldingsXZIM:ZIMR.ZW -12.50%95 OCF Margin % is 19.45% as of Dec. 2025, which is 410% above its 10-year median of 3.81. GuruFocus rates XZIM:ZIMR.ZW with a GF Score™ of 95/100 and a GF Value™ of ZWG70.72 (Fairly Valued). The stock has 2 warning signs investors should review. Among 500 Insurance companies, Zimre Holdings ranks better than 71.2% on this metric.
The historical data trend for Zimre Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XZIM:ZIMR.ZW vs RGA, EG, RNR: OCF Margin % Comparison
For the Insurance - Reinsurance subindustry, Zimre Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zimre Holdings OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zimre Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Zimre Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zimre Holdings (XZIM:ZIMR.ZW) has a OCF Margin % of 19.45% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Zimre Holdings and its competitors. This is 410% above median its historical median of 3.81. According to the industry distribution chart, Zimre Holdings ranks #144 out of 500 companies in the Insurance industry, placing it in the top 28.8%.
Is Zimre Holdings' OCF Margin % too high?
Zimre Holdings' current OCF Margin % of 19.45% is 410% above median its 10-year median of 3.81. The Insurance industry median OCF Margin % is 11.26. Zimre Holdings' value of 19.45% is 72.8% above this industry median. Based on the distribution chart, Zimre Holdings ranks #144 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Zimre Holdings has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zimre Holdings' OCF Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Zimre Holdings ranks #144 out of 500 companies for OCF Margin %. This puts Zimre Holdings in the upper half of its industry. The industry median OCF Margin % is 11.26. Zimre Holdings' value of 19.45% is 72.8% above this benchmark. While the company's 10-year median is 3.81 vs. the industry median of 11.26, Zimre Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 11.26, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zimre Holdings's current OCF Margin % of 19.45% is 72.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Zimre Holdings and its competitors. For the Insurance industry, the median OCF Margin % is 11.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zimre Holdings's current OCF Margin % is 19.45%, which is 410% above median its own 10-year median of 3.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zimre Holdings stock overvalued right now?
Based on GuruFocus' analysis, Zimre Holdings (XZIM:ZIMR.ZW) is currently considered Fairly Valued. The stock's GF Value™ is ZWG70.72, compared to a current price of ZWG68.25 — trading 3.5% below its estimated fair value. The current OCF Margin % is 19.45%, which is 410% above median its 10-year median of 3.81 and 72.8% above the Insurance industry median of 11.26. Zimre Holdings' overall GF Score™ is 95/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Zimre Holdings (XZIM:ZIMR.ZW), the current OCF Margin % is 19.45% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zimre Holdings (XZIM:ZIMR.ZW) Overvalued in 2026?
Based on GuruFocus' analysis, Zimre Holdings stock appears to be undervalued.
The current stock price of ZWG68.25 is trading 3.5% below its estimated GF Value™ of ZWG70.72.
GuruFocus considers Zimre Holdings to be Fairly Valued.
Key valuation signals for XZIM:ZIMR.ZW:
OCF Margin %: 19.45% (410% above median its 10-year median of 3.81)
GF Value™: ZWG70.72 vs. price of ZWG68.25 (3.5% below fair value)
Industry Position: 72.8% above the Insurance median (#144 of 500)
No single metric tells the full story. See the XZIM:ZIMR.ZW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zimre Holdings Ltd is a Zimbabwe-based investment holding company. The firm operates its business activities in six segments. The Reinsurance segment offers short-term reinsurance products and services to general insurance companies locally, regionally and internationally. The Life reassurance segment offers its services to life assurance companies and medical aid societies locally and regionally. The Property segment is engaged in leasing, developing, managing, selling and buying properties. General insurance offers short-term insurance products and services directly to policyholders locally. Insurance broking, Life, and Pension segment. The Reinsurance segment contributes to the majority of the company's revenue. Zimre has operations in Botswana, Malawi, Mozambique, South Africa, Zambia.
95GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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