Commercial International Bank (Egypt) CIB (FRA:CIN0) OCF Yield %: 36.16 (As of Jul. 25, 2026) — Near Median

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FRA:CIN0 Commercial International Bank (Egypt) CIB FRA:CIN0
81 GF Score
Price €2.14
GF Value €2.09
! 5 Warning Signs
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What is Commercial International Bank (Egypt) CIB OCF Yield %?

Commercial International Bank (Egypt) CIB FRA:CIN0 81 OCF Yield % is 36.16 as of Jul. 25, 2026, which is 3% below its 10-year median of 37.37. GuruFocus rates FRA:CIN0 with a GF Score™ of 81/100 and a GF Value™ of €2.09. The stock has 5 warning signs investors should review. Among 1,495 Banks companies, Commercial International Bank (Egypt) CIB ranks better than 83.28% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Commercial International Bank (Egypt) CIB's Trailing 12-Month Cash Flow from Operations is €2,976 Mil, and Market Cap is €7,060 Mil. Therefore, Commercial International Bank (Egypt) CIB's OCF Yield % for today is 36.16%.

The historical rank and industry rank for Commercial International Bank (Egypt) CIB's OCF Yield % or its related term are showing as below:

FRA:CIN0' s OCF Yield % Range Over the Past 10 Years
Min: -11.45   Med: 37.37   Max: 142.92
Current: 36.16


During the past 13 years, the highest OCF Yield % of Commercial International Bank (Egypt) CIB was 142.92%. The lowest was -11.45%. And the median was 37.37%.

FRA:CIN0's OCF Yield % is ranked better than
83.28% of 1495 companies
in the Banks industry
Industry Median: 9.21 vs FRA:CIN0: 36.16

Commercial International Bank (Egypt) CIB's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Commercial International Bank (Egypt) CIB OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Commercial International Bank (Egypt) CIB OCF Yield % Related Terms


Commercial International Bank (Egypt) CIB OCF Yield % Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB OCF Yield % Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.57 77.93 158.48 43.61 44.05

Commercial International Bank (Egypt) CIB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -125.83 135.95 -48.04 69.41 64.75

Commercial International Bank (Egypt) CIB OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's OCF Yield % falls into.


FRA:CIN0
81GF Score
Commercial International Bank (Egypt) CIB FRA:CIN0
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial International Bank (Egypt) CIB OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Commercial International Bank (Egypt) CIB's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=2427.058 / 5509.79426
=44.05%

Commercial International Bank (Egypt) CIB's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=1100.212 * 4 / 6796.51268
=64.75%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 36.16 mean?
Commercial International Bank (Egypt) CIB (FRA:CIN0) has a OCF Yield % of 36.16 as of Jul. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Commercial International Bank (Egypt) CIB and its competitors. This is near median its historical median of 37.37. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #250 out of 1495 companies in the Banks industry, placing it in the top 16.7%.
Is Commercial International Bank (Egypt) CIB's OCF Yield % too high?
Commercial International Bank (Egypt) CIB's current OCF Yield % of 36.16 is near median its 10-year median of 37.37. The Banks industry median OCF Yield % is 9.21. Commercial International Bank (Egypt) CIB's value of 36.16 is 292.6% above this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #250 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #250 out of 1495 companies for OCF Yield %. This places Commercial International Bank (Egypt) CIB in the top 17% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.21. Commercial International Bank (Egypt) CIB's value of 36.16 is 292.6% above this benchmark. While the company's 10-year median is 37.37 vs. the industry median of 9.21, Commercial International Bank (Egypt) CIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.21, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current OCF Yield % of 36.16 is 292.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median OCF Yield % is 9.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current OCF Yield % is 36.16, which is near median its own 10-year median of 37.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Commercial International Bank (Egypt) CIB (FRA:CIN0) has a current OCF Yield % of 36.16. The stock's GF Value™ is €2.09, compared to a current price of €2.14 — trading 2.4% above its estimated fair value. The current OCF Yield % is 36.16, which is near median its 10-year median of 37.37 and 292.6% above the Banks industry median of 9.21. Commercial International Bank (Egypt) CIB's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (FRA:CIN0), the current OCF Yield % is 36.16 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (FRA:CIN0) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be overvalued. The current stock price of €2.14 is trading 2.4% above its estimated GF Value™ of €2.09.

Key valuation signals for FRA:CIN0:

  • OCF Yield %: 36.16 (near median its 10-year median of 37.37)
  • GF Value™: €2.09 vs. price of €2.14 (2.4% above fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 292.6% above the Banks median (#250 of 1495)

No single metric tells the full story. See the FRA:CIN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
81GF Score

Get the complete analysis for FRA:CIN0

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.14
Price
€2.09
GF Value