ECN CapitalFRA:2EZ 75 Operating Margin % is 23.69% as of Dec. 2025, which is 247% above its 10-year median of 6.82. GuruFocus rates FRA:2EZ with a GF Score™ of 75/100 and a GF Value™ of €1.95. The stock has 6 warning signs investors should review. Among 48 Banks companies, ECN Capital ranks worse than 52.08% on this metric.
Operating Margin % is calculated as Operating Income divided by its Revenue. ECN Capital's Operating Income for the
three
months ended in Dec. 2025 was €14.0 Mil. ECN Capital's Revenue for the
three
months ended in Dec. 2025 was €58.9 Mil. Therefore, ECN Capital's Operating Margin % for the quarter that ended in Dec. 2025 was 23.69%.
The historical rank and industry rank for ECN Capital's Operating Margin % or its related term are showing as below:
FRA:2EZ'
s Operating Margin % Range Over the Past 10 Years
Min: -224.99 Med: 6.82 Max: 21.99
Current: 17.78
FRA:2EZ's Operating Margin % is ranked worse than 52.08% of 48
companies
in the Banks industry
Industry Median: 18.135
vs FRA:2EZ: 17.78
ECN Capital's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.
ECN Capital's Operating Income for the
three
months ended in Dec. 2025 was €14.0 Mil.
Its Operating Income for the trailing twelve months (TTM) ended in Dec. 2025 was €39.3 Mil.
ECN Capital (FRA:2EZ) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
ECN Capital Operating Margin % Related Terms
ECN Capital Operating Margin % Historical Data
* Premium members only.
The historical data trend for ECN Capital's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2EZ vs RKT, FNMA, PFSI: Operating Margin % Comparison
For the Mortgage Finance subindustry, ECN Capital's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital Operating Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's Operating Margin % distribution charts can be found below:
* The bar in red indicates where ECN Capital's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
ECN Capital's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECN Capital (FRA:2EZ) has a Operating Margin % of 23.69% as of Dec. 2025. Operating margin is the ratio of total operating income to net sales. View historical data on ECN Capital and its competitors. This is 247% above median its historical median of 6.82. According to the industry distribution chart, ECN Capital ranks #25 out of 48 companies in the Banks industry, placing it in the top 52.1%.
Is ECN Capital's Operating Margin % too high?
ECN Capital's current Operating Margin % of 23.69% is 247% above median its 10-year median of 6.82. The Banks industry median Operating Margin % is 18.14. ECN Capital's value of 23.69% is 30.6% above this industry median. Based on the distribution chart, ECN Capital ranks #25 out of 48 companies in the Banks industry, which is below the industry midpoint. Overall, ECN Capital has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's Operating Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #25 out of 48 companies for Operating Margin %. This places ECN Capital in the lower half of its industry. The industry median Operating Margin % is 18.14. ECN Capital's value of 23.69% is 30.6% above this benchmark. While the company's 10-year median is 6.82 vs. the industry median of 18.14, ECN Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Banks company?
The median Operating Margin % among Banks companies is 18.14, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current Operating Margin % of 23.69% is 30.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on ECN Capital and its competitors. For the Banks industry, the median Operating Margin % is 18.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current Operating Margin % is 23.69%, which is 247% above median its own 10-year median of 6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
ECN Capital (FRA:2EZ) has a current Operating Margin % of 23.69%. The stock's GF Value™ is €1.95, compared to a current price of €1.83 — trading 6.2% below its estimated fair value. The current Operating Margin % is 23.69%, which is 247% above median its 10-year median of 6.82 and 30.6% above the Banks industry median of 18.14. ECN Capital's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For ECN Capital (FRA:2EZ), the current Operating Margin % is 23.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (FRA:2EZ) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of €1.83 is trading 6.2% below its estimated GF Value™ of €1.95.
Key valuation signals for FRA:2EZ:
Operating Margin %: 23.69% (247% above median its 10-year median of 6.82)
GF Value™: €1.95 vs. price of €1.83 (6.2% below fair value)
Industry Position: 30.6% above the Banks median (#25 of 48)
No single metric tells the full story. See the FRA:2EZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
75GF Score
Get the complete analysis for FRA:2EZ
Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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