Luzon Credit and Finance (XTAE:LUZC) Operating Margin %: 0.00% (As of . 20)


What is Luzon Credit and Finance Operating Margin %?

Luzon Credit and Finance XTAE:LUZC -0.74% Operating Margin % is 0.00% as of . 20.

Operating Margin % is calculated as Operating Income divided by its Revenue. Luzon Credit and Finance's Operating Income for the three months ended in . 20 was ₪0.00 Mil. Luzon Credit and Finance's Revenue for the three months ended in . 20 was ₪0.00 Mil. Therefore, Luzon Credit and Finance's Operating Margin % for the quarter that ended in . 20 was 0.00%.

The historical rank and industry rank for Luzon Credit and Finance's Operating Margin % or its related term are showing as below:


XTAE:LUZC's Operating Margin % is not ranked *
in the Software industry.
Industry Median: 3.795
* Ranked among companies with meaningful Operating Margin % only.

Luzon Credit and Finance's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Luzon Credit and Finance's Operating Income for the three months ended in . 20 was ₪0.00 Mil.

Luzon Credit and Finance  (XTAE:LUZC) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.

Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.

Luzon Credit and Finance Operating Margin % Related Terms

Luzon Credit and Finance Operating Margin % Historical Data

* Premium members only.

The historical data trend for Luzon Credit and Finance's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luzon Credit and Finance Operating Margin % Chart

Luzon Credit and Finance Annual Data
Trend
Operating Margin %

Luzon Credit and Finance Quarterly Data
Operating Margin %

Luzon Credit and Finance Operating Margin % Competitor Comparison

For the Software - Application subindustry, Luzon Credit and Finance's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Luzon Credit and Finance Operating Margin % vs Software Industry

For the Software industry and Technology sector, Luzon Credit and Finance's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Luzon Credit and Finance's Operating Margin % falls into.


Luzon Credit and Finance Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Luzon Credit and Finance's Operating Margin % for the fiscal year that ended in . 20 is calculated as

Operating Margin %=Operating Income (A: . 20 ) / Revenue (A: . 20 )
= /
= %

Luzon Credit and Finance's Operating Margin % for the quarter that ended in . 20 is calculated as

Operating Margin %=Operating Income (Q: . 20 ) / Revenue (Q: . 20 )
= /
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 0.00% mean?
Luzon Credit and Finance (XTAE:LUZC) has a Operating Margin % of 0.00% as of . 20. Operating margin is the ratio of total operating income to net sales. View historical data on Luzon Credit and Finance and its competitors.
Is Luzon Credit and Finance's Operating Margin % too high?
Luzon Credit and Finance's current Operating Margin % is 0.00%.
How does Luzon Credit and Finance's Operating Margin % compare to competitors?
Luzon Credit and Finance's Operating Margin % of 0.00% can be compared against companies in the Software industry. The industry median Operating Margin % is 3.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.80, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Luzon Credit and Finance and its competitors. For the Software industry, the median Operating Margin % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luzon Credit and Finance's current Operating Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luzon Credit and Finance stock overvalued right now?
Luzon Credit and Finance (XTAE:LUZC) has a current Operating Margin % of 0.00%. The current Operating Margin % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Luzon Credit and Finance (XTAE:LUZC), the current Operating Margin % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Luzon Credit and Finance Business Description

Address 15 Hamelacha Street, Rosh Hayain, ISR, 4809136
Luzon Credit and Finance Ltd operates an online credit brokerage platform.