Guaranty Trust Holding CoCHIX:GTCOL 81 Dividend Payout Ratio is 0.33 as of Dec. 2025, which is 94% above its 10-year median of 0.17. GuruFocus rates CHIX:GTCOL with a GF Score™ of 81/100 and a GF Value™ of $0.05 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,168 Banks companies, Guaranty Trust Holding Co ranks better than 51.54% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Guaranty Trust Holding Co's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.33.
The historical rank and industry rank for Guaranty Trust Holding Co's Dividend Payout Ratio or its related term are showing as below:
CHIX:GTCOl'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.17 Max: 0.5
Current: 0.06
During the past 6 years, the highest Dividend Payout Ratio of Guaranty Trust Holding Co was 0.50. The lowest was 0.05. And the median was 0.17.
CHIX:GTCOl's Dividend Payout Ratio is ranked better than 51.54% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs CHIX:GTCOl: 0.06
During the past 6 years, the highest Trailing Annual Dividend Yield of Guaranty Trust Holding Co was 17.09%. The lowest was 0.95%. And the median was 7.76%.
During the past 12 months, Guaranty Trust Holding Co's average Dividends Per Share Growth Rate was 117.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 38.80% per year.
During the past 6 years, the highest 3-Year average Dividends Per Share Growth Rate of Guaranty Trust Holding Co was 131.00% per year. The lowest was 38.80% per year. And the median was 84.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Guaranty Trust Holding Co (CHIX:GTCOl) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Guaranty Trust Holding Co Dividend Payout Ratio Related Terms
Guaranty Trust Holding Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guaranty Trust Holding Co Dividend Payout Ratio Chart
CHIX:GTCOL vs JPM, BAC, WFC: Dividend Payout Ratio Comparison
For the Banks - Diversified subindustry, Guaranty Trust Holding Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guaranty Trust Holding Co Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Guaranty Trust Holding Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Guaranty Trust Holding Co's Dividend Payout Ratio falls into.
Guaranty Trust Holding Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Guaranty Trust Holding Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guaranty Trust Holding Co (CHIX:GTCOL) has a Dividend Payout Ratio of 0.33 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Guaranty Trust Holding Co and its competitors. This is 94% above median its historical median of 0.17. Over the past decade, Guaranty Trust Holding Co's Dividend Payout Ratio has ranged from 0.05 to 0.50. According to the industry distribution chart, Guaranty Trust Holding Co ranks #566 out of 1168 companies in the Banks industry, placing it in the top 48.5%.
Is Guaranty Trust Holding Co's Dividend Payout Ratio too high?
Guaranty Trust Holding Co's current Dividend Payout Ratio of 0.33 is 94% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.50. The Banks industry median Dividend Payout Ratio is 0.32. Guaranty Trust Holding Co's value of 0.33 is 3.1% above this industry median. Based on the distribution chart, Guaranty Trust Holding Co ranks #566 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, Guaranty Trust Holding Co has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guaranty Trust Holding Co's Dividend Payout Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Guaranty Trust Holding Co ranks #566 out of 1168 companies for Dividend Payout Ratio. This puts Guaranty Trust Holding Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Guaranty Trust Holding Co's value of 0.33 is 3.1% above this benchmark. Historically, Guaranty Trust Holding Co's own Dividend Payout Ratio has ranged from 0.05 to 0.50 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.32, Guaranty Trust Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guaranty Trust Holding Co's current Dividend Payout Ratio of 0.33 is 3.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Guaranty Trust Holding Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guaranty Trust Holding Co's current Dividend Payout Ratio is 0.33, which is 94% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Guaranty Trust Holding Co (CHIX:GTCOL) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.05, compared to a current price of $0.09 — trading 84% above its estimated fair value. The current Dividend Payout Ratio is 0.33, which is 94% above median its 10-year median of 0.17 and 3.1% above the Banks industry median of 0.32. Guaranty Trust Holding Co's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Guaranty Trust Holding Co (CHIX:GTCOL), the current Dividend Payout Ratio is 0.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guaranty Trust Holding Co (CHIX:GTCOL) Overvalued in 2026?
Based on GuruFocus' analysis, Guaranty Trust Holding Co stock appears to be overvalued.
The current stock price of $0.09 is trading 84% above its estimated GF Value™ of $0.05.
GuruFocus considers Guaranty Trust Holding Co to be Significantly Overvalued.
Key valuation signals for CHIX:GTCOL:
Dividend Payout Ratio: 0.33 (94% above median its 10-year median of 0.17)
GF Value™: $0.05 vs. price of $0.09 (84% above fair value)
Industry Position: 3.1% above the Banks median (#566 of 1168)
No single metric tells the full story. See the CHIX:GTCOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guaranty Trust Holding Co PLC is a multinational financial institution that provides individuals, businesses, private and public institutions across Africa and the United Kingdom with a broad range of market key financial products and services. The company has six reportable segments: Corporate banking which derives maximum revenue, and incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Commercial banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Business banking which incorporates current accounts, deposits, overdrafts, loans and other credit facilities; Retail banking which incorporates private banking services, private customer current accounts, savings deposits; SME banking; and Public sector.
81GF Score
Get the complete analysis for CHIX:GTCOL
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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