Pinnacle Financial Partners (FRA:PFZ0) Dividend Payout Ratio: 0.21 (As of Mar. 2026) — 75% Above Median

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FRA:PFZ0 Pinnacle Financial Partners Inc FRA:PFZ0
73 GF Score
Price €89.50
GF Value €106.00
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Pinnacle Financial Partners Dividend Payout Ratio?

Pinnacle Financial Partners FRA:PFZ0 73 Dividend Payout Ratio is 0.21 as of Mar. 2026, which is 75% above its 10-year median of 0.12. GuruFocus rates FRA:PFZ0 with a GF Score™ of 73/100 and a GF Value™ of €106.00 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,174 Banks companies, Pinnacle Financial Partners ranks better than 86.12% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Pinnacle Financial Partners's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.21.

The historical rank and industry rank for Pinnacle Financial Partners's Dividend Payout Ratio or its related term are showing as below:

FRA:PFZ0' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11   Med: 0.12   Max: 0.18
Current: 0.16

During the past 13 years, the highest Dividend Payout Ratio of Pinnacle Financial Partners was 0.18. The lowest was 0.11. And the median was 0.12.

FRA:PFZ0's Dividend Payout Ratio is ranked better than
86.12% of 1174 companies
in the Banks industry
Industry Median: 0.32 vs FRA:PFZ0: 0.16

As of today (2026-08-03), the Dividend Yield % of Pinnacle Financial Partners is 1.41%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Pinnacle Financial Partners was 1.89%. The lowest was 0.65%. And the median was 0.99%.

Pinnacle Financial Partners's Dividends per Share for the months ended in Mar. 2026 was €0.43.

During the past 12 months, Pinnacle Financial Partners's average Dividends Per Share Growth Rate was 35.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Pinnacle Financial Partners was 91.30% per year. The lowest was 2.90% per year. And the median was 7.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Pinnacle Financial Partners (FRA:PFZ0) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Pinnacle Financial Partners Dividend Payout Ratio Related Terms

Pinnacle Financial Partners Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Pinnacle Financial Partners's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Financial Partners Dividend Payout Ratio Chart

Pinnacle Financial Partners Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.12 0.13 0.13 0.12

Pinnacle Financial Partners Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.11 0.11 0.21 0.20

FRA:PFZ0 vs EWBC, WBS, FHN: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Pinnacle Financial Partners's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pinnacle Financial Partners Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Financial Partners's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Pinnacle Financial Partners's Dividend Payout Ratio falls into.


FRA:PFZ0
73GF Score
Pinnacle Financial Partners Inc FRA:PFZ0
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pinnacle Financial Partners Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Pinnacle Financial Partners's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.82/ 7.083
=0.12

Pinnacle Financial Partners's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.432/ 2.067
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.21 mean?
Pinnacle Financial Partners (FRA:PFZ0) has a Dividend Payout Ratio of 0.21 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Pinnacle Financial Partners and its competitors. This is 75% above median its historical median of 0.12. Over the past decade, Pinnacle Financial Partners' Dividend Payout Ratio has ranged from 0.11 to 0.18. According to the industry distribution chart, Pinnacle Financial Partners ranks #163 out of 1174 companies in the Banks industry, placing it in the top 13.9%.
Is Pinnacle Financial Partners' Dividend Payout Ratio too high?
Pinnacle Financial Partners' current Dividend Payout Ratio of 0.21 is 75% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.18. The Banks industry median Dividend Payout Ratio is 0.32. Pinnacle Financial Partners' value of 0.21 is 34.4% below this industry median. Based on the distribution chart, Pinnacle Financial Partners ranks #163 out of 1174 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pinnacle Financial Partners has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Financial Partners' Dividend Payout Ratio compare to EWBC and WBS?
According to the Banks industry distribution chart, Pinnacle Financial Partners ranks #163 out of 1174 companies for Dividend Payout Ratio. This places Pinnacle Financial Partners in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Pinnacle Financial Partners' value of 0.21 is 34.4% below this benchmark. Historically, Pinnacle Financial Partners' own Dividend Payout Ratio has ranged from 0.11 to 0.18 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.32, Pinnacle Financial Partners has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pinnacle Financial Partners's current Dividend Payout Ratio of 0.21 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Pinnacle Financial Partners and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pinnacle Financial Partners's current Dividend Payout Ratio is 0.21, which is 75% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Financial Partners stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Financial Partners (FRA:PFZ0) is currently considered Modestly Undervalued. The stock's GF Value™ is €106.00, compared to a current price of €89.50 — trading 15.6% below its estimated fair value. The current Dividend Payout Ratio is 0.21, which is 75% above median its 10-year median of 0.12 and 34.4% below the Banks industry median of 0.32. Pinnacle Financial Partners' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Pinnacle Financial Partners (FRA:PFZ0), the current Dividend Payout Ratio is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Financial Partners (FRA:PFZ0) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Financial Partners stock appears to be undervalued. The current stock price of €89.50 is trading 15.6% below its estimated GF Value™ of €106.00. GuruFocus considers Pinnacle Financial Partners to be Modestly Undervalued.

Key valuation signals for FRA:PFZ0:

  • Dividend Payout Ratio: 0.21 (75% above median its 10-year median of 0.12)
  • GF Value™: €106.00 vs. price of €89.50 (15.6% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 34.4% below the Banks median (#163 of 1174)

No single metric tells the full story. See the FRA:PFZ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pinnacle Financial Partners Business Description

Other Exchanges PNFPpC.PFD:USAPNFP:USA
Address 3400 Overton Park Drive, Atlanta, GA, USA, 30339
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
73GF Score

Get the complete analysis for FRA:PFZ0

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€89.50
Price
€106.00
GF Value