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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Payment Financial Technologies's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.49.
The historical rank and industry rank for Payment Financial Technologies's Dividend Payout Ratio or its related term are showing as below:
XTAE:PMNT'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.49 Med: 0.54 Max: 0.61
Current: 0.49
During the past 6 years, the highest Dividend Payout Ratio of Payment Financial Technologies was 0.61. The lowest was 0.49. And the median was 0.54.
XTAE:PMNT's Dividend Payout Ratio is ranked worse than 60.58% of 860
companies
in the Software industry
Industry Median: 0.4
vs XTAE:PMNT: 0.49
During the past 6 years, the highest Trailing Annual Dividend Yield of Payment Financial Technologies was 6.85%. The lowest was 2.95%. And the median was 4.51%.
Payment Financial Technologies (XTAE:PMNT) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Payment Financial Technologies Dividend Payout Ratio Related Terms
Payment Financial Technologies Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Payment Financial Technologies Dividend Payout Ratio Chart
XTAE:PMNT vs MSFT, ORCL, PLTR: Dividend Payout Ratio Comparison
For the Software - Infrastructure subindustry, Payment Financial Technologies's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Payment Financial Technologies Dividend Payout Ratio vs Software Industry
For the Software industry and Technology sector, Payment Financial Technologies's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Payment Financial Technologies's Dividend Payout Ratio falls into.
Payment Financial Technologies Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Payment Financial Technologies (XTAE:PMNT) has a Dividend Payout Ratio of 0.49 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Payment Financial Technologies and its competitors. This is near median its historical median of 0.54. Over the past decade, Payment Financial Technologies' Dividend Payout Ratio has ranged from 0.49 to 0.61. According to the industry distribution chart, Payment Financial Technologies ranks #521 out of 860 companies in the Software industry, placing it in the top 60.6%.
Is Payment Financial Technologies' Dividend Payout Ratio too high?
Payment Financial Technologies' current Dividend Payout Ratio of 0.49 is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 0.61. The Software industry median Dividend Payout Ratio is 0.40. Payment Financial Technologies' value of 0.49 is 22.5% above this industry median. Based on the distribution chart, Payment Financial Technologies ranks #521 out of 860 companies in the Software industry, which is below the industry midpoint. Overall, Payment Financial Technologies has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Payment Financial Technologies' Dividend Payout Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Payment Financial Technologies ranks #521 out of 860 companies for Dividend Payout Ratio. This places Payment Financial Technologies in the lower half of its industry. The industry median Dividend Payout Ratio is 0.40. Payment Financial Technologies' value of 0.49 is 22.5% above this benchmark. Historically, Payment Financial Technologies' own Dividend Payout Ratio has ranged from 0.49 to 0.61 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.40, Payment Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Software company?
The median Dividend Payout Ratio among Software companies is 0.40, based on 860 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Payment Financial Technologies's current Dividend Payout Ratio of 0.49 is 22.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Payment Financial Technologies and its competitors. For the Software industry, the median Dividend Payout Ratio is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Payment Financial Technologies's current Dividend Payout Ratio is 0.49, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Payment Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Payment Financial Technologies (XTAE:PMNT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₪6.55, compared to a current price of ₪5.76 — trading 12.1% below its estimated fair value. The current Dividend Payout Ratio is 0.49, which is near median its 10-year median of 0.54 and 22.5% above the Software industry median of 0.40. Payment Financial Technologies' overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Payment Financial Technologies (XTAE:PMNT), the current Dividend Payout Ratio is 0.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Payment Financial Technologies (XTAE:PMNT) Overvalued in 2026?
Based on GuruFocus' analysis, Payment Financial Technologies stock appears to be undervalued.
The current stock price of ₪5.76 is trading 12.1% below its estimated GF Value™ of ₪6.55.
GuruFocus considers Payment Financial Technologies to be Modestly Undervalued.
Key valuation signals for XTAE:PMNT:
Dividend Payout Ratio: 0.49 (near median its 10-year median of 0.54)
GF Value™: ₪6.55 vs. price of ₪5.76 (12.1% below fair value)
Industry Position: 22.5% above the Software median (#521 of 860)
No single metric tells the full story. See the XTAE:PMNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Payment Financial Technologies Ltd owns the PaymenT brand which is a payment platform. It is a means of payment that allows businesses to offer financing to their customers easily, quickly, and conveniently and receive immediate payment for the products and services sold.
88GF Score
Get the complete analysis for XTAE:PMNT
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