ERKH (Eureka Homestead Bancorp) PB Ratio: 0.70 (As of Aug. 02, 2026)

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ERKH Eureka Homestead Bancorp Inc ERKH
12 GF Score
Price $13.05
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What is Eureka Homestead Bancorp PB Ratio?

Eureka Homestead Bancorp ERKH 12 PB Ratio is 0.70 as of Aug. 02, 2026. GuruFocus rates ERKH with a GF Score™ of 12/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-02), Eureka Homestead Bancorp's share price is $13.05. Eureka Homestead Bancorp's Book Value per Share for the quarter that ended in Sep. 2023 was $18.67. Hence, Eureka Homestead Bancorp's PB Ratio of today is 0.70.

The historical rank and industry rank for Eureka Homestead Bancorp's PB Ratio or its related term are showing as below:

ERKH's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.11
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Eureka Homestead Bancorp  (OTCPK:ERKH) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Eureka Homestead Bancorp PB Ratio Related Terms


Eureka Homestead Bancorp PB Ratio Historical Data

* Premium members only.

The historical data trend for Eureka Homestead Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eureka Homestead Bancorp PB Ratio Chart

Eureka Homestead Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21
PB Ratio
0.00 0.72 0.71 0.76

Eureka Homestead Bancorp Quarterly Data
Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Sep22 Sep23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.76 0.80 0.00 0.94

ERKH vs UNTN, SNNY, BLHK: PB Ratio Comparison

For the Banks - Regional subindustry, Eureka Homestead Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eureka Homestead Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Eureka Homestead Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Eureka Homestead Bancorp's PB Ratio falls into.


ERKH
12GF Score
Eureka Homestead Bancorp Inc ERKH
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Eureka Homestead Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Eureka Homestead Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2023)
=13.05/18.673
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.70 mean?
Eureka Homestead Bancorp (ERKH) has a PB Ratio of 0.70 as of Aug. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eureka Homestead Bancorp and its competitors.
Is Eureka Homestead Bancorp's PB Ratio too high?
Eureka Homestead Bancorp's current PB Ratio is 0.70. The Banks industry median PB Ratio is 1.11. Eureka Homestead Bancorp's value of 0.70 is 36.9% below this industry median. Overall, Eureka Homestead Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Eureka Homestead Bancorp's PB Ratio compare to UNTN and SNNY?
Eureka Homestead Bancorp's PB Ratio of 0.70 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.11. Eureka Homestead Bancorp's value of 0.70 is 36.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eureka Homestead Bancorp's current PB Ratio of 0.70 is 36.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eureka Homestead Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eureka Homestead Bancorp's current PB Ratio is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eureka Homestead Bancorp stock overvalued right now?
Eureka Homestead Bancorp (ERKH) has a current PB Ratio of 0.70. The current PB Ratio is 0.70 and 36.9% below the Banks industry median of 1.11. Eureka Homestead Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Eureka Homestead Bancorp (ERKH), the current PB Ratio is 0.70 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eureka Homestead Bancorp Business Description

Address 1922 Veterans Memorial Boulevard, Metairie, LA, USA, 70005
Eureka Homestead Bancorp Inc is a United States-based company involved in taking deposits, securing borrowings, and investing those funds in one-to-four-family residential real estate loans. The company also offers deposit accounts, including savings accounts, passbooks, money market accounts, and certificates of deposit.
12GF Score

Get the complete analysis for ERKH

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.05
Price