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China Everbright Bank CoFRA:C0V -2.33%41 PB Ratio is 0.29 as of Jul. 28, 2026, which is 40% below its 10-year median of 0.48. GuruFocus rates FRA:C0V with a GF Score™ of 41/100 and a GF Value™ of €0.33 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, China Everbright Bank Co ranks better than 94.99% on this metric.
China Everbright Bank Co Ltd stock PB Ratio (=0.34) is close to 10-year low of 0.32.
The historical rank and industry rank for China Everbright Bank Co's PB Ratio or its related term are showing as below:
FRA:C0V'
s PB Ratio Range Over the Past 10 Years
Min: 0.32 Med: 0.48 Max: 0.92
Current: 0.33
During the past 13 years, China Everbright Bank Co's highest PB Ratio was 0.92. The lowest was 0.32. And the median was 0.48.
FRA:C0V's PB Ratio is ranked better than 94.99% of 1516
companies
in the Banks industry
Industry Median: 1.12
vs FRA:C0V: 0.33
During the past 12 months, China Everbright Bank Co's average Book Value Per Share Growth Rate was 4.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of China Everbright Bank Co was 32.00% per year. The lowest was 3.70% per year. And the median was 11.40% per year.
Back to Basics: PB Ratio
China Everbright Bank Co (FRA:C0V) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Everbright Bank Co PB Ratio Competitor Comparison
For the Banks - Regional subindustry, China Everbright Bank Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Everbright Bank Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, China Everbright Bank Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where China Everbright Bank Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
China Everbright Bank Co (FRA:C0V) has a PB Ratio of 0.29 as of Jul. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on China Everbright Bank Co and its competitors. This is 40% below median its historical median of 0.48. Over the past decade, China Everbright Bank Co's PB Ratio has ranged from 0.32 to 0.92. According to the industry distribution chart, China Everbright Bank Co ranks #76 out of 1516 companies in the Banks industry, placing it in the top 5%.
Is China Everbright Bank Co's PB Ratio too high?
China Everbright Bank Co's current PB Ratio of 0.29 is 40% below median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.92. The Banks industry median PB Ratio is 1.12. China Everbright Bank Co's value of 0.29 is 74.1% below this industry median. Based on the distribution chart, China Everbright Bank Co ranks #76 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, China Everbright Bank Co has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Everbright Bank Co's PB Ratio compare to competitors?
According to the Banks industry distribution chart, China Everbright Bank Co ranks #76 out of 1516 companies for PB Ratio. This places China Everbright Bank Co in the top 5% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. China Everbright Bank Co's value of 0.29 is 74.1% below this benchmark. Historically, China Everbright Bank Co's own PB Ratio has ranged from 0.32 to 0.92 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 1.12, China Everbright Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Everbright Bank Co's current PB Ratio of 0.29 is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on China Everbright Bank Co and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Everbright Bank Co's current PB Ratio is 0.29, which is 40% below median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Everbright Bank Co stock overvalued right now?
Based on GuruFocus' analysis, China Everbright Bank Co (FRA:C0V) is currently considered Fairly Valued. The stock's GF Value™ is €0.33, compared to a current price of €0.34 — trading 1.8% above its estimated fair value. The current PB Ratio is 0.29, which is 40% below median its 10-year median of 0.48 and 74.1% below the Banks industry median of 1.12. China Everbright Bank Co's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For China Everbright Bank Co (FRA:C0V), the current PB Ratio is 0.29 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Everbright Bank Co (FRA:C0V) Overvalued in 2026?
Based on GuruFocus' analysis, China Everbright Bank Co stock appears to be overvalued.
The current stock price of €0.34 is trading 1.8% above its estimated GF Value™ of €0.33.
GuruFocus considers China Everbright Bank Co to be Fairly Valued.
Key valuation signals for FRA:C0V:
PB Ratio: 0.29 (40% below median its 10-year median of 0.48)
GF Value™: €0.33 vs. price of €0.34 (1.8% above fair value)
Industry Position: 74.1% below the Banks median (#76 of 1516)
No single metric tells the full story. See the FRA:C0V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Everbright Bank Co Ltd is a licensed bank financial institution. The principal activities of the Bank and its subsidiaries are the provision of corporate and retail deposits, loans and advances, settlement, treasury business, and other financial services as approved by the CBIRC. The group mainly operates in Mainland China and also has a number of overseas branches and subsidiaries. The group manages its business by business lines and geographical areas. Its segments include Corporate banking, Retail banking, Financial market business, and Others.
41GF Score
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