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GBS Software AGFRA:INW 54 PB Ratio is 1.41 as of Jul. 18, 2026, which is 7% above its 10-year median of 1.32. GuruFocus rates FRA:INW with a GF Score™ of 54/100 and a GF Value™ of €1.19 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 2,629 Software companies, GBS Software AG ranks better than 70.45% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), GBS Software AG's share price is €3.86. GBS Software AG's Book Value per Share for the quarter that ended in Dec. 2025 was €2.75. Hence, GBS Software AG's PB Ratio of today is 1.41.
Warning Sign:
GBS Software AG stock PB Ratio (=1.46) is close to 2-year high of 1.61.
The historical rank and industry rank for GBS Software AG's PB Ratio or its related term are showing as below:
FRA:INW'
s PB Ratio Range Over the Past 10 Years
Min: 0.46 Med: 1.32 Max: 2.98
Current: 1.46
During the past 13 years, GBS Software AG's highest PB Ratio was 2.98. The lowest was 0.46. And the median was 1.32.
FRA:INW's PB Ratio is ranked better than 70.45% of 2629
companies
in the Software industry
Industry Median: 2.39
vs FRA:INW: 1.46
During the past 12 months, GBS Software AG's average Book Value Per Share Growth Rate was 13.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 20.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -3.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of GBS Software AG was 26.70% per year. The lowest was -42.30% per year. And the median was -12.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
GBS Software AG PB Ratio Related Terms
GBS Software AG PB Ratio Historical Data
* Premium members only.
The historical data trend for GBS Software AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, GBS Software AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GBS Software AG PB Ratio vs Software Industry
For the Software industry and Technology sector, GBS Software AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where GBS Software AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
GBS Software AG's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
GBS Software AG (FRA:INW) has a PB Ratio of 1.41 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GBS Software AG and its competitors. This is near median its historical median of 1.32. Over the past decade, GBS Software AG's PB Ratio has ranged from 0.46 to 2.98. According to the industry distribution chart, GBS Software AG ranks #777 out of 2629 companies in the Software industry, placing it in the top 29.6%.
Is GBS Software AG's PB Ratio too high?
GBS Software AG's current PB Ratio of 1.41 is near median its 10-year median of 1.32. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 2.98. The Software industry median PB Ratio is 2.39. GBS Software AG's value of 1.41 is 41% below this industry median. Based on the distribution chart, GBS Software AG ranks #777 out of 2629 companies in the Software industry, which is above the industry midpoint. Overall, GBS Software AG has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GBS Software AG's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, GBS Software AG ranks #777 out of 2629 companies for PB Ratio. This puts GBS Software AG in the upper half of its industry. The industry median PB Ratio is 2.39. GBS Software AG's value of 1.41 is 41% below this benchmark. Historically, GBS Software AG's own PB Ratio has ranged from 0.46 to 2.98 over the past decade. While the company's 10-year median is 1.32 vs. the industry median of 2.39, GBS Software AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GBS Software AG's current PB Ratio of 1.41 is 41% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GBS Software AG and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GBS Software AG's current PB Ratio is 1.41, which is near median its own 10-year median of 1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GBS Software AG stock overvalued right now?
Based on GuruFocus' analysis, GBS Software AG (FRA:INW) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.19, compared to a current price of €3.86 — trading 224.4% above its estimated fair value. The current PB Ratio is 1.41, which is near median its 10-year median of 1.32 and 41% below the Software industry median of 2.39. GBS Software AG's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For GBS Software AG (FRA:INW), the current PB Ratio is 1.41 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GBS Software AG (FRA:INW) Overvalued in 2026?
Based on GuruFocus' analysis, GBS Software AG stock appears to be overvalued.
The current stock price of €3.86 is trading 224.4% above its estimated GF Value™ of €1.19.
GuruFocus considers GBS Software AG to be Significantly Overvalued.
Key valuation signals for FRA:INW:
PB Ratio: 1.41 (near median its 10-year median of 1.32)
GF Value™: €1.19 vs. price of €3.86 (224.4% above fair value)
Industry Position: 41% below the Software median (#777 of 2629)
No single metric tells the full story. See the FRA:INW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GBS Software AG provides solutions and services in the fields of messaging security and workflow for the IBM and Microsoft collaboration platforms. It acts as a providers of email security and workflow management solutions. The company operates in Europe, North America, and Asia. It provides retirement management solutions as well. The group provides the following services: Domino Administration, XPages migration, Mobility, Consulting, and Training and mentoring.
54GF Score
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