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UPAY (UPYY) PB Ratio : (As of Jun. 15, 2024)


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What is UPAY PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-06-15), UPAY's share price is $0.67. UPAY's Book Value per Share for the quarter that ended in Nov. 2023 was $-0.01. Hence, UPAY's PB Ratio of today is .

The historical rank and industry rank for UPAY's PB Ratio or its related term are showing as below:

During the past 8 years, UPAY's highest PB Ratio was 375.00. The lowest was 375.00. And the median was 375.00.

UPYY's PB Ratio is not ranked *
in the Software industry.
Industry Median: 2.6
* Ranked among companies with meaningful PB Ratio only.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of UPAY was 26.00% per year. The lowest was 10.10% per year. And the median was 14.50% per year.

Back to Basics: PB Ratio


UPAY PB Ratio Historical Data

The historical data trend for UPAY's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UPAY PB Ratio Chart

UPAY Annual Data
Trend Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23
PB Ratio
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UPAY Quarterly Data
Feb19 May19 Aug19 Nov19 Feb20 May20 Aug20 Nov20 Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23
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Competitive Comparison of UPAY's PB Ratio

For the Software - Application subindustry, UPAY's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UPAY's PB Ratio Distribution in the Software Industry

For the Software industry and Technology sector, UPAY's PB Ratio distribution charts can be found below:

* The bar in red indicates where UPAY's PB Ratio falls into.



UPAY PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

UPAY's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Nov. 2023)
=0.67/-0.008
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


UPAY  (OTCPK:UPYY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


UPAY PB Ratio Related Terms

Thank you for viewing the detailed overview of UPAY's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UPAY (UPYY) Business Description

Traded in Other Exchanges
N/A
Address
3010 LBJ Freeway, 12th Floor, Dallas, TX, USA, 75234
UPAY Inc is engaged in providing automated loan management systems and payment processing solutions. The solutions enable payroll administrators and credit providers to view, manage, and control their business from anywhere and at any time. The loan administration software is offered to credit providers, retail stores, and the provisional service industry such as doctors, lawyers, accountants, and others.
Executives
Wouter Andries Fouche director, officer: CEO 3010 LBJ FREEWAY, SUITE 1200, DALLAS TX 75234
Jacob Casper Folscher director, officer: CFO 3010 LBJ FREEWAY, SUITE 1200, DALLAS TX 75234