UPAY (UPYY) EBIT per Share: $-0.08 (TTM As of Feb. 2026)


UPYY UPAY Inc UPYY
30 GF Score
Price $0.90
GF Value $0.49
! 7 Warning Signs
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What is UPAY EBIT per Share?

UPAY UPYY -10.00% 30 EBIT per Share is $-0.08 as of Feb. 2026. GuruFocus rates UPYY with a GF Score™ of 30/100 and a GF Value™ of $0.49. The stock has 7 warning signs investors should review. Among 2,126 Software companies, UPAY ranks worse than 88.95% on this metric.

UPAY's EBIT per Share for the three months ended in Feb. 2026 was $-0.01. Its EBIT per Share for the trailing twelve months (TTM) ended in Feb. 2026 was $-0.08.

During the past 3 years, the average EBIT per Share Growth Rate was -73.20% per year. During the past 5 years, the average EBIT per Share Growth Rate was -37.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.

The historical rank and industry rank for UPAY's EBIT per Share or its related term are showing as below:

UPYY' s 3-Year EBIT Growth Rate Range Over the Past 10 Years
Min: -91.3   Med: -73.2   Max: -20.5
Current: -73.2

During the past 11 years, the highest 3-Year average EBIT per Share Growth Rate of UPAY was -20.50% per year. The lowest was -91.30% per year. And the median was -73.20% per year.

UPYY's 3-Year EBIT Growth Rate is ranked worse than
88.95% of 2126 companies
in the Software industry
Industry Median: 12.05 vs UPYY: -73.20

UPAY's EBIT for the three months ended in Feb. 2026 was $-0.10 Mil.


UPAY  (OTCPK:UPYY) EBIT per Share Explanation

EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.


UPAY EBIT per Share Related Terms


UPAY EBIT per Share Historical Data

* Premium members only.

The historical data trend for UPAY's EBIT per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UPAY EBIT per Share Chart

UPAY Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
EBIT per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.01 -0.01 -0.04 -0.03 -0.08

UPAY Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
EBIT per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.00 -0.01 -0.01 -0.06 -0.01
UPYY
30GF Score
UPAY Inc UPYY
EBIT per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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UPAY EBIT per Share Calculation

EBIT per Share is the amount of Earnings Before Interest and Taxes (EBIT) per outstanding share of the company's stock.

Earnings Before Interest and Taxes (EBIT) is what the company earns before it expenses interest and taxes.

UPAY's EBIT per Share for the fiscal year that ended in Feb. 2026 is calculated as

EBIT per Share(A: Feb. 2026 )
=EBIT/Shares Outstanding (Diluted Average)
=-1.357/17.274
=-0.08

UPAY's EBIT per Share for the quarter that ended in Feb. 2026 is calculated as

EBIT per Share(Q: Feb. 2026 )
=EBIT/Shares Outstanding (Diluted Average)
=-0.104/18.189
=-0.01

EBIT per Share for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT per Share →
What does a EBIT per Share of $-0.08 mean?
UPAY (UPYY) has a EBIT per Share of $-0.08 as of Feb. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on UPAY and its competitors. According to the industry distribution chart, UPAY ranks #1891 out of 2126 companies in the Software industry, placing it in the top 88.9%.
Is UPAY's EBIT per Share too high?
UPAY's current EBIT per Share is $-0.08. Based on the distribution chart, UPAY ranks #1891 out of 2126 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, UPAY has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does UPAY's EBIT per Share compare to NVNI and IDAI?
According to the Software industry distribution chart, UPAY ranks #1891 out of 2126 companies for EBIT per Share. This places UPAY in the lower half of its industry. The industry median EBIT per Share is 12.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for a Software company?
The median EBIT per Share among Software companies is 12.05, based on 2,126 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on UPAY and its competitors. For the Software industry, the median EBIT per Share is 12.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UPAY's current EBIT per Share is $-0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UPAY stock overvalued right now?
UPAY (UPYY) has a current EBIT per Share of $-0.08. The stock's GF Value™ is $0.49, compared to a current price of $0.90 — trading 83.7% above its estimated fair value. The current EBIT per Share is $-0.08. UPAY's overall GF Score™ is 30/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For UPAY (UPYY), the current EBIT per Share is $-0.08 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UPAY (UPYY) Overvalued in 2026?

Based on GuruFocus' analysis, UPAY stock appears to be overvalued. The current stock price of $0.90 is trading 83.7% above its estimated GF Value™ of $0.49.

Key valuation signals for UPYY:

  • EBIT per Share: $-0.08
  • GF Value™: $0.49 vs. price of $0.90 (83.7% above fair value)
  • GF Score™: 30/100 with 7 warning signs

No single metric tells the full story. See the UPYY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UPAY Business Description

Address 3010 LBJ Freeway, No. 1200, 12th Floor, Dallas, TX, USA, 75234
UPAY Inc is engaged in providing automated loan management systems and payment processing solutions. The solutions enable payroll administrators and credit providers to view, manage, and control their business from anywhere and at any time. The Company conducts its principal lending software and credit management operations in South Africa through its ACPAS loan management software platform. The loan administration software is offered to credit providers, retail stores, and the provisional service industry such as doctors, lawyers, accountants, and others. The company has operations in the USA and South Africa.
30GF Score

Get the complete analysis for UPYY

EBIT per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.90
Price
$0.49
GF Value